When you’re a home-improvement contractor, risk is a part of the job. Roofing and siding contractors know that a small incident can damage a client’s property or injure someone. You work hard to ensure safety and quality job after job, but accidents happen. An incident involving your client’s property or one of your employees can lead them to make a legal claim against your business.
As a contractor, you should investigate insurance plans that protect you in the event of third-party property damage or bodily injury during a job. XINSURANCE connects roofing and siding contractors with dependable liability insurance policies.
Liability insurance coverage is a plan that protects contractors if a client or employee makes a legal claim against their business.
Resolving a legal claim requires a significant amount of money at once, and if you’re like many contractors, you budget your funds to cover immediate needs like materials and payroll first. Paying to defend yourself in court, repair damages, or cover medical bills just may not be in the cards. Rather than risk scrambling for funds, your business should obtain a liability insurance policy.
Liability insurance carriers exchange financial support for a premium. You’ll pay a modest amount for your carrier to cover legal fees or damage expenses in the event of a covered claim.
If you’re a roofing or siding contractor, a liability insurance plan can protect you and your business in three key ways:
Liability management is relevant to any home improvement contractor. For example, the high-elevation tasks involved in replacing a roof could cause something to fall on someone or something at the property. Additionally, clients contracting you for any service could attempt a shallow quality claim against your business that you may not have the resources to dispute. At XINSURANCE, we secure liability insurance plans for these and similar business owners:
XINSURANCE is a leading liability insurance brokerage for home improvement contractors of all varieties. We connect you to all-in-one policies that provide comprehensive liability coverage. To us, there’s no risk too big or too small. As one of our policyholders, you’ll experience premier customer service during every process from underwriting to claim management.
XINSURANCE is ready to provide the support you need to handle liability claims confidently while keeping your business afloat. Potential policyholders are eligible for a complimentary policy review where we pinpoint coverage gaps and explain how we can fill them, so contact us online to request a quote for roofing and siding contractor liability insurance today.
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