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Waste Haulers Insurance – Covering a Dirty and Dangerous Job

You may be shocked to learn that the population of the United States generates 254 million tons of trash each and every year (EPA). That’s a huge amount of waste to take away and deal with, but someone’s got to do the job. And plenty of people do. There are 120,000 individuals doing the job of garbage disposal in the US (BLS).

Most people take this whole industry for granted and never think twice about the complex infrastructure involved, but we do. And that’s why we are pleased to offer insurance for waste haulers, recycling companies, and garbage trucks: we’ll keep these businesses moving.

It’s a dirty job, but somebody’s got to do it. Garbage collection and hauling is big business in the U.S. In fact, on Manta alone — the largest online community for small businesses — there are over 16,175 companies listed under “Garbage Collection” in the U.S. Thus, XINUSRANCE has stepped in to provide insurance for garbage collectors and garbage collection companies.

The garbage collection industry has grown steadily over the last past years. According to IBISWorld, “The Waste Collection Services industry has benefited from rising industrial, construction and commercial business activity. Expansion in these sectors has led to greater waste production, thereby generating demand for industry services.”

Waste businesses require coverage

Hauling and processing our waste is a big-ticket business. The heavy machinery involved has to be incredibly tough and powerful and often takes a beating. It’s also sophisticated and complex. Any hitch in the removal process and people will notice and complain very quickly.  Every one of the trucks, diggers, grabbers, winches, conveyors, and dumpers requires the kind of insurance that can deal with the sheer engineering of waste disposal in a way that makes sure things don’t get backed up.

There’s also a complex logistical web that includes supplies, data processing, and tracking – so business owners need to know that the ‘back office’ end of their waste haulage business is protected as well.

insurance for waste haulers

Protecting the risk

While garbage collection is vital for every business, every home, and city, it is laden with danger — due to driver overwork and fatigue, crashes, and fires in the hopper, not to mention garbage “juice.” In New York City overall, private sanitation trucks killed seven people in 2017.

When you take all of the above into consideration, you can start to see the dangers. It’s also hard to minimize the risks that come with waste disposal. Trash will always need getting rid of, and expensive machinery will always be required to help remove it.

Other risks associated with waste removal are:

  • Falling objects.
  • Dangerous objects.
  • Hazardous materials.
  • Exposure to severe weather
  • Physical harm and damage.

While XINSURANCE does not provide worker’s comp, you can cover many of the haulage risks by taking out specialty insurance for waste haulers.

XINSURANCE covers where others don’t

The “show” must go on, but garbage collection companies must protect themselves — and their workers — with specialty liability insurance solutions from XINSURANCE. As a full-service excess and surplus lines brokerage with more than four decades of experience, XINSURANCE offers specialty liability insurance solutions that insure garbage collection companies — even if you’ve been canceled, have a high safer score or any type of claim that makes it difficult for you to find insurance.

XINSURANCE will ensure that all parts of your business are covered; we can cover physical damage, liability, and cargo, even on-hook or towing coverage. XINSURANCE also offer flexible underwriting, risk management expertise, and outstanding claims results for difficult risks, with consideration for good risk management practices.

XINSURANCE is an industry expert, offering over 40 years of experience in liability insurance. Therefore, we are able to offer customized liability coverage solutions for areas that other insurers cannot handle. This includes our garbage truck insurance, insurance for waste haulers, and insurance for recycling companies.

insurance for garbage collectors

XINSURANCE covers you for waste disposal

We pride ourselves on offering coverage solutions to those who face great difficulty or simply cannot get insurance to cover their businesses.

This means we can offer solutions to:

  • Insurance for waste haulers, trash services and waste collectors.
  • Garbage truck insurance.
  • Dumpster rentals insurance.
  • Insurance for recycling companies.

If you operate one of these businesses, XINSURANCE can help give you peace of mind. We can often provide full coverage solutions for areas that insurance businesses do not even consider, so it’s worth giving us a try. XINSURANCE is powered by Evolution Insurance Brokers, LC (“EIB”), an excess and surplus lines insurance brokerage.

By looking at your situation, risk and your history, we can start to understand your business and, along with a review of your operations and experience level we can then put together a customized plan to fully fit your requirements. We call this our “all-in-one” approach that leaves no stone unturned and no part of your business without the coverage it needs.

Our policies can cover the following:

  • Commercial auto
  • Commercial general liability
  • Hired and non-owned auto
  • Physical damage
  • Property coverage
  • Commercial auto liability
  • Professional liability
  • Equipment rental liability
  • Individual liability

Please note, however, that while we can cover you fully for liability, XINSURANCE does not provide worker’s compensation.

XINSURANCE offers solutions to specialty liability insurance for waste management companies — even if they’ve been cancelled, have a high safer score or any type of claim that makes it difficult to find insurance. XINSURANCE is powered by Evolution Insurance Brokers, an insurance brokerage.

XINSURANCE ensures that all parts of your business are covered, including physical damage, liability and cargo, even on hook or towing coverage. XINSURANCE also offers flexible underwriting, risk management expertise, and outstanding claims results for difficult risks, with consideration for good risk management practices.

Get in touch for a quote or chat

Getting in touch with us here at XINSURANCE has never been easier.

If you like to do things via the internet, then feel free to head to our website where you can read more about us as well as apply for a quote. Alternatively, if you have any questions or would like to find out more information, you can always email us at

If you prefer to chat with somebody, then please call our highly experienced and friendly team at 877-585-2853. We’re always on hand to take your call and talk about what XINSURANCE can do to give you peace of mind.

For more information, check out our waste haulers page!

XINSURANCE provides solutions to many industries

At XINSURANCE, we don’t just provide coverage solutions for the waste industry. Did you know we can also help many other occupations and businesses that other insurers don’t like to cover?

We’re proud to offer our services to such a wide range of product lines from extreme sports to animals, public services and volunteers and much much more. If you would like to know more about any of our product lines, then please get in touch.

To keep up to date with XINSURANCE’s products and services, including which trade shows and events we’ll be attending, follow us on Twitter and Facebook, as well as checking our events page, which is updated regularly. You can also find us on Youtube, LinkedIn, and Instagram.

Don’t leave the safety of your business to luck. Make sure you’re protecting your waste disposal business from potential lawsuits with XINSURANCE’s comprehensive coverage today.


Published February 3rd, 2020. Last Updated December 10th, 2020.