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Navigating the Potential Litigation Hazards of Floating Obstacle Courses
Insurance For Floating Obstacle Courses
Floating obstacle courses are popping up all over the country in water parks. Wake Island Water Park in Sacramento, California, for one, is packed with athletes and wannabes who can’t wait to slip and slide and partake in water-noodle jousting matches. Orlando, Florida and Whiting, Indiana are also new homes to floating obstacle courses.
Hammacher Schlemmer, an American retailer and catalog company based in Niles, Illinois, is one of the many companies now getting in on this new phenomenon, selling a floating obstacle course that challenges up to 60 people at a time to navigate its obstacles. As this new “sport” grows in popularity, so does the potential for lawsuits. Water parks can be rife with hazards such as slipping, sliding, injuring limbs and even drowning. In November 2017, the family of a boy that flew off a waterslide in Dublin, California, sued the park and manufacturer for $25 million for negligence and emotional distress.
Floating Obstacle Course Insurance
To protect your water park or floating obstacle course business, you should have guests sign a waiver beforehand. While that’s routine, it doesn’t even begin to cover what could potentially cost your business millions in damages should a guest get injured or worse. But there is something you can do to protect your business — specialty liability insurance form XINSURANCE.
XINSURANCE is powered by Evolution Insurance Brokers, an insurance brokerage for the excess and surplus lines insurance industry. XINSURANCE provides customized specialty insurance for ever-changing risks and liability issues, including property and casualty insurance — and coverage for floating obstacle courses. We’ll even defend you in the event you are named in an incident, claim or lawsuit.
Together, we can help ensure your floating obstacle course is as much fun for guests as it is profitable for your business. For more information on XINSURANCE, contact us.