Bounty Hunter Insurance
Specialty insurance solutions for bounty hunters, bail agents, and more
Get StartedUnleash your bravery and secure your future with the ultimate protection - Bounty Hunter Insurance - your trusted ally in the pursuit of justice.
The commercial bail industry comes with a lot of unique risks. Bounty hunters, bail agents, and the companies that employ them face many challenges each day. Make sure you have specialty liability insurance to ease the burden, maximize your protection, and benefit from true peace of mind.
Why The Need for Bounty Hunter Insurance?
As a bounty hunter, bail agent, or similar professional, there are many risks that are difficult or impossible to control —many of which increase the likelihood of accidents and incidents. Some of these risks and challenges include working long hours, having to be available at any time, dealing with problematic clients, and encountering dangerous situations while apprehending individuals.
Having insurance is crucial for bounty hunters, bail agents, and others in the industry. It can protect you against financial loss and potential lawsuits. If you have the right insurance coverage, you can mitigate these risks and continue to operate with peace of mind.
Moreover, many states, such as California, require bail bondsmen to carry insurance as part of their licensing requirements. Therefore, having insurance is a must for those who want to work in the bail industry legally and safely.
Who Needs Insurance in the Bail Industry?
- Bail Agents
- Bail Bondsmen
- Bail Enforcement Agents
- Bounty Hunters
- Fugitive Recovery Agents
- Bail Bond Companies
- And More!
Coverages
Professional Liability
Coverage for claims regarding negligent acts and more. Learn more. This coverage is also known as Errors and Omissions (E&O) Liability.
Wrongful Arrest
Provides coverage if you are accused of unlawfully detaining an individual.
Alleged Assault and Battery Liability
Coverage for claims against you regarding assault and/or battery.
TRU Umbrella
Additional coverage to fill the gaps and exclusions in your existing policy. Learn more.
Commercial General Liability
Provides coverage for injuries and property damage sustained by third parties.
Alleged Sexual Abuse and Molestation Liability
Coverage for claims against you regarding sexual abuse and/or molestation.
Animal Liability
Provides coverage for third-party bodily injury and property damage caused by an animal that you own such as a guard dog or service dog. Learn more.
Commercial Auto*
Provides auto liability coverage for your company-owned or personally-owned vehicle primarily used for business purposes. Learn more.
*Available in most states
Communicable Disease Liability
This is a policy enhancement that provides coverage for negligent exposure to any Declared Pandemic Disease or Pathogen, including COVID-19. Learn more.
Directors and Officers (D&O) Liability
Protects people from personal losses if they are sued as a result of serving as a director or an officer of an organization. Learn more.
Employment Practices Liability Insurance (EPLI)
Covers liabilities related to employment that aren’t on-the-job injuries. Some of the things it covers may include sexual harassment suits and wrongful termination suits.
Firearms Liability*
Protects you against liability claims when using a properly registered firearm in a self-defense situation. Learn more.
*Available in most states
Personal Liability
Personal liability protection in the event of an accident and a claim is made against you. Learn more.
Property Coverage
Covers the building and its contents from weather-related risks, vandalism, theft, and more. Learn more.
Riot and Civil Commotion Liability
Liability protection against claims made from a riot or civil commotion.
Weapons Coverage
Coverage for third-party property damage and bodily injury caused by a weapon that was used for personal or commercial purposes.
How To Get A Quote
Request Your Quote
Click the button below to get started on your quote
Specify Your Needs
We’ll schedule a call with you to consult on your needs, and collect more details
Get Your Custom Quote
We’ll use all the information provided to craft a highly personalized quote to address all of your specific insurance needs in one comprehensive policy
FAQ About Bail Industry Insurance
What Types of Claims Does Insurance for Bail Bondsmen Protect Against?
Some typical examples of where liability insurance can come to your rescue include:
- Suppose you’re in pursuit of a suspected bail jumper and you inadvertently knock a bystander to the ground, causing significant injuries. Your policy would pay for the person’s medical bills, as well as any settlement or judgment resulting from legal action.
- An individual you’ve apprehended claims you used excessive force that caused an injury. Your liability plan would provide medical, legal defense, and lawsuit protection.
- One of your bounties sues you for false arrest and the misuse of handcuffs. Your bounty hunter insurance policy should cover the person’s medical bills, as well as the cost of your legal defense.
