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Place of Worship Security Guard Insurance
Places of worship are generally considered peaceful places where people congregate to contemplate God. Why then are so many places of worship insisting on having security guards present? Unfortunately, incidents of violence at places of worship are more frequent than you may think. Worse still, these incidents are on the rise.
If you’re a security guard for a place of worship, you may be all too familiar with this. Diffusing violent situations takes skill. Sometimes force is necessary. However, by using force, you risk facing a lawsuit. Place of worship security guard insurance can help protect you.
Places of Worship May Not Be As Safe As People Think
Churches and other buildings of worship are places where emotions can run high. This can cause unpredictable behavior. It’s estimated that the US experiences around 80 incidents of serious violence, 46 deaths, and 218 serious injuries every year at places of worship. (Source: Dolanconsultinggroup).
Furthermore, churches are often targets for mass shooters. Since 1999, there have been 19 fatal shootings in Christian churches and more still in places of worship for other religions. The result is that 4 out of 5 pastors admit they have some kind of security when people congregate for worship. (Source: Lifewayresearch).
With so much potential for violence, it’s worthwhile for security guards to take out church security guard insurance.
Guns in Church are Becoming Commonplace
The number of violent incidents in churches has led to a growing number of people wanting to protect themselves. This has led to a rise in people attending their worship sessions while armed. Most individuals simply carry to protect themselves and are not a risk. However, all it takes is for one individual to lose control.
Most states allow concealed carry in places of worship. Since 2013, at least seven states have relaxed the laws surrounding bringing guns into places of worship. With every extra person that carries, the likelihood of a violent incident rises.
As a security guard, you’re performing a high-risk job. You require the protection that church security guard insurance offers.
XINSURANCE: Place of Worship Security Guard Insurance
All types of security guards are considered to be in high-risk occupations. As a result, many insurers refuse to provide liability coverage or place heavy limits and exclusions on their policies. The same goes for homeowners insurance. You’ll likely find that the liability coverage on a homeowners policy is inadequate for your needs.
XINSURANCE has recognized that this is a problem. Fortunately, we have spent the last four decades becoming the broker of choice for people who carry out high-risk activities and occupations. XINSURANCE is powered by Evolution Insurance Brokers, LC (“EIB”), an excess and surplus lines insurance brokerage. We provide specialty liability solutions for those that need them through our unique “all-in-one approach.
Even if you have a claims history or have been denied coverage in the past, XINSURANCE will attempt to find coverage that works for you.
Get in Touch With XINSURANCE for Place of Worship Security Guard Insurance
Get in touch with XINSURANCE to find out more about our insurance for church security guards. Our website covers our extensive product line in more detail, and you can click for a quote whenever you’re ready.
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Place of worship security guard insurance is there to help you do your job with peace of mind. And it helps to keep places of worship tranquil environments for their devoted followers. Please get in touch with us to learn more about how place of worship security guard insurance can help you.
Authored by Rick J. Lindsey, President, Chairman, and CEO of XINSURANCE
Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.