Insurance for Driving Schools

In general, you need insurance to help protect you when things go wrong. In life, you will learn how good your insurance partner is when what can happen does happen. XINSURANCE stands by your side when an accident, incident, claim, or lawsuit occurs. Having liability insurance as a driving school business or driving instructor can protect you from significant financial loss and can sometimes be the difference between staying in business and closing your doors. In some places, liability insurance may be required.

Driving instructors need insurance to safeguard themselves against potential liability claims if an accident or incident occurs during a driving lesson. Driving schools need insurance to protect themselves financially in the event of accidents, property damage, or liability claims that may arise during driver training sessions or on business property.

Yes, driving schools can obtain commercial auto insurance to cover the vehicles they use for training purposes. This helps protect against damage to the vehicles and any liability that may arise from accidents.

While it may or may not be required by law depending on location, we highly encourage driving schools to have insurance for their instructors. Instructors should be covered under the driving school’s liability policy to protect them and the school from any potential legal claims or accidents that may occur during instruction.

A lot of driving schools don’t offer adequate coverage for its instructors. If you’re a driving instructor with an insurance policy through your employer, be sure to have XINSURANCE review your policy for you. At no charge or obligation, we can look at your current policy and identify any gaps and exclusions that leave you exposed to liability. Upon review, we may offer solutions that meet your needs.

The cost of driving school insurance depends on various factors, such as the size of the school, number of instructors and vehicles, types of vehicles used, location, claims history, coverage limits desired, and more. It’s best to contact XINSURANCE to discuss your situation and insurance needs so we can provide a more accurate cost to you.

It’s scary enough to be in a car with a fifteen-year-old at the wheel. As a driving instructor, you don’t need the additional headache of worrying over insufficient insurance coverage. The job of a driving instructor is essential and perhaps undervalued in today’s society. The lessons you teach your students directly influence their safety and the safety of everyone else on the road. However, driving instruction is still a business, and you need to protect the business from the many different liabilities that could potentially take a significant cut into your profits.

Custom driving instructor liability insurance coverage solutions are available to ensure that exposure is kept to an absolute minimum. Anything from covering damage to your vehicle or your entire fleet of vehicles, damage from fire, theft, or the legal protection that has become increasingly necessary these days. Medical and non-fault accident coverage is also potentially available. Whether you run a small business and serve as the only employee or your business is booming, with the number of instructors and automobiles growing on a consistent basis, you need a comprehensive driving instructor insurance plan in place. It’s the only way to ensure that things will continue running smoothly.