Auto Repair Shop Insurance
Request your quote for your Auto Repair Shop insurance.
Auto Repair Shop Insurance
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At XINSURANCE, our solution to Insurance for Auto Repair Shops is provided for both businesses and individuals. Automotive repair shops are subject to many risks such as business interruption, faulty parts, faulty workmanship, damage to vehicles, damage caused by vehicles, vandalism, theft, slip and fall, so there are always risks of an incident or accident occurring. Why not protect your business from liability with our customized liability insurance coverage? Through our all-in-one approach, you’ll have the coverage you need to ensure all gaps are covered so that you can run your business without worry.
QUESTIONS TO CONSIDER
QUESTIONS TO CONSIDER
Q. What kind of coverage can XINSURANCE provide?
A. Coverages can include:
Business Auto (not available in all states), Drive Away, Garage Keepers Legal Liability (GKLL), Garage Keepers Direct Primary (GKDP), Drive Other Car (DOC), Over the Road Physical Damage (OTRPD), Dealers Inventory/Open Lot, Hired & Non-Hired Auto, Commercial General Liability, Individual Liability, Communicable Disease Coverage, Property Coverage, and more.
Q. Do you know what the most common injuries and illnesses are for mechanics and technicians?
A. Some of the most common injuries include lifting/handling injuries, slips and falls, stricken by object, sprains and strains, eye injuries, chemical burns, and more.
Q. People can sue for bad repairs, bodily injury, property damage, false estimates or no estimates, breach of warranty, fraud, invalid use of a mechanic’s lien, and more.
A. Some of the most common injuries include lifting/handling injuries, slips and falls, stricken by object, sprains and strains, eye injuries, chemical burns, and more.
KNOW THE FACTS
75% of aftermarket auto repair is performed by independent auto repair shops, while 25% of the business lives with dealerships.
The top services performed based on total purchasing dollars are crash parts (31%), paint (21%), and refinishing materials (15%).
13,150 automotive mechanics and technicians experienced nonfatal occupational injuries and illnesses resulting in valuable time away from work.
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FEATURED PRODUCTS
FEATURED PRODUCTS
Pilot Liability
As a pilot you get to experience a freedom unknown to most. With such a unique lifestyle, you need unique liability coverage to protect you from a “sue-happy” society.
Commercial Liability
You’ve worked hard to grow your business so don’t let an accident or a lawsuit result in financial loss or closed doors. We provide a defense if an incident, claim, or lawsuit occurs.
Animal Liability
Dog-related damage is the leading cause of homeowner’s insurance claims. That’s why animal liability coverage is an essential part of being a responsible pet owner.