Snowplow & Snow Removal Insurance
Specialty business insurance solutions customized for snow removal services and operators.
Get StartedWinter roads are unpredictable. Don't let accidents be a financial burden; protect your snow removal business with our custom insurance solutions.
In the unforgiving winter months, where every street and every turn could bring an unexpected challenge, safeguarding your snow removal business isn’t just smart – it’s essential. We understand the unique risks you face during winter operations, and we’re here to provide a safety net that lets you tackle every snowfall with confidence.
The Importance of Snow Removal Insurance and Snowplow Insurance
Having liability insurance is vital for snow removal businesses as it helps protect against potential lawsuits, claims, and financial risks. This specialized insurance coverage can safeguard your business from insurance claims such as third-party bodily injury and third-party property damage that can occur during operations. Snow removal businesses are considered high-risk due to the nature of their work, making liability insurance essential for mitigating legal defense costs, medical payments, and potential judgments. Furthermore, having snow removal insurance or snowplow insurance helps demonstrate your commitment to accountability and providing a safety net in case of unforeseen events.
In short, snow removal insurance snowplow insurance will help protect you and your business in the event of an accident, incident, claim, or lawsuit. In the event that something goes wrong, XINSURANCE will stand by your side as a true insurance partner.
Types of Snow Removal Services We Help
- Snowplowing
- Snow Shoveling Crews
- Ice Melting
- Snow Cat Operators
- Snow Blowing
- Salting and De-Icing
- Snow Hauling
- Sidewalk Clearing
- Roof Snow Removal
- Commercial Snow Removal
- Residential Snow Removal
- Emergency Response Teams
- And More
Snow Removal Insurance Coverage Solutions
Commercial General Liability
Provides coverage for injuries and property damage sustained by third parties.
Commercial Auto*
Provides auto liability coverage for your company-owned or personally-owned vehicle primarily used for business purposes. Learn more.
*Available in most states
Professional Liability
Coverage for claims regarding negligent acts and more. Learn more.
TRU Umbrella
Additional coverage to fill the gaps and cover the exclusions in your existing policy. Learn more.
Alleged Assault and Battery Liability
Coverage for claims against you or an employee regarding assault and/or battery.
Alleged Sexual Abuse and Molestation Liability
Coverage for claims against you or an employee regarding sexual abuse and/or molestation.
Directors and Officers (D&O) Liability
Protects people from personal losses if they are sued as a result of serving as a director or an officer of an organization. Learn more.
Equipment Coverage
Coverage for equipment, including rentals, used on the job in case of malfunctions or theft.
Personal Liability
Personal liability protection in the event of an accident and a claim is made against you. Learn more.
Pollution Clean-Up
Covers the costs associated with pollution clean-up caused by your snowplow or business.
Premises Liability
Protects against claims for slips, trips, and falls on business property due to negligence.
Property Coverage
Covers the building and its contents from weather-related risks, vandalism, theft, and more. Learn more.
How To Get A Quote
Request Your Quote
Click the button below to get started on your quote
Specify Your Needs
We’ll schedule a call with you to consult on your needs, and collect more details
Get Your Custom Quote
We’ll use all the information provided to craft a highly personalized quote to address all of your specific insurance needs in one comprehensive policy
FAQ About Snowplow Insurance and Snow Removal Insurance
What Kind of Accidents Occur During a Snow Removal Operation?
A lot can happen during a snow removal operation! Snowplows hit other vehicles or back into other vehicles, they can scrape parked vehicles or be rear-ended by motorists, especially in slippery conditions. Also, plowed snow over bridges might fall onto and damage vehicles traveling below. Plow trucks can also lose control or crash into nearby buildings or houses.
Why Should I Have Snowplow Insurance?
You need snowplow insurance or snow removal insurance to help protect you when things go wrong. In life, you will learn how good your insurance partner is when what can happen does happen. XINSURANCE stands by your side when an accident, incident, claim, or lawsuit occurs. Having snowplow insurance can protect you from significant financial loss and sometimes can be the difference between staying in business or closing your doors. In some places, liability insurance may be required.
What Coverage Do I Need for My Snow Removal Company's Insurance Policy?
The type of insurance coverage needed in the snow removal industry will depend on your unique circumstances. XINSURANCE does not provide a cookie-cutter policy that applies to everyone. Instead, we talk to you and learn more about you and/or your business. We then come up with an insurance solution that provides customized coverage based on your needs. This all-in-one approach allows you to pick which coverages you want to have on your insurance policy.
Can I Be Insured if I've Been Dropped or Rejected by an Insurance Company?
Yes, XINSURANCE can help you even if you’ve been declined, canceled, or non-renewed by an insurance company. We step in to provide an insurance solution when others can’t or won’t.
Snowplow Insurance Quotes
Get started today and request your quote for snowplow insurance.
If you already have an insurance policy for your snowplow or snow removal business, we can provide a free policy review that identifies gaps and exclusions. Upon review, we may offer solutions that gives you more protection. We are agent friendly so you can also have your agent contact us today!
What our clients say
Insurance for all activities. Excellent product with total coverage for WHEN you need that extra help.
THIS IS INSURANCE I CAN TRUST TO PROTECT ME!
– Dave H.
They are amazing and always there to help you if you have any questions or concerns.
– Arlene A.
XINSURANCE is very easy to deal with. We didn’t have to wait forever for the information we needed. And the whole process of finding a plan that worked for us was almost too easy.
– Leslie A.
Your Trusted Team For Tackling the Unexpected
Fighting for You is What We do Best
At XINSURANCE, we believe in taking an active role in defending the interests of our customers. When an insured is facing challenges such as frivolous lawsuits or unfounded charges, we take pride in staying by their side.
Unique Requirements are Our Specialty
XINSURANCE specializes in covering the extraordinary cases that other agents lack expertise in. If you need something insured and can’t find a policy for it anywhere else — chances are our team will know exactly how to get you coverage for it.
Built-For-You Flexibility & Dedicated Support
The XINSURANCE approach to coverage is anything but “one size fits all”. Our specialty insurance experts work one-on-one with you to fully understand your circumstances, insurance needs, and high-risk areas up front. This means that by the time your policy is issued, we're fully prepared to support you through the worst-case scenarios — not drop you when an incident, claim, or lawsuit occurs.
More of Your Coverage - All In One Place
Though your policies won’t be “one size fits all,” XINSURANCE does take an all-in-one approach to insurance. This means that instead of buying several policies, we’re able to offer coverage solutions for your various needs all in one plan.
What You Can Expect From Our Team
Insurance solutions tailored to your needs
Expansive coverage options
Expert support when facing frivolous charges
Dedicated support & service
Winter Recreation
XINSURANCE can provide personal and commercial insurance solutions for many types of winter-related activities and recreation, including but not limited to: ski resorts, snow tubing, ice skating, ice climbing, holiday markets, holiday festivals, Christmas tree lots, sleigh rides, and more.
Snowmobiling
We provide insurance solutions for snowmobile rental companies, snowmobile guides, tours, instructors, operators, and more!
TRU Umbrella
TRU Umbrella coverage is customized to fit your unique needs by filling the gaps and covering the exclusions in your primary policy for work, home, and play.
