Driving Instruction Insurance

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Driving Instruction Insurance

By owning a driving school business, you are helping drivers gain freedom and learn how to stay safe and compliant on the road. Along with the usual risks of running a business, driving schools face specific challenges since the majority of your students are young, inexperienced drivers.

driving instruction insurance
driving instruction insurance

Information About Driving Instruction Insurance

Types of Driving Instruction We Can Help

Whether you are getting ready to start a driving school business or you’ve been involved in the industry for several years, we’ll work with you to create a plan that meets your needs. We offer protection for both driving instructors and education classes. Even if your school has a claims history or you’ve been canceled or denied coverage in the past, we’ll ensure you receive the coverage you deserve.

Some of the many types of driving instruction we can help include:

  • Driver’s education classes/courses
  • Driving instructors
  • Defensive driving schools
  • Protective driving schools
  • Performance driving schools
  • Race car driving schools
  • Commercial trucking instruction

Types of Coverage Available

Your driving school should have liability insurance, regardless of how long you’ve been in the industry or how many precautions you take. This coverage offers a safeguard against risks that could result in costly claims. Liability insurance will protect your business against several risks that could affect your bottom line and livelihood.

Examples of coverage that can be included in your policy:

  • Alleged assault and battery liability: Coverage for claims against you regarding assault and/or battery.
  • Alleged sexual abuse and molestation liability: Coverage for claims against you regarding sexual abuse and/or molestation.
  • Commercial auto (available in most states): Provides auto liability coverage for your company-owned vehicle or personally-owned vehicle that is primarily used for business purposes.
  • Commercial general liability: Provides coverage for injuries and property damage sustained by third parties.
  • Commercial physical damage: Also known as collision insurance, this coverage can provide protection if your vehicle is damaged in an accident.
  • Communicable disease coverage: This is a policy enhancement that provides coverage for negligent exposure to any Declared Pandemic Disease or Pathogen, including COVID-19.
  • Individual / Personal liability: Personal liability protection in the event of an accident and a claim is made against you.
  • Professional liability: Coverage for claims regarding negligent acts and more.
  • Tru Umbrella / Excess liability: Additional coverage to fill the gaps and exclusions in your existing policy.
  • And more: We provide customized coverage solutions so let us know everything you want to have covered and we can find a policy that suits your needs!

Please note that we do not provide workers’ compensation.

The Benefits of XINSURANCE

Protecting your driving instructors and business is easier than ever with XINSURANCE’s liability insurance coverage. We’ll make sure you know your coverage options and get the insurance you need to protect your business, instructors, vehicles, and students.

With our coverage, you’ll experience several benefits, including:

Widespread, trustworthy solutions

We specialize in providing businesses across the nation with reliable insurance solutions they’ll have a hard time finding anywhere else — even for hard-to-place risks. Achieve peace of mind with protection 24 hours a day, seven days a week.

Custom liability coverage

To meet the needs of your specific driving school business, we provide customized liability coverage. With customized limits, deductibles, and premiums, we’ll help you get the protection you need.

Claims responsiveness and results

With over 40 years of experience, our underwriting team understands how to create the perfect plan to cover you at all times. With our dedication to claims responsiveness and results, you’ll have coverage and assistance when you need it most.

Get a Quote On Liability Insurance For Your Driving School

With XINSURANCE, we’ll make sure your driving school is protected for the road ahead. To learn more about how we can help your business achieve true peace of mind, contact us today to receive a free personalized quote.

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