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Asset Protection – More Than Just Prepaid Legal Services

Times are tough.  Nobody even has to say it anymore.  It’s just a fact.  A fact that we’ve lived with for a few years now.  And while there are some things we can’t do about the times in which we live, there are also some things that we can do.

Like protecting ourselves from losing the things we’ve worked so hard to obtain.  Protecting our assets.

Some people unknowingly place too much confidence in prepaid legal services – a first attempt at legal protection.  Prepaid legal services are useful at the basic level.  However, there are some things that a prepaid legal plan can’t do.  Times when something more sophisticated is required.  Its limitations apply in tort litigation, criminal cases, and are of little help in traffic cases.  Additionally, there are catastrophic lawsuits where the existing insurance limits are exceeded and additional liability insurance is necessary.

Asset protection (sometimes also referred to as debtor-creditor law) is a set of legal techniques and laws in protecting assets of individuals and business entities from civil money judgments. The goal of all asset protection planning is to insulate assets from claims of creditors.

At XINSURANCE you can find and rely on a team of legal professionals to guide you through the process of protecting your assets.  Asset Protection Insurance has been created to protect professionals, their spouses, and beneficiaries in cases of catastrophic lawsuits.  When a judgment causes personal assets to be lost (home, property, cash, securities, etc.), the Asset Protection Insurance policy will replace up to 90% of the loss in value of the assets.  Take the first step in protecting your assets by visiting for a liability insurance quote.