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XINSURANCE Animal Liability Coverage At Animal Shelters

Across the country, thousands of independently run animal shelters are promoting the noble goal of pet adoption. A central issue in adoption is whether a new owner can provide a safe, secure and permanent home for their pet. Yet there are increasing regulations and implications individuals need to be aware of when it comes to pet ownership and housing. There is growth among landlords who require their tenants to have animal liability. Furthermore, many homeowners’ policies specifically exclude pets from their coverage. Beyond the knowledge needed to properly care for a pet, owners need to also understand the associated liability and insurance risks. XINSURANCE offers Animal Liability insurance solutions which are a vital resource animal shelters should be sharing with new owners as they go through the adoption process.

The benefits of XINSURANCE Animal Liability are numerous. Pet adopters demonstrate a heightened degree of responsibility when they purchase Animal Liability by both expanding the options of housing for their pet and protecting themselves in case there ever is an incident. XINSURANCE Animal Liability does not discriminate against any dog breeds or even bite histories making it easier to find a home for a pet with a rough past. In addition, XINSURANCE Animal Liability tailors coverage to local regulations and owners needs providing a customized solution in each instance.

XINSURANCE can help ensure a pet is placed in a good home and should be a resource provided by animal shelters to potential new owners in the adoption process.

For all quotes and questions please contact Logan Fitzgerald at (801) 304-5562 or

Rick LindseyAuthored by Rick J. Lindsey, President, Chairman, and CEO of XINSURANCE

Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.