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German Shepherd Liability Insurance

Protect Your Dog With XINSURANCE: German Shepherd Liability Insurance

Within the US, a German Shepherd is a popular choice of pet. Out of the 78.2 million dogs across America, 3.5 million are German Shepherds. This breed’s popularity is largely down to its exceptional guard-dog qualities. However, this quality can also be to their detriment as they can also tend to be aggressive. This is why German Shepherd liability insurance is so important.

The German Shepherd is Considered a Dangerous Breed

In 2019, 17,802 dog bites were reported for insurance claims. While German Shepherds are relatively safe around humans compared with other breeds, they are among the worst breeds for biting other people’s dogs. Because of this, they rank third in the USA’s most dangerous dog breeds. Worldwide, they are the third-most-likely dog to be banned from ownership. (Source: allpetslife)

Why People Choose German Shepherds

Despite their “dangerous dog” label, millions of people still choose the breed as a pet or guard dog. They are fiercely protective and can be a safe and rewarding option for a family. Aside from their guarding qualities, German Shepherds are known for:

  • Being one of the most intelligent breeds
  • Having few health problems and a long lifespan despite being a pedigree breed
  • Having an obedient, curious, and fun personality
  • Being very easy to train
  • Being incredibly loyal
  • Having boundless energy
  • Their ability to live in most climates

The German Shepherd’s popularity is set to continue. Those who choose the breed as their companion must do so in the knowledge that the dog can act out. Therefore, it’s essential to be protected through German Shepherd liability insurance.

XINSURANCE: German Shepherd Liability Insurance

Many dog owners assume that their homeowner’s insurance will cover their pet. However, this is not often the case, especially when it comes to dog bite coverage. Usually, the homeowner’s policy will exclude dangerous dog breeds or claims for dog bites, or they will have minimal coverage. In this case, it is essential to take out separate insurance coverage.

XINSURANCE is an insurance brokerage providing specialty liability solutions for occupations and animals that many insurers refuse to offer coverage for. XINSURANCE is powered by Evolution Insurance Brokers, LC (“EIB”), an excess and surplus lines insurance brokerage, and has been experts in liability coverage for over four decades.

XINSURANCE can help you with German Shepherd liability insurance even if your dog has a bite history or you have a claims history. The coverage protects you if your dog causes injury to another person or damages someone else’s property. This allows you to enjoy your pet without fear of facing an expensive lawsuit.

At XINSURANCE, we understand that everyone’s insurance needs are different. Therefore, we aim to find you the coverage that meets your specific requirements.

Get in Touch With XINSURANCE

If you’d like to understand more about XINSURANCE and the types of coverage we have available, check out our website and our extensive product line, including German Shepherd liability insurance. You can request a quote via our website or get in touch with us:

You can never predict exactly how an animal will react in a given situation, especially a dog with aggressive tendencies. You can, however, protect yourself in case an incident arises. To enjoy your animal companion with peace of mind, get covered with XINSURANCE and German Shepherd liability insurance.


Rick LindseyAuthored by Rick J. Lindsey, President, Chairman, and CEO of XINSURANCE

Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.