Every dance tells a story, and with XINSURANCE, the narrative includes a partnership that extends beyond conventional liability coverage.
We’re here to match your tempo, offering a partnership that goes beyond insurance – helping you manage risks and perform without worry.
What is Dance Studio Insurance?
Dance studio liability insurance is designed to protect your business from the financial risks and obligations arising from accidents, injuries, and other incidents during your operations.
Traditional insurance might step back when the spotlight dims, leaving you tangled in financial uncertainty and legal challenges. That’s where the robust and reliable assurance of XINSURANCE steps in. We understand that what can happen does happen, often when least expected. Your craft deserves TRU Insurance and a TRU partner that doesn’t just provide a safety net but stands by your side when things go wrong.
Who We Can Help
- Dance Studios
- Independent Dance Instructors
- Dance Schools
- Event Organizers
- Fine Art Schools
- And More!
Our Coverage Solutions for Dance Studio Insurance
Commercial General Liability
Provides coverage for injuries and property damage sustained by third parties.
Professional Liability
Coverage for claims regarding negligent acts and more. Learn more.
Property Coverage
Covers the building and its contents from weather-related risks, vandalism, theft, and more. Learn more.
Alleged Sexual Abuse and Molestation Liability
Coverage for claims against you regarding sexual abuse and/or molestation.
Alleged Assault and Battery Liability
Coverage for claims against you regarding assault and/or battery.
Special Events Liability
Covers bodily injury to a guest and property damage to the venue (such as the building or its equipment) for private and public events. Learn more.
Commercial Auto*
Provides auto liability coverage for your company-owned or personally-owned vehicle primarily used for business purposes. Learn more.
*Available in most states
Active Shooter Liability
Liability protection in the event of an active shooting taking place on company property. Learn more.
Communicable Disease Liability
This is a policy enhancement that provides coverage for negligent exposure to any Declared Pandemic Disease or Pathogen, including COVID-19. Learn more.
Directors and Officers (D&O) Liability
Protects people from personal losses if they are sued as a result of serving as a director or an officer of an organization. Learn more.
Personal Liability
Personal liability protection in the event of an accident and a claim is made against you. Learn more.
Premises Liability
Protects against claims for slips, trips, and falls on the property due to negligence.
Riot and Civil Commotion Liability
Liability protection against claims made from a riot or civil commotion.
TRU Umbrella
Additional coverage to fill the gaps and cover the exclusions in your existing policy. Learn more.
How To Get A Quote
Request Your Quote
Click the button below to get started on your quote
Specify Your Needs
We’ll schedule a call with you to consult on your needs, and collect more details
Get Your Custom Quote
We’ll use all the information provided to craft a highly personalized quote to address all of your specific insurance needs in one comprehensive policy
FAQs About Dance Studio Liability Insurance
Does dance studio liability insurance protect instructors too?
Yes, dance studio liability insurance can protect instructors by covering claims related to the instruction they provide. Policies can often be tailored to include both studio owners and their employed or independent contractor instructors.
If you are a dance instructor insured by your employer, review your policy carefully. There may be gaps and exclusions that are leaving you exposed. XINSURANCE aims to fill those gaps and provide coverage solutions tailored to your needs. We would be happy to review your policy for you and identify any gaps and exclusions.
Does dance studio insurance cover dance competitions or recitals held offsite?
Yes, our insurance solutions can be customized to include coverage for offsite events such as recitals and competitions; it’s important to discuss these needs with us.
Are volunteers covered under my dance studio liability insurance policy?
With XINSURANCE, you can include coverage for volunteers, ensuring that they are also protected when assisting at your studio or events.
What's the difference between general liability and professional liability insurance for dance studios?
General liability insurance covers claims of bodily injury and property damage occurring on your premises or because of your business operations. In contrast, professional liability insurance protects against claims arising from the professional services you provide, such as teaching techniques.
Is liability insurance required by law for dance studios?
While not necessarily required by law, many landlords and partnership organizations may require you to carry liability insurance to use their facilities or collaborate on events.
Why do I need dance studio liability insurance?
Dance studio liability insurance is essential to protect your business against financial losses arising from claims of bodily injury, property damage, and legal defense costs associated with the operation of your dance studio.
It would be best to have liability insurance to help protect you when things go wrong. In life, you will learn how good your insurance partner is when what can happen does happen. XINSURANCE stands by your side when an accident, incident, claim, or lawsuit occurs. Having liability insurance can protect you from significant financial loss and sometimes can be the difference between staying in business or closing your doors. In some places, liability insurance may be required.
Can I be insured if I've been dropped or rejected by an insurance company?
Yes, XINSURANCE can help you even if you’ve been declined, canceled, or non-renewed by an insurance company. We step in to provide an insurance solution when others can’t or won’t.
How much does dance studio liability insurance cost?
The cost varies based on factors such as your studio’s location, the services and activities offered, the size of your operations, and the specific risks associated with your dance studio. It is best to contact XINSURANCE and tell us more about your dance studio so we can provide a personalized quote.
What our clients say
Insurance for all activities. Excellent product with total coverage for WHEN you need that extra help.
THIS IS INSURANCE I CAN TRUST TO PROTECT ME!
– Dave H.
They are amazing and always there to help you if you have any questions or concerns.
– Arlene A.
XINSURANCE is very easy to deal with. We didn’t have to wait forever for the information we needed. And the whole process of finding a plan that worked for us was almost too easy.
– Leslie A.
Your Trusted Team for Tackling the Unexpected
Fighting for You Is What We Do Best
At XINSURANCE, we believe in taking an active role in defending the interests of our customers. When an insured is facing challenges such as frivolous lawsuits or unfounded charges, we take pride in staying by their side.
Unique Requirements Are Our Specialty
XINSURANCE specializes in covering the extraordinary cases that other agents lack expertise in. If you need something insured and can’t find a policy for it anywhere else — chances are our team will know exactly how to get you coverage for it.
Built-For-You Flexibility & Dedicated Support
The XINSURANCE approach to coverage is anything but “one size fits all.” Our specialty insurance experts work one-on-one with you to fully understand your circumstances, insurance needs, and high-risk areas up front. This means that by the time your policy is issued, we're fully prepared to support you through the worst-case scenarios — not drop you when an incident, claim, or lawsuit occurs.
More of Your Coverage - All in One Place
Though your policies won’t be “one size fits all,” XINSURANCE does take an all-in-one approach to insurance. This means that instead of buying several policies, we’re able to offer coverage solutions for your various needs all in one plan.
What You Can Expect From Our Team
Insurance solutions tailored to your needs
Expansive coverage options
Expert support when facing frivolous charges
Dedicated support & service
Professional Liability
We provide professional liability insurance solutions that can include coverage for negligence or alleged negligence, harmful advice, personal injury, libel and slander, actions of employees, claims from past services, and more.
Small Businesses
We can provide customized liability insurance solutions tailored to your business’s unique needs. Even if another insurance company has declined, canceled, or non-renewed your business, we can still help you!
TRU Umbrella
TRU Umbrella coverage is customized to fit your unique needs by filling the gaps and covering the exclusions in your primary policy for work, home, and play.
