From protecting your valuable equipment to safeguarding against potential liabilities, we’ve got you covered. Don’t leave your business vulnerable – trust XINSURANCE to keep you covered so you can focus on what you do best: keeping vehicles on the road.
Auto repair shop insurance is a crucial investment for your business as it offers essential protection against potential risks and liabilities. With XINSURANCE, you can have peace of mind knowing that your auto repair shop is backed by a trusted insurance partner who understands the unique challenges of your industry. From unforeseen accidents to unexpected damages, having the right insurance coverage ensures that your business and its services are protected. Don’t leave your auto repair shop vulnerable to financial setbacks or legal claims – let us provide you with the comprehensive coverage solutions your shop needs.
Don’t settle for cheap insurance. While it may save you money upfront, cheap policies often have hidden limitations and may not provide the necessary coverage when you need it. Protect your auto repair shop with reliable and comprehensive coverage solutions from XINSURANCE. Make the smart choice for your business and request a quote today.
Provides coverage for injuries and property damage sustained by third parties.
Provides auto liability coverage for your company-owned or personally-owned vehicle primarily used for business purposes. Learn more.
*Available in most states
Physical damage coverage for customer’s vehicles in the insured’s care, custody, and control – without regard to being legally liable.
Physical damage coverage for customer’s vehicles in the insured’s care, custody, and control.
Covers physical damage to inventory held for sale. Covers named perils and collision only but we can add extreme weather coverage. This coverage like the GKLL extends to collision coverage while being driven if the vehicle is being operated under a scheduled dealer plate.
Drive away is auto liability coverage for vehicles not owned by the insured and does not include collision. Physical damage including collision is provided under OTRPD (over the road physical damage). This coverage is sometimes referred to as drive other car (DOC).
Covers expenses for third-party property damage and bodily injury when an accident occurs with a vehicle, used for business purposes, that isn’t owned by the company.
*Available in most states
Physical damage to vehicles not owned by the insured that are being driven by a covered driver of the insured.
Provides protection against damage to the insured vehicle(s). This coverage can include collision coverage, which pays for damages caused by collisions with other vehicles or objects.
Can provide physical damage protection for applicable equipment while it is being rented, stored, or transported. It can provide financial assistance in case of accidents, malfunctions, and limited theft coverage.
Coverage for claims against you regarding assault and/or battery.
Coverage for claims against you regarding sexual abuse and/or molestation.
This is a policy enhancement that provides coverage for negligent exposure to any Declared Pandemic Disease or Pathogen, including COVID-19. Learn more.
Protects people from personal losses if they are sued as a result of serving as a director or an officer of an organization. Learn more.
Personal liability protection in the event of an accident and a claim is made against you. Learn more.
Protects against claims for slips, trips, and falls on the property due to negligence.
Protects your business from claims that a product you made, sold, or distributed, caused third-party bodily injury or property damage. Learn more.
Coverage for claims regarding negligent acts and more. Learn more.
Covers the building and its contents from weather-related risks, vandalism, theft, and more. Learn more.
Additional coverage to fill the gaps and cover the exclusions in your existing policy. Learn more.
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We’ll schedule a call with you to consult on your needs, and collect more details
We’ll use all the information provided to craft a highly personalized quote to address all of your specific insurance needs in one comprehensive policy
The cost of insurance for an auto repair shop can vary depending on factors such as the size of the shop, the number of employees, the types of services provided, and the location. It is best to contact XINSURANCE to discuss your insurance needs in order to get a personalized quote.
If there is equipment or tools in your auto repair shop that you want covered on your policy, then you need to tell us what you want to have covered so it can be scheduled and covered. Commercial property insurance can help protect your physical assets from events like theft, fire, or natural disasters.
Yes, your auto repair shop insurance may cover damage to customer vehicles that occur during the repair process.
Garage liability insurance is a type of insurance that specifically covers damage or injury caused by a business or the business’ employees while the business is operating. It is often used for auto repair shops.
Yes, XINSURANCE can help you even if you’ve been declined, canceled, or non-renewed by an insurance company. We step in to provide an insurance solution when others can’t or won’t.
You need auto repair shop insurance to help protect you when things go wrong. In life, you will learn how good your insurance partner is when what can happen does happen. XINSURANCE stands by your side when an accident, incident, claim, or lawsuit occurs. Having liability insurance can protect you from significant financial loss and sometimes can be the difference between staying in business or closing your doors. In some places, liability insurance may be required.
At XINSURANCE, we believe in taking an active role in defending the interests of our customers. When an insured is facing challenges such as frivolous lawsuits or unfounded charges, we take pride in staying by their side.
XINSURANCE specializes in covering the extraordinary cases that other agents lack expertise in. If you need something insured and can’t find a policy for it anywhere else — chances are our team will know exactly how to get you coverage for it.
The XINSURANCE approach to coverage is anything but “one size fits all”. Our specialty insurance experts work one-on-one with you to fully understand your circumstances, insurance needs, and high-risk areas up front. This means that by the time your policy is issued, we're fully prepared to support you through the worst-case scenarios — not drop you when an incident, claim, or lawsuit occurs.
Though your policies won’t be “one size fits all,” XINSURANCE does take an all-in-one approach to insurance. This means that instead of buying several policies, we’re able to offer coverage solutions for your various needs all in one plan.