Independent Contractor
Being your own boss has its ups and downs. As an independent contractor, you must take serious legal risk. Lawsuits against independent contractors are becoming more common, especially considering that employers of independent contractors are generally NOT held vicariously liable for the acts or omissions of the contractor. It is important to note that attorneys are highly skilled and trained in finding insurance policy exclusions. Many independent contractors, whether providing professional business services or specialized construction trades, wisely protect themselves with general liability insurance.
Know the Facts
Over 10 million workers (about 7.4 percent of the U.S. workforce) classify as independent contractors.
Nearly 8 in 10 independent workers have faced client nonpayment in their careers
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