CDL Driving School Insurance

If you run a Commercial Driver’s License (CDL) driving school, you’re already aware of the laws and regulations required to operate. But have you also taken the necessary steps to protect your business? Business owners often overlook CDL Driving School Insurance, but this can be a grave error. Being sued, whether it’s your fault or not, can mean the difference between running a successful business and going bust.

The number of commercial vehicles in the US stood at almost 142,000 in 2015 and demand continues to grow. This is good news for Commercial Driving License (CDL) schools. The more demand there is for vehicles, the more people are needed to drive them.

If you fail to protect yourself, you leave yourself open to litigation and costly court cases that could result in bankruptcy.

Vehicles = Accidents

Road accidents are common all over the world. The risk of having an accident increases if the driver is inexperienced or lacks proper training. In 2018, there were around 40,000 deaths caused by road accidents. 40% of those accidents were caused by a vehicle colliding into a static object. 38% of the accidents were collisions with another vehicle.

While many drivers believe that they are safe from accidents because they drive prudently, it’s wise to consider the top five causes of collisions. Most of them could apply to any driver.

• Speeding
• Brake problems
• Unfamiliar roads
• Over-the-counter drug use
• Environmental circumstances

Now reconsider the risk of collision when the driver is learning to operate the vehicle. Even under the guidance of instructors, inexperienced drivers can easily lose control of a vehicle and collide with an object, or, worse still, a person. If the pupil was driving in one of your vehicles, it stands to reason that your driving school will need to take some heat for this, even if the circumstances were out of your control. That’s why it’s so important to ensure you have CDL Driving School Insurance.

Protecting your business with CDL Driving School Insurance

Having insurance can reduce the impact of costly lawsuits, but other steps can minimize problems while your instructors are busy teaching their pupils:

• Perform full and regular safety checks on all vehicles used for driving school purposes.
• Ensure drivers adhere to road rules and speeding limits at all times.
• Avoid taking vehicles out in extreme weather conditions.
• Ensure your instructors are fully qualified and vetted.
• End a lesson immediately if the pupil seems unwell or unfocused.
• End a lesson if something seems wrong with the vehicle.

CDL Driving School Insurance

We can offer you customized CDL Driving School Insurance solutions using our unique “all-in-one” approach. By visiting your company, we can provide a risk management review, which will include safety recommendations. Then you may be able to take advantage of discounts for practicing risk management, such as proactive measures, dashboard cameras, continuing education courses, and more.

By reviewing your experience level, operations, and requirements for liability insurance, we can find a policy that’s designed to fit your needs perfectly. Even if you’ve had trouble getting insurance in the past or if other insurers have turned you down, we can usually help.

XINSURANCE is powered by Evolution Insurance Brokers, LC (“EIB”), an excess and surplus lines insurance brokerage, and offers coverage solutions for:

• Commercial auto liability
• Commercial auto physical damage
• New operators coverage
• Contingent auto
• Hired & non-owned auto liability
• Excess auto liability

Please note that we are unable to offer auto insurance in certain states. To check availability in your state, please contact us.

Our CDL Driving School Insurance solution is designed to give you the right coverage, leaving you protected against liability claims and costly lawsuits. The peace of mind comes free!

Serving many areas of the auto-industry

CDL Driving School Insurance is just one of the many liability insurances that we provide solutions for. We are also proud to serve other areas of the auto industry, including:

• Trucks and automobiles used for business purposes
• Taxi cabs
• Limousines
• Long-haul trucking
• Medical transport vehicles
• Buses

How to get in touch with XINSURANCE

We’ve made it very easy to obtain a quote. All you need to do is head to our website and fill in a little information to receive a quote. If you’d prefer to chat with us or if you have any questions and queries then you can either email us at info@xinsurance.com. Alternatively, call us and speak to a friendly member of our experienced team at 877-585-2853.

 Other ways to stay informed

With XINSURANCE CDL Driving School Insurance, you can spend your valuable time focusing on your business rather than worrying about the consequences of accidents caused by your pupils. Get in touch today and see how our customized insurance solutions can provide the coverage you need for you and your business.

Our website has extensive information about XINSURANCE’s business practices, our all-in-one approach, and our services. We have over 30 years of experience to back up our expertise. This enables us to offer a broad product line providing coverage for many businesses and occupations that other insurers won’t touch.

We also think it’s essential to get out and about and meet our existing clients, as well as introducing XINSURANCE to potential new clients. Therefore, you can often find us at trade shows and events across the US. Check out our events calendar to see if we’ll be at an event near you.

Finally, you can find XINSURANCE on Facebook, Twitter, YouTube, LinkedIn, and Instagram. Follow us to keep yourself up to date on news and announcements. And feel free to contact us using any of these platforms.

Authored by Rick J. Lindsey, President, Chairman, and CEO of XINSURANCE

Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.

Last updated on 07/13/2022