Healthcare Facility Insurance
Specialty insurance solutions tailored to your unique needs.
Get StartedProviding exceptional care and insurance coverage solutions to healthcare facilities across the country.
Stay ahead of potential risks and safeguard your healthcare facility with our customized insurance solutions that address the unique risks and challenges you face.
The Importance of Healthcare Facility Insurance
Healthcare facility insurance is crucial for your facility’s protection and long-term success. As a healthcare facility, it is vital to have insurance that specifically caters to your unique needs. With the ever-changing landscape of the healthcare industry, potential risks and challenges are ever-present. By having healthcare facility insurance, you can be confident in the comprehensive coverage and peace of mind it provides. At XINSURANCE, we understand the intricacies of your operations and are committed to being your trusted partner, ensuring that you are safeguarded against potential risks and can focus on delivering exceptional care to your patients, knowing that you have the support and expertise of a reliable insurance partner.
Healthcare facility insurance is for hospitals, ambulatory surgical centers, urgent care clinics, nursing homes, birth centers, assisted living facilities, and more. Start your quote request today!
Healthcare Facilities: Who We Can Help
- Hospitals
- Urgent Care Centers
- Nursing Homes
- Ambulatory Surgical Centers
- Birth Centers
- Assisted Living Facilities
- Rehab Centers
- Physical Therapy Clinics
- Diagnostic Imaging Centers
- Hospices
- Mental Health Centers
- And More!
Healthcare Facility Insurance Coverage Options
Commercial General Liability
Provides coverage for injuries and property damage sustained by third parties.
Professional Liability
Also known as medical malpractice insurance, professional liability can provide coverage for claims regarding negligent acts, errors, misdiagnoses, treatment mistakes, etc. Learn more.
Property Coverage
Covers the building and its contents from weather-related risks, vandalism, theft, and more. Learn more.
Commercial Auto*
Provides auto liability coverage for your company-owned or personally-owned vehicle primarily used for business purposes. Learn more.
*Available in most states
Alleged Assault and Battery Liability
Coverage for claims against you regarding assault and/or battery.
Alleged Sexual Abuse and Molestation Liability
Coverage for claims against you regarding sexual abuse and/or molestation.
Animal Liability
Provides coverage for third-party bodily injury and property damage caused by an animal that you own, such as a therapy dog or working dog. Learn more.
Active Shooter Liability
Liability protection in the event of an active shooting taking place on company property. Learn more.
Communicable Disease Liability
This is a policy enhancement that provides coverage for negligent exposure to any Declared Pandemic Disease or Pathogen, including COVID-19. Learn more.
Directors and Officers (D&O) Liability
Protects people from personal losses if they are sued as a result of serving as a director or an officer of an organization. Learn more.
Inland Marine
Can provide physical damage protection for applicable equipment while it is being stored, transported, or while rented. It can provide financial assistance in case of accidents, malfunctions, and limited theft coverage.
Personal Liability
Personal liability protection in the event of an accident and a claim is made against you. Learn more.
Premises Liability
Protects against claims for slips, trips, and falls on the property due to negligence.
TRU Umbrella
Additional coverage to fill the gaps and cover the exclusions in your existing policy. Learn more.
How To Get A Quote
Request Your Quote
Click the button below to get started on your quote
Specify Your Needs
We’ll schedule a call with you to consult on your needs, and collect more details
Get Your Custom Quote
We’ll use all the information provided to craft a highly personalized quote to address all of your specific insurance needs in one comprehensive policy
FAQ About Insurance for Healthcare Facilities
What is healthcare facility insurance?
Healthcare facility insurance is a specialized type of insurance coverage designed to protect healthcare facilities, such as hospitals, clinics, and nursing homes, from various risks and liabilities they may face in their operations. XINSURANCE provides customized insurance solutions for all types of healthcare facilities across the country.
Are there legal requirements for healthcare facility insurance?
The specific legal requirements for healthcare facility insurance may vary depending on the jurisdiction and type of facility. It is important to comply with applicable laws and regulations; insurance coverage is usually part of those requirements.
What environmental risks do healthcare facilities face?
Environmental exposures can easily result in claims against a healthcare facility. Exposures such as chemicals, storage tanks, waste transportation and disposal, air quality issues, and more are risks that healthcare facilities need to be aware of.
Can I be insured if I've been dropped or rejected by an insurance company?
Yes, XINSURANCE can help you even if you’ve been declined, canceled, or non-renewed by an insurance company. We step in to provide an insurance solution when others can’t or won’t.
What coverage do I need for my healthcare facility?
The type of insurance coverage needed for your healthcare facility will depend on your unique circumstances. XINSURANCE does not provide a cookie-cutter policy that applies to everyone. Instead, we talk to you and learn more about you and/or your business. We then come up with an insurance solution that provides customized coverage based on your needs. This all-in-one approach allows you to pick the coverage you want to have on your insurance policy.
That said, you will typically need things like malpractice insurance, commercial general liability, commercial auto, and property damage coverage.
What our clients say
Insurance for all activities. Excellent product with total coverage for WHEN you need that extra help.
THIS IS INSURANCE I CAN TRUST TO PROTECT ME!
– Dave H.
They are amazing and always there to help you if you have any questions or concerns.
– Arlene A.
XINSURANCE is very easy to deal with. We didn’t have to wait forever for the information we needed. And the whole process of finding a plan that worked for us was almost too easy.
– Leslie A.
Your Trusted Team For Tackling the Unexpected
Fighting for You is What We do Best
At XINSURANCE, we believe in taking an active role in defending the interests of our customers. When an insured is facing challenges such as frivolous lawsuits or unfounded charges, we take pride in staying by their side.
Unique Requirements are Our Specialty
XINSURANCE specializes in covering the extraordinary cases that other agents lack expertise in. If you need something insured and can’t find a policy for it anywhere else — chances are our team will know exactly how to get you coverage for it.
Built-For-You Flexibility & Dedicated Support
The XINSURANCE approach to coverage is anything but “one size fits all”. Our specialty insurance experts work one-on-one with you to fully understand your circumstances, insurance needs, and high-risk areas up front. This means that by the time your policy is issued, we're fully prepared to support you through the worst-case scenarios — not drop you when an incident, claim, or lawsuit occurs.
More of Your Coverage - All In One Place
Though your policies won’t be “one size fits all,” XINSURANCE does take an all-in-one approach to insurance. This means that instead of buying several policies, we’re able to offer coverage solutions for your various needs all in one plan.
What You Can Expect From Our Team
Insurance solutions tailored to your needs
Expansive coverage options
Expert support when facing frivolous charges
Dedicated support & service
Commercial Auto
We provide specialized custom coverage solutions for any number of commercial auto needs, from commercial trucking, taxi cabs, limousines, buses, medical transport vehicles, and more.
Medical Professionals
Insurance for medical professionals refers to specialized insurance coverage that is specifically designed to protect healthcare providers, including doctors, nurses, and surgeons, from the risks and liabilities associated with their profession.
TRU Umbrella
TRU Umbrella coverage is customized to fit your unique needs by filling the gaps and covering the exclusions in your primary policy for work, home, and play.
