Rescue and Evacuation Insurance
Specialty liability insurance solutions tailored to your needs.
Get StartedLiability shouldn't be your concern during a crisis; let XINSURANCE enhance your mission readiness with customized coverage solutions.
Whether it’s a natural disaster or an unexpected emergency, our all-in-one liability insurance solutions ensure that your team can focus on saving lives without worrying about potential liabilities.
What is Rescue and Evacuation Insurance?
Rescue and evacuation insurance is designed to protect not only search and rescue teams and medical evacuation services but also individual adventurers venturing into potentially perilous environments. In the face of the unexpected, whether you’re coordinating a complex rescue operation or embarking on a high-risk adventure, the right insurance partner is crucial for managing liabilities efficiently and effectively.
At XINSURANCE, we understand the unpredictable nature of high-stakes environments—what CAN happen, often DOES happen. That’s why it’s essential to have a solid backup plan in the form of comprehensive liability insurance. For teams delivering critical services, this ensures that legal complexities don’t hamper your immediate objectives. For individual adventurers, it means adventurous pursuits can be embraced with confidence, knowing that you are backed by a steadfast insurance partner. XINSURANCE stands ready to ensure that you can concentrate on the challenges and thrills of your adventure, not the potential legal repercussions.
Who Should Have Rescue and Evacuation Insurance
Anyone engaging in high-risk activities, whether professionally guiding adventurers, participating in extreme sports, coordinating search and rescue missions, or conducting field research in remote locations, should consider the essential safeguard of rescue and evacuation insurance. That includes:
- Search and Rescue Teams
- Medical Evacuation Services
- Adventure Tour Operators
- Individual Adventurers
- Wilderness Guides
- Mountain Rescue Volunteers
- Pilots & Aviation Services
- And More!
Rescue and Evacuation Insurance Coverage Options
Commercial General Liability
Provides coverage for injuries and property damage sustained by third parties.
Commercial Auto*
Provides auto liability coverage for your company-owned or personally-owned vehicle primarily used for business purposes. Learn more.
*Available in most states
Professional Liability
Coverage for claims regarding negligent acts and more. Learn more.
TRU Umbrella
Additional coverage to fill the gaps and cover the exclusions in your existing policy. Learn more.
Alleged Assault and Battery Liability
Coverage for claims against you regarding assault and/or battery.
Alleged Sexual Abuse and Molestation Liability
Coverage for claims against you regarding sexual abuse and/or molestation.
Animal Liability
Provides coverage for third-party bodily injury and property damage caused by an animal that you own, such as a working dog or guide dog. Learn more.
Communicable Disease Liability
This is a policy enhancement that provides coverage for negligent exposure to any Declared Pandemic Disease or Pathogen, including COVID-19. Learn more.
Directors and Officers (D&O) Liability
Protects people from personal losses if they are sued as a result of serving as a director or an officer of an organization. Learn more.
Inland Marine
Can provide physical damage protection for applicable equipment while it is being rented, stored, or transported. It can provide financial assistance in case of accidents, malfunctions, and limited theft coverage.
Personal Liability
Personal liability protection in the event of an accident and a claim is made against you. Learn more.
Premises Liability
Protects against claims for slips, trips, and falls on the property due to negligence.
Property Coverage
Covers the building and its contents from weather-related risks, vandalism, theft, and more. Learn more.
How To Get A Quote
Request Your Quote
Click the button below to get started on your quote
Specify Your Needs
We’ll schedule a call with you to consult on your needs, and collect more details
Get Your Custom Quote
We’ll use all the information provided to craft a highly personalized quote to address all of your specific insurance needs in one comprehensive policy
FAQs About Rescue and Evacuation Insurance
Why is rescue and evacuation insurance important for individuals and organizations?
Rescue and evacuation insurance is important because it offers financial protection against the unpredictable nature of high-risk activities, ensuring that unforeseen events don’t lead to overwhelming liability costs.
