Welding Liability Insurance
A welder makes his living keeping everything together. He makes objects and structures stronger. Working with metals, plastics, and other dangerous materials, he forges bonds that are necessary for making a great number of things work. Welding is a trade that is often overlooked, for the work is difficult, dangerous, and tremendously important. When a career consists of all three of those qualities, that means that there are a certain number of risks involved. As a welder, you are probably very familiar with the risks. However, you may not be aware of the steps you can take to avert some of those risks.
Welder liability insurance plans are available to fill in the gaps that other insurance plans can’t offer to potential welding accidents. Make no mistake, these gaps are substantial and potentially devastating. If your work proves to be deficient or unsatisfactory, or if an accident occurs on a job site, you could be held personally responsible. Without proper welding insurance in place, a lawsuit, regardless of its merit, could end up being extremely detrimental to your livelihood. A custom plan would help limit your liability, and while it won’t make welding any safer, it will certainly make it less risky.
Authored by Rick J. Lindsey, President, Chairman, and CEO of XINSURANCE
Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.
