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aviation insurance | A male helicopter pilot concentrates on flying his aircraft in the Swiss mountains.

Aviation Insurance

The first version of the helicopter was flown in 1939. Its popularity has grown steadily over the years, and it’s easy to see why. Requiring no runway and very little space for taking off and landing, the helicopter is more versatile than the plane. This makes it particularly useful when exploring unknown territories or embarking on rescue missions. Its popularity and versatility also make aviation insurance essential.

The US is leading the world in helicopter use and has the largest fleet in the world. In 2018, there were an incredible 9,393 helicopters in use around the country.

If you’re a pilot or if you work with helicopters, you already understand why they’re so popular. Many who work with helicopters are passionate about their vehicles and what they do. But exciting occupations are not without risk. When accidents happen, the blame falls squarely on the staff that operates the crafts. Without aviation insurance, you’re open to liability claims.

The Severity of Helicopter Crashes

In 2017, the USA experienced 121 accidents, which resulted in 34 fatalities. Because of their versatility, helicopters are generally used in more risky operations. The more dangerous the operation, the higher the likelihood of an accident.

If you use a helicopter for activities like sight-seeing, risk is still involved. In 2018, three people were killed during a helicopter tour of the Grand Canyon.

How to Reduce Risk

Many helicopter crashes are caused by human error. If you work with helicopters, it’s essential to ensure you are feeling fit and well enough to fly. All equipment should be checked for safety and maintained regularly. Under no circumstances should you or anyone under your care fly if they’re feeling unwell or seem intoxicated.

Similarly, if you’re feeling tired or if your students are exhausted, it’s always best to wait until everyone is feeling refreshed before taking to the air. Tiredness is a leading contributor to human error.

It’s always wise to ensure you and your colleagues have proper aviation insurance to protect yourselves from liability claims should the worst happen. With aviation insurance solutions from XINSURANCE, you can have the peace of mind of knowing that you are covered in the event of an accident.

XINSURANCE Aviation Insurance

At XINSURANCE, we have a long history of providing the right coverage for those who engage in risky activities or occupations. We pride ourselves on our ability to offer policies to those who struggle to get coverage and who have been turned down by other insurers.

XINSURANCE is powered by Evolution Insurance Brokers, LC (“EIB”), an excess and surplus lines insurance brokerage. Our all-in-one approach means we look at your experience levels and operations to create customized aviation insurance that suits your needs.

Our aviation insurance solutions mean you can carry on working with peace of mind. We’re able to provide aviation insurance solutions for people who work with helicopters in the following ways:

  • Helicopter pilots
  • Helicopter pilot instructors
  • Certified Flight Instructors (CFIs)
  • Aviation Maintenance Technician (AMTs)
  • Helicopter business owners
  • Fractional owners
  • DPEs
  • Contract pilots
  • Air marshals
  • And more…

Our aviation insurance provides coverage solutions for:

  • Individual liability
  • Products liability
  • Maintenance A&P
  • Hangar general liability
  • Hull coverage

How to Get in Touch for a Quote

Getting a quote is as simple as completing the online form or emailing us on If you would prefer to speak to someone directly, you can call us on 877-585-2853. We always make sure someone from our experienced team is available to talk about your requirements.

Need More Information about XINSURANCE?

If you need more information before starting a quote, you can head to our social media pages on Instagram, LinkedIn, YouTube, Twitter, and Facebook. We regularly update them, so follow us to stay up to date.

Our website contains comprehensive information on XINSURANCE and how we operate. It also goes into detail about our product line.

Finally, our events calendar will tell you which trade shows and events we’ll be attending. They give us an excellent opportunity to meet and greet existing and potential customers like you.

Flying a helicopter is an inevitably risky activity. With aviation insurance, however, you will have helped protect yourself with proper coverage. We are looking forward to learning about your needs so we can offer you peace of mind today.

Rick LindseyAuthored by Rick J. Lindsey, President, Chairman, and CEO of XINSURANCE

Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.