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Kiteboarding (or kitesurfing) is a fast-paced adrenaline sport that takes a lot of strength and dexterity. Those who take part in the activity will be familiar with how difficult it can be to master and how easy it is to have an accident. But, the thrill of riding the waves and controlling the kite can be irresistible. That’s why it’s swiftly gaining in popularity and why kiteboarding insurance is essential.
Those with a passion for kiteboarding already know the physical risks. Whether you run a kiteboarding business or participate as an individual, it’s important to ensure you have kiteboarding insurance for liability in place.
Why You Need Kiteboarding Insurance
Those without kiteboarding insurance are vulnerable. Common situations – such as a student receiving an injury while having a lesson or an individual causing property damage with a kiteboard – can lead to liability lawsuits. The best ways to reduce the risk without giving up the sport are to ensure safety best practices and to get kiteboarding insurance.
Practicing Safe Kiteboarding
Even experienced kiteboarders can fall victim to accidents. The important thing to remember is that you shouldn’t kiteboard if you don’t feel 100% healthy or if the equipment doesn’t seem right. Injuries can be nasty and can put a kiteboarder out of action for quite some time. The most common types of kiteboarding injuries are contusion, abrasion, and laceration. And 58% of accidents occur on water, with 48% occurring on land.
Kiteboarding can become particularly dangerous when:
- The kite is too large for the person
- There is too much wind
- People practice on the beach
- Learning without a qualified instructor
- The lines are not connected correctly
- Water is too shallow
- Weather conditions change suddenly and unexpectedly
- The rider is over-tired or feeling ill
- The rider is dehydrated
- The equipment has not been checked or properly maintained
Ensure your equipment is double-checked and that you know the area and weather are suitable for kiteboarding. Even then, be aware that conditions can change and accidents still happen. It’s essential to invest in kiteboarding insurance.
XINSURANCE and Kiteboarding Insurance
At XINSURANCE, we know it can be difficult to obtain adequate coverage for sports that are considered “extreme.” Many insurers flat-out refuse to offer coverage in the first place. Other insurers will provide coverage but will place a lot of restrictions and/or exclusions onto the policy.
XINSURANCE is powered by Evolution Insurance Brokers, LC (“EIB”), an excess and surplus lines insurance brokerage. We’ve amassed over 40 years of experience and can offer liability coverage to those that need it most. With our unique all-in-one approach, we are in a position to offer customized and comprehensive liability insurance solutions.
XINSURANCE can offer kiteboarding insurance solutions to:
- Individuals who participate in the sport
- Kiteboarding schools
Our comprehensive liability coverage solutions can include:
- 3rd party bodily damage
- 3rd party property damage
- Watercraft liability
- Equipment rental liability
- Alleged sexual abuse and molestation liability
- Alleged assault and battery liability
- Wrongful acts
- And more
Getting a Quote From XINSURANCE
Before you head out into the waves again, give yourself some peace of mind by getting the coverage you need in place. At XINSURANCE, we’ll be happy to discuss your requirements.
For an informal chat, call us on 877-585-2853, or, if you prefer email, our address is firstname.lastname@example.org. Our website contains comprehensive information about our product line and details our all-in-one approach and how we’re able to offer coverage where other insurers do not or can not. Additionally, if you head to our website, you can click for a quote.
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Our social media pages will keep you updated on news and events. You can also contact us via your favorite platform. We also have an events calendar that tells you when we may be in your area. If we’re attending an event near you, please visit us.
Kiteboarding carries enough risk as it is without being exposed to financially devastating lawsuits. Do yourself a favor and call XINSURANCE for kiteboarding insurance today.
Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.