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Gym Owner & Trainer Liability Insurance

For a place where people go to get healthier, fitness centers are filled with an awful lot of ways in which they can potentially hurt themselves. Faulty equipment, heavy equipment, slippery weights, saunas, locker rooms, showers, and wet spots are just a few of the possible hazards littered throughout a health club. If you’re a trainer or class leader, you’re in charge of instructing members how to left correctly or bend into new positions that test their physical limits. As a gym owner or employee, you are hopefully aware that your facility is practically a legal minefield. where costly, damaging lawsuits are an everyday reality. What you may not be aware of is what you can do about it.

Gym liability insurance plans are available for gym owners and trainers of all shapes and sizes. The plans are shaped specifically to fit your business and provide extra protection to your traditional business insurance plan against harmful and expensive litigation. While traditional plans do cover some legal expenses, the amount they will cover and their selectivity are wildly unpredictable, unreliable, and weak. Adding a custom gym owner or physical trainer liability plan will provide the extra muscle necessary to fend off possible lawsuits, and leave you with a leaner, meaner, less vulnerable business.

Rick LindseyAuthored by Rick J. Lindsey, President, Chairman, and CEO of XINSURANCE

Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.