Can search and rescue volunteers also get insured?
Yes, not just search and rescue volunteers but any volunteer involved with a search and recue mission or medical evacuation can obtain insurance to protect themselves against personal liability while involved in potentially dangerous rescue operations.
Volunteers might have liability coverage under the organization they are working for but oftentimes these polices have gaps and exclusions that leave the volunteers exposed. If you’re a volunteer who already has an insurance policy, let us review your policy at no cost and we’ll identify any gaps or exclusions that you might want to have covered.
Does medical evacuation insurance replace health insurance?
No, it does not replace health insurance but rather complements it by covering aspects that a typical health insurance policy might not.
Is it difficult to obtain rescue and evacuation insurance?
While it can be more complex than standard policies due to the unique risks involved, working with a knowledgeable insurance partner like XINSURANCE will simplify the process. Contact us today for a search and rescue insurance quote!
Can I be insured if I've been dropped or rejected by an insurance company?
Yes, XINSURANCE can help you even if you’ve been declined, canceled, or non-renewed by an insurance company. We step in to provide an insurance solution when others can’t or won’t.
How much does rescue and evacuation insurance cost?
The cost of rescue and evacuation insurance is influenced by a variety of factors and depends if you are a business or individual. Some factors include location of your operations or adventure, medical history and condition (as an individual), claims history, planned activities, services provided, and more.
It’s best to contact us and tell us more about you and your insurance needs so we can provide a personalized rescue and evacuation insurance quote.
Rescue and Evacuation Insurance for the Outdoor Adventurer
Every adventure deemed dangerous should be covered by proper liability protection! If you’re going on a thrill-seeking adventure or guiding others, carrying your own insurance is a wise investment!
Get a rescue and evacuation insurance quote today!
What our clients say
Insurance for all activities. Excellent product with total coverage for WHEN you need that extra help.
THIS IS INSURANCE I CAN TRUST TO PROTECT ME!
– Dave H.
They are amazing and always there to help you if you have any questions or concerns.
– Arlene A.
XINSURANCE is very easy to deal with. We didn’t have to wait forever for the information we needed. And the whole process of finding a plan that worked for us was almost too easy.
– Leslie A.
Your Trusted Team for Tackling the Unexpected
Fighting for You Is What We Do Best
At XINSURANCE, we believe in taking an active role in defending the interests of our customers. When an insured is facing challenges such as frivolous lawsuits or unfounded charges, we take pride in staying by their side.
Unique Requirements Are Our Specialty
XINSURANCE specializes in covering the extraordinary cases that other agents lack expertise in. If you need something insured and can’t find a policy for it anywhere else — chances are our team will know exactly how to get you coverage for it.
Built-For-You Flexibility & Dedicated Support
The XINSURANCE approach to coverage is anything but “one size fits all.” Our specialty insurance experts work one-on-one with you to fully understand your circumstances, insurance needs, and high-risk areas up front. This means that by the time your policy is issued, we're fully prepared to support you through the worst-case scenarios — not drop you when an incident, claim, or lawsuit occurs.
More of Your Coverage - All in One Place
Though your policies won’t be “one size fits all,” XINSURANCE does take an all-in-one approach to insurance. This means that instead of buying several policies, we’re able to offer coverage solutions for your various needs all in one plan.
What You Can Expect From Our Team
Insurance solutions tailored to your needs
Expansive coverage options
Expert support when facing frivolous charges
Dedicated support & service
Professional Liability
We provide professional liability insurance solutions that can include coverage for negligence or alleged negligence, harmful advice, personal injury, libel and slander, actions of employees, claims from past services, and more.
Small Businesses
We can provide customized liability insurance solutions tailored to your business’s unique needs. Even if another insurance company has declined, canceled, or non-renewed your business, we can still help you!
TRU Umbrella
TRU Umbrella coverage is customized to fit your unique needs by filling the gaps and covering the exclusions in your primary policy for work, home, and play.
