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Mechanical Bull Liability Insurance

Professional bull riders are some of the toughest athletes in all of sports. They defy gravity and nature, while inspiring awe in those who watch them; all in less than ten seconds. Your Average Joe who climbs onto a mechanical bull, however, is not a professional. And while the bull may be fake, the danger is as real as it gets. If you put a mechanical bull in your establishment, you likely know about the safety issues, and while every precaution may be in place (floor mats, quick stop buttons), that will never be enough to ensure that an injury will not occur. So what can you do?

Custom mechanical bull liability insurance plans are available to protect you from possible injury lawsuits. Each plan is custom shaped to suit your specific needs (location of the bull, amount of usage, precautions in place). Don’t let the possibility of an accident prevent patrons, friends, or family from having a great time. You’re able to obtain a mechanical bull insurance plan for your protection, no matter what type of business you run. Having the right insurance plan to protect your financial liabilities gives you extra padding for anything that might be thrown at you.


Rick LindseyAuthored by Rick J. Lindsey, President, Chairman, and CEO of XINSURANCE

Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.