It’s no surprise that scooter rental businesses have exploded in popularity recently. With cities becoming increasingly congested with cars, no one wants to spend their...

Liability insurance is mentioned a lot, especially if you run a business or participate in activities that are deemed "high-risk." You may already be aware...

More than 14 million children and adults attend sports camps each year. That’s a lot of potential for accidents and injuries. Without adequate sports camp...

Staff work tirelessly to assist residents with their daily living requirements as well as checking their health status and distributing medication. In many cases, while...

Apples are wonderful, but it only takes one bad apple to spoil the bunch. The same can be said of employees. Most are wonderful, well-intentioned contributors to a culture of success.However, one employee acting irresponsibly can cause a great deal of harm to any organization. For example, take the recent case of Pennsylvania State University and their former assistant football coach, Jerry Sandusky.For the few people in the country unfamiliar with this tragedy, Jerry Sandusky was convicted in June of sexually abusing several boys. Most were abused inside of campus buildings, which is not only horribly tragic, but put the university itself under legal fire. According to Chad Hemenway of Property Casualty 360, Penn State finds itself now sorting through multiple settlements for Sandusky’s victims.
If you think about it, animals share a common trait with cars, boats, and houses—when tragedy strikes a lack of liability insurance in these areas can be life altering.And not in the "I won $27.3 million in the lottery" way.  Rather, the "I need lawsuit protection so I don't lose everything I own" type of way.
For even the most controlled persons, times may come when self-defense, or the defense of someone unable to protect themselves, may arise.  In these cases, the assumption is often that litigation for any violence would naturally not apply.However, you would be surprised how often assault and battery litigation could still stick.  Assault and battery is the combination of two violent crimes: assault, or the threat of violence; and battery, or the actual physical violence.The intention behind the actions is important.  Generally, it is only necessary for the defendant to have intent to do the harmful act (as opposed to an intention to actually do harm). Essentially, the act must be done voluntarily.  Even in cases of self-defense, an intention to do harm or to do a harmful act can result in assault and battery charges.