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Insurance for School Security Guards
Schools aren’t necessarily the safe havens they ought to be. With gun violence on the rise and a high incident rate for crime at schools, it’s never been more crucial to have school security.
As a school security guard, you’re responsible for the safety of hundreds or even thousands of students and their teachers. Protecting them can be a challenging job. Are you also protecting yourself? Insurance for school security guards is a simple solution that allows you to continue doing your job without fear of being hit with an expensive lawsuit.
Keeping Schools Safe
Protecting schools and the people that attend can be a rough ride. From 1999- 2018, 223,000 students experienced gun violence while in school, and 229 schools suffered shooting incidents. That’s an average of almost 25 incidents per year.
Gun violence isn’t the only thing to worry about either. Between 2017-2018, 80% of schools reported a criminal incident, including theft and violence. This amounts to an incredible 1.4 million incidents in total.
With these statistics in mind, it’s no wonder that more and more schools are employing security guards to keep their premises safe.
The Role of the School Security Guard
As a school security guard, you’re responsible for maintaining order and discipline while ensuring that incidents of crime are dealt with appropriately. You also have the responsibility for keeping the population safe while taking measures to reduce the rate of incidents. You’re the one who has to be prepared for the unknown. Should a mass shooter enter the school grounds, you must manage the situation.
Occasionally, situations turn violent. You may inadvertently cause someone bodily harm or damage someone’s property. Instances like these can leave you open to liability claims. That’s why you need to protect yourself by taking insurance for school security guards.
XINSURANCE: Insurance for School Security Guards
As a school security guard, you may have found it hard to get insurance coverage. You may even have found that insurers are unwilling to take you on. The unfortunate fact is that many insurers won’t provide insurance for you because school security is classed as a high-risk occupation.
Additionally, most homeowners insurance policies are likely to let you down, too. Either they won’t give you coverage or you’ll discover it’s not nearly enough should you have to make a claim.
XINSURANCE steps in where other insurers turn their backs. We’re an insurance brokerage providing specialty liability insurance solutions to our customers. XINSURANCE is powered by Evolution Insurance Brokers, LC (“EIB”), an excess and surplus lines insurance brokerage. Our all-in-one approach allows us to offer solutions even if you have a claims history or have been denied coverage in the past.
This insurance for school security guards will protect you from liability claims against you for simply doing your job. The coverage includes physical injury, property damage, professional negligence, and more.
Contact XINSURANCE for a Quote
If you would like a quote for insurance for school security guards, get in touch with XINSURANCE today. Our website details our extensive product line, including insurance for armed security guards. You can request a quote via our website or get in touch with us:
- Phone: 877.585.2853
- Office locations
- Events Calendar
It’s difficult enough carrying out a high-risk occupation. Why make it even harder by leaving yourself open to liability claims? Give yourself peace of mind while doing your job by ensuring you have proper coverage. Contact XINSURANCE to get started with insurance for school security guards.
Authored by Rick J. Lindsey, President, Chairman, and CEO of XINSURANCE
Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.