Can I Be Insured if I've Been Dropped or Rejected by an Insurance Company?
Yes, XINSURANCE can help you even if you’ve been declined, canceled, or non-renewed by an insurance company. We step in to provide an insurance solution when others can’t or won’t.
What Coverage Do I Need for My Bail Bond Company's Insurance Policy?
The type of insurance coverage needed in the bail industry will depend on your own circumstances. XINSURANCE does not provide a cookie-cutter policy that applies to everyone. Instead, we talk to you and learn more about you and/or your business. We then come up with an insurance plan that provides customized coverage based on your needs. This all-in-one approach allows you to pick which coverage you want to have on your insurance policy, making it easy to understand!
What's The Difference Between Bounty Hunters and Bail Bond Agents?
Bounty hunters and bail bond agents are two professions that play important roles in the criminal justice system. Bounty hunters are hired to track down and capture fugitives who have skipped bail, while bail bond agents provide bail money to defendants in exchange for a fee. Our blog highlights this in greater detail.
What Factors Can Impact The Cost of Bail Agent or Bounty Hunter Insurance?
Several factors influence the cost of bail agent insurance or bounty hunter, including the agent’s experience level, claims history, volume and complexity of bond transactions, location’s crime rate, regulatory requirements, reputation, and more. We assess these factors to determine the overall risk profile of the agent, bounty hunter, or company and come up with an insurance solution accordingly.
Can Bail Agents and Bounty Hunters Operate Without Insurance?
The answer depends on where you operate. Most states in the United States require bail agents and bounty hunters to be licensed, which typically includes meeting certain educational requirements and maintaining a liability insurance policy with specific requirements.
What our clients say
In 2023 the California Department of Insurance sent out new regulations requiring all Bail Enforcement Agents to be licensed by July 1, 2023. As part of this licensing, all agents were required to obtain a 1 million dollar policy. As we researched companies, Xinsurance became the obvious choice. Brian Hymel and the Xinsurance staff were knowledgeable and familiar with the coverages necessary to meet the new licensing requirements. They quickly put together an insurance policy that fit our exact needs. I appreciate the professionalism and expediency Brian and Xinsurance provided to us. Thank you Xinsurance.
– Gary C.
Insurance for all activities. Excellent product with total coverage for WHEN you need that extra help.
THIS IS INSURANCE I CAN TRUST TO PROTECT ME!
– Dave H.
XINSURANCE is very easy to deal with. We didn’t have to wait forever for the information we needed. And the whole process of finding a plan that worked for us was almost too easy.
– Leslie A.
Your Trusted Team For Tackling the Unexpected
Fighting for You is What We do Best
At XINSURANCE, we believe in taking an active role in defending the interests of our customers. When an insured is facing challenges such as frivolous lawsuits or unfounded charges, we take pride in staying by their side.
Unique Requirements are Our Specialty
XINSURANCE specializes in covering the extraordinary cases that other agents lack expertise in. If you need something insured and can’t find a policy for it anywhere else — chances are our team will know exactly how to get you coverage for it.
Built-For-You Flexibility & Dedicated Support
The XINSURANCE approach to coverage is anything but “one size fits all”. Our specialty insurance experts work one-on-one with you to fully understand your circumstances, insurance needs, and high-risk areas up front. This means that by the time your policy is issued, we're fully prepared to support you through the worst-case scenarios — not drop you when an incident, claim, or lawsuit occurs.
More of Your Coverage - All In One Place
Though your policies won’t be “one size fits all,” XINSURANCE does take an all-in-one approach to insurance. This means that instead of buying several policies, we’re able to offer coverage solutions for your various needs all in one plan.
What You Can Expect From Our Team
Insurance solutions tailored to your needs
Expansive coverage options
Expert support when facing frivolous charges
Dedicated support & service
TRU Homeowners
There’s a wide range of reasons why your homeowners policy may not be able to offer you sufficient coverage. Fortunately, XINSURANCE can offer TRU Homeowners solutions to cover wind, floods, earthquakes, mudslides, wildfires, and more.
Animal Liability
Animal liability insurance provides third-party coverage that protects you in the event of damages or injuries caused by your dog or other pet that you own.
TRU Umbrella
TRU Umbrella coverage is customized to fit your unique needs by filling the gaps and covering the exclusions in your primary policy for work, home, and play.