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What is Brushboarding and Why You Need Liability Coverage For It
Brushboarding is a newcomer to the extreme sports realm. However, it’s quickly gaining popularity. Owners of recreation facilities and amusement parks are realizing that installing a brush ramp on their premises is excellent for business.
While brushboarding is generally considered a safer way to participate in board-based sports, there is still an element of risk. If you’re thinking about the possibility of having a brush ramp installed, this article will help you better understand the sport and why you need brushboarding insurance to protect yourself.
What is Brushboarding?
Brushboarding consists of a ramp made entirely of brushes. It’s a safe and environmentally friendly way for people to participate in board sports with less risk of injury than other boarding sports and without getting wet. It’s suitable for all ages and fitness levels, making it an extremely accessible activity.
It’s particularly good for developing skills and awareness required for board-based sports. It also does a great job of toning and shaping muscles, especially the core muscles, making it a fantastic exercise. It can really hone balancing skills too. Those considered board sports professionals can take advantage of brushboarding to stay in peak condition during the off-seasons of their chosen sport.
Brushboarding is an excellent alternative for:
The brushes on the ramp are soft bristles and propel the user upwards to imitate riding a wave, a skateboard ramp, or a ski slope. Depending on the size of the board used, the user will experience something akin to one of these three activities.
The Risks of Brushboarding
Brushboarding is safer than navigating a mountain or surfing in unfamiliar waters. However, like any sport, it involves an element of risk. The most significant brushboarding risks are:
- Falling off the board and onto the ramp
- Falling over the side of the ramp onto the floor
- Sustaining injury from a fall
- Mechanical faults
- Inexperienced users
If you run a recreational facility and wish to install a brushboarding ramp, you need to apply the same rigid health and safety procedures as you do for all your other attractions. This includes:
- Keeping the brush ramp well-maintained and in good working order
- Ensuring that a fully trained individual observes customers closely
- Providing all the necessary personal safety equipment
- Providing the right size board according to experience level
- Not letting anyone use the brush ramp if they appear unwell, intoxicated, or tired.
- Keeping your staff trained to respond appropriately if an accident occurs
Brushboarding Insurance for Liability
Even the most diligent safety measures can’t eliminate all risk. If a customer sustains an injury on your brushboard, they are likely to place the blame at your feet. If that happens and you are found liable, you could be looking at a potentially ruinous claim. To avoid this happening, you need liability coverage for brushboarding. This will protect you against any liability claims for:
- Ride-related injuries
- Slips and falls
- Advertising, logo, or trademark infringement
- Communicable diseases
XINSURANCE: Brushboarding Insurance
As part of our Outdoor Recreation Liability Insurance, XINSURANCE is able to offer liability insurance solutions for brushboarding. XINSURANCE is powered by Evolution Insurance Brokers, LC (“EIB”), an excess and surplus lines insurance brokerage, and we are in the proud position to be able to offer customized solutions to those who need it most.
We assess experience levels and operations to create comprehensive brushboarding insurance solutions. We can even help those with a claims history. And we can often help people and businesses that have been refused coverage in the past.
Get in Touch to Find Out More
If you haven’t yet caught on to the lucrative trend of brushboarding, now is an excellent time to get involved. However, do the right thing by ensuring you have insurance to protect you. Talk to our friendly and experienced team at XINSURANCE today:
Office locations: HERE
Additionally, our website offers further information about our extensive product line and unique all-in-one offering. Check out our events calendar to see where we’ll be locally. If you’re ready, click for a quote. You can also stay up to date by following us on your favorite social media platform:
For all recreational activities, including brushboarding, XINSURANCE has you covered. This means you can run your business without the fear of facing a liability lawsuit unprotected. Get in touch today for more information.
Authored by Rick J. Lindsey, President, Chairman, and CEO of XINSURANCE
Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.