For more information or to get a quote contact us today



email: [dtBlogPostSidebarAuthorEmail]

Inside Our Secret to Great Insurance for Auto Repair Shops

When it comes to finding the best insurance for auto repair shops, it is always wise to start with the best.

Through all of the great technological change we have experienced over the last few decades, the need for good auto repair shops has never wavered. Most of us still prefer to talk to an actual person regarding the problems with our cars, trucks, or bikes, and find more comfort in trusting their years of experience to solve them. A good auto repair expert is always the kind of friend you want to have thanks to the benefits and insights that they can provide you with. When you find a repair shop that you trust, you never want to take your vehicles anywhere else. But great auto repair shops, whether they are owned independently or through a dealership, cannot exist without great insurance coverage in place.

There are a number of business risks that repair shops can be susceptible to at any time. It is a high-pressure work environment, where one mistake or slip of the mind can lead to serious damage or harm. Faulty parts, poor workmanship, and damage to vehicles are all on-job disasters that can happen in an auto repair shop and lead to costly lawsuits. Acts such as theft, vandalism, or a common slip and fall can leave shop owners in a great deal of trouble. Even your employees can suffer serious injuries such as eye damage or chemical burns, all of which become the employer’s responsibility to handle. When situations such as these do occur, having a great coverage plan is perhaps the most important thing you can have on your side. Without one in place, you could risk losing the business you worked so hard for, as well as costly payouts to victims and attorneys.

Getting an insurance plan that can protect you and your auto repair shop from the worst is a lot harder than it seems. Despite the vast number of insurance companies and ways to connect with them, finding the right plan that provides coverage in the places you need it most is still a difficult thing to find. Many of the big insurance companies talk up how great their plans are, but in reality, only offer broad coverage that does not go as far as most shops need. These plans rarely prove to be helpful in the face of serious lawsuits, leaving you to wonder what you have been paying for all this time.

For over 40 years, XINSURANCE has been providing a lot more than just great insurance for auto repair shops to their wide variety of clients. What makes them such a unique insurance partner is that they specialize in filling in the cracks that are left in other insurance plans, such as homeowner’s or renter’s insurance. They have made it their business to provide better coverage to the types of careers and lifestyles that often get overlooked by other companies. From acrobats to foster families to people who own and operate water parks, XINSURANCE finds great plans with plenty of benefits that are too good to pass on.

The solutions they offer to auto repair shops are truly second to none. They ensure that shop owners have the liability insurance coverage they need to run their business. They provide coverage in many areas, such as Garage Keepers Legal Liability, Drive Other Car, and Hired & Non Hired Auto, just to name a few. Wherever there is a chance for a liable incident to impact your shop, rest assured that XINSURANCE is ready.

Now, here’s the part that makes XINSURANCE such a great partner: all of their plans are fully customizable, meaning you only have to pay for the coverage you want. No more having to pay for coverage you don’t even need or struggling to find plans that offer enough of the coverage that you want. For once, you get to be in charge of your insurance coverage and make sure you have coverage in the places you feel are most important. The crazy part is, this is not even the best thing they have to offer auto shop owners.

XINSURANCE offers customers something they cannot find anywhere else: an all-in-one approach to coverage. This one-of-a-kind strategy allows users to get all of their liability coverage (excluding Workers Compensation) in one place, with one policy, all with one insurance company. This will lead to better claim results than with separate policies and can prevent litigation from raising your loss run number.

To find out more about how you can get the best insurance for auto repair shops, head to to find out more about what they have to offer. Request a quote or contact one of their agents to find out how to build the best plan for your needs.

Rick LindseyAuthored by Rick J. Lindsey, President, Chairman, and CEO of XINSURANCE

Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.