Criminal Justice Liability

People committed to keeping the public safe should not have to worry about facing liability lawsuits. Unfortunately, they often find themselves struggling to find an insurer to provide comprehensive coverage to protect against criminal justice liability. Worse still, many are refused coverage. If you have found it difficult to acquire criminal justice liability coverage, rest assured that there is a solution.

The Need for Criminal Justice Liability Coverage

Those working in the criminal justice industry will often come into contact with dangerous, vulnerable, or unstable individuals. If you work in criminal justice, appreciating the risk of unexpected incidents and accidents may be a way of life for you. Workers in criminal justice are never too far away from a potential liability lawsuit.

Jails and prisons are one particular area that sees many incidents that could be eased with criminal justice liability coverage. Consider this: with over 2 million incarcerated individuals in the US in 2014, there were 3,483 inmate deaths. XINSURANCE realizes the importance of its criminal justice program and the need for criminal justice liability insurance.

XINSURANCE Can Help With Criminal Justice Liability

Criminal Justice is essential for US society to function correctly. Those who work within it deserve to be protected. Fortunately, high-risk industries are our specialty. Criminal justice liability is no exception.

We have built decades of experience. Our expertise enables us to provide liability insurance solutions for industries in which workers often struggle to find adequate coverage or have been outright refused.

XINSURANCE is powered by Evolution Insurance Brokers, LC (“EIB”), an excess and surplus lines insurance brokerage. We use a unique approach called “all-in-one” that allows the insured to have customized coverage packaged into one, simple policy. We assess an individual’s experience level and operations and use the information to create fully customized liability coverage solutions.

Our criminal justice liability coverage recognizes many essential areas and functions requiring insurance. We provide coverage solutions for:

• Private or public prisons and jails
• Community corrections centers
• Drug and alcohol treatment centers
• Pre-release centers
• Halfway houses
• Adult and juvenile group homes
• Adult and juvenile staff secure facilities
• Immigration detention centers
• Law enforcement trainers & educators (private & public)
• Any entity associated with the criminal justice system

Using our all-in-one approach, we can work with our customers to create a customized plan. This personalized plan will include coverage for the following areas:

• Commercial property
• Commercial liability
• Professional liability
• Director’s & Officers liability
• Alleged sexual abuse & molestation
• Employment benefits liability (EBL)
• Alleged assault & battery liability

Anyone working in the criminal justice sector can get on with their important work with peace of mind when they have the help of XINSURANCE’s criminal justice program. We are dedicated to providing this critical coverage so you can continue providing a vital public service unencumbered by too many worries about what might happen to you after an incident.

Workers and business owners in high-risk industries may be familiar with the following issues:

• refusal of coverage
• a high volume of claims
• denial of existing coverage renewal

Even if you’ve faced these issues before or are facing them now, get in touch with XINSURANCE. We may be able to help you.

How to Receive a Quote from XINSURANCE

We know that you’re likely extremely busy working in the criminal justice sector. We’ve made it as easy as possible to receive a quote for criminal justice liability coverage.

You are welcome to call us at 877-585-2853 and we can discuss your requirements. You can also email XINSURANCE at info@xinsurance.com to request a quote or further information. Additionally, head to our website where you have the option to receive a quote.

Keeping Informed with XINSURANCE

Our website covers our all-in-one approach and company ethos in detail. Check out our product line, which demonstrates our expertise in providing liability coverage.

We’re active on all social media platforms. Follow us to stay updated on all the news and happenings at XINSURANCE. You can connect with us via Facebook, Twitter, YouTube, LinkedIn, and Instagram.

Always keeping ourselves busy, we’re often at events and trade shows around the US, too. This helps us develop our relationships and understand better what our clients want from insurance and XINSURANCE. Check out our events calendar to see if we’re going to be attending anything near you soon. We’d be delighted if you came along to meet us and became part of our mission to provide quality coverage for those who need it in high-risk industries.

XINSURANCE is committed to providing the highest level of criminal justice liability coverage for all the USA’s vital criminal justice workers. We want you to be able to keep performing this valuable work. If you work in the criminal justice industry, contact XINSURANCE today to find out about our criminal justice program.

Authored by Rick J. Lindsey, President, Chairman, and CEO of XINSURANCE

Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.