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For businesses and individuals

Parasailing is an exciting pastime that many people enjoy on vacation, and it can be a great way to have fun on the water. However, this activity also comes with inherent risks, as parasailers riding behind a boat do not control the parasail wing. A sudden change in weather or an equipment malfunction can cause an accident with serious ramifications for participants. If something goes wrong, it can lead to severe injuries or fatalities.

Because of the risk of parasailing, it can be hard to get individual or business coverage. Many insurance companies deny coverage out of concerns for the potential liabilities and other issues. Whether you’re a traveler considering parasailing or a business providing parasailing services, you need to ensure you have the right coverage.

XINSURANCE will provide insurance solutions for your parasailing operations and manage the risks involved. We specialize in providing coverage for high-risk businesses, and we’re here to make sure you get the coverage you need.

parasailing insurance
parasailing insurance


What Is Liability Insurance for Parasailing?

Liability insurance for parasailing specifically covers the risks associated with the activity, helping you manage them and respond strategically if an incident occurs. The options we have available help protect you from risk while also covering potential costs in adverse circumstances.

With coverage for various expenses and losses that might result from an accident or another issue, liability insurance helps you recover and move forward if you encounter a serious problem. It’s essential to have insurance coverage to help deal with the repercussions appropriately without facing irreparable losses in the process.

Why Do You Need Parasailing Insurance?

Despite your best intentions, accidents can happen due to the many risks involved in parasailing.

The Risks of Parasailing

Let’s say you’re a traveler going parasailing, and something goes wrong with the sail on a ride. If you crash and suffer a broken bone, how will you pay for the medical bills? You likely signed a waiver before the ride, so you’ll need some other coverage options to help when you have an injury.

Meanwhile, if you’re a business, you can be held liable for injuries or losses that occur anywhere on your site. If, for example, a customer steps on a rusty nail on the dock and suffers a deep wound, they could sue you for negligence. If the customer levels allegations that property maintenance was at fault, you could be legally responsible for damages.

An equipment malfunction, a fall, or another incident could have serious consequences. Because of the high risk of parasailing, it’s always better to be prepared for the worst scenario and hope for the best. Facing unexpected results without coverage if something goes wrong will have much more significant repercussions.

Why Insurance Matters

Our insurance solutions can give you true peace of mind to move forward. Our personal and commercial insurance options provide varying levels of coverage to take care of your specific needs. With the right insurance policy, you can save thousands of dollars on legal expenses and other costs resulting from an injury. Insurance can also help protect yourself or your business in many different situations, allowing you to handle liability, lawsuits, and accidents.

Parties Our Parasailing Insurance Covers

With our all-in-one solution, you can feel confident that we’ll cover your needs for the activities you want to try. We work with you to develop a plan to protect your assets and property in case you encounter unforeseen circumstances. 

Our team also partners with you to find solutions that fit your unique needs. We offer coverage for a variety of parasailing operations and focus on providing coverage for businesses.

Business Insurance

If you’re a business offering parasailing activities in any capacity, having the right insurance coverage will protect you from liability in case of an injury and cover legal defense and settlement costs. Whether it’s your main service or a side offering for customers, you need the right coverage. 

You want to ensure your business carefully adheres to all safety regulations and covers your bases regarding safety requirements. You must do your best to ensure passenger safety and prevent an injury due to negligence. Keep in mind that premise liability is particularly serious for businesses — carefully maintaining your property to protect employees and visitors is essential.

Our Coverage Solutions

When it comes to parasailing activities, you don’t want to take any chances. The best option is to have coverage for any potential liabilities that could derail your business operations or drain your personal resources.

In case of personal injury, a lawsuit, or another unforeseen situation, we offer coverage to help you successfully navigate complicated situations:

  • General liability: Covers 3rd party bodily injury and 3rd party property damage. If something goes wrong on a parasailing trip — an equipment malfunction, a negligent situation, or perhaps an unforeseen weather issue — coverage for bodily injury and property damage will protect you from liability and cover legal costs up to the policy limits.
  • Communicable Disease Liability Coverage: In a situation where a customer alleges they contracted a contagious illness at your site, we offer liability coverage.
  • Advertising complaint: What if you have an advertising campaign that may have unintentionally misrepresented your services or offerings? Get coverage for facing falsification lawsuits with the right insurance from us.
  • Watercraft Liability: This policy can cover you if you are held liable for a watercraft malfunction or operator injury. It can also protect you from paying out-of-pocket medical bills or income replacement.
  • Hull Coverage: Covers physical damage to the watercraft while in storage or being used for commercial purposes.

Why Choose XINSURANCE for Your Parasailing Insurance?

When the unexpected happens, XINSURANCE has you covered. We offer liability protection for high-risk operations and have solutions for your unique situation. We’re available to assist whenever you need advice or service so you can have true peace of mind for your daily operations.

When you work with us, you can benefit from our dedication to exceptional customer service and expertise in everything from risk management to claims. Some of the benefits we provide include:

  • Rapid response underwriting. We offer prompt underwriting services and protection for your needs, whatever they may be.
  • An expert team. When you need assistance, our experienced team is ready to help. We have extensive experience in the industry and are dedicated to delivering trusted coverage for each customer.
  • Comprehensive service. Whatever demands you face in your industry, let us help you handle new or old claims and guide you through the insurance process.
  • Policy reviews. We offer a free policy review, where we can assess your current insurance and help you understand any terms that leave you exposed.
  • Tru Umbrella coverage. We can fill the gaps and cover exclusions in your primary insurance policy.
  • Customized offerings. At XINSURANCE, we know you have unique needs, which is why we offer customized solutions to fit your requirements. We provide personalized options for premiums, limits, and coverage that adhere to regulations so you can obtain a plan you can rely on.

Get a Quote From XINSURANCE Today

Get insurance you can trust for high-risk operations and face the unpredictable with confidence. We’re here to defend you and help you proactively respond to challenges that come with high-risk operations. Whether you’re going on a parasailing adventure or facilitating the experience for customers, we have you covered.

If you want insurance coverage you can trust when the unexpected happens, XINSURANCE is here for you. To learn more about what we have to offer and how we can partner with you, get a quote on the coverage we can provide today.

With XINSURANCE, you can purchase customized liability insurance coverage that will protect you in all the areas that your homeowners, employers, and business insurance policies won’t or can’t. Our underwriting team brings you over 40 years of experience, along with the ability to offer customized limits, coverage, deductibles, and premiums to create the perfect plan for your personal protection.


XINSURANCE is a proud member of the WSIA (Water Sports Industry Association).

Going to the 2021 WSIA Parasail Operators Symposium? Visit our booth to learn more about us!

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