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Insurance Gaps In Traditional Insurance Plans

There are very few things in life that could not benefit from a little filling in of the gaps. Poor insulation could be making your home less energy efficient. Your career path could end up being blocked from a lack of higher education. Even your golf game could be suffering from the slightest inconsistency in your backswing. Liability insurance coverage plans are no different. Much like the home you live in, conventional insurance plans are filled with enough cracks, crevices, holes, and openings for a number of potential problems to sneak through and wreak havoc.

Custom liability insurance coverage plans are available to fill in the gaps that your traditional plans often leave exposed because insurance companies refuse to cover certain areas. Whether it is for your home, work-related, or an individual liability insurance plan, these custom plans can be molded specifically to your needs as an extra protective barrier against unwelcome problems no matter what type of plan you’re looking for, everything from animal liability to commercial airline pilot policies are available. That way, all your gaps are filled, and there is considerably less for you to worry about. You wouldn’t drive around with a crack in your windshield or sleep in a home that was leaking gas. Why would you settle for solely your traditional (outdated and inadequate) coverage plan?

Rick LindseyAuthored by Rick J. Lindsey, President, Chairman, and CEO of XINSURANCE

Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.