Lifeguard Insurance

FOR LIFEGUARDS, LIFEGUARD MANAGERS, TRAINERS, AND SWIMMING FACILITIES

Whether you’re a lifeguard at a beach, a pool, a training facility, or a water park, chances are you’ve had to perform your professional duty at least once while on the job. Lifeguards are often hired by private and public facilities to monitor visitors while swimming where they are responsible for a certain standard of care while on duty. On-duty lifeguards or their employers may be held legally liable when injury or death occurs at the swimming facility.

Your job is to rescue and supervise all swimmers and guests in your area but what if an accident occurs? Who is going to rescue you if you’re sued for negligent activity?

With XINSURANCE, your lifeguard insurance will have the customized coverage you need through our all-in-one policy with direct access to underwriting, risk management, and claims management. By reviewing your operations and experience level, we create a policy made to fit your needs. With XINSURANCE, we are your lifeguard. No matter the risk or history, we are here to help you.

lifeguard insurance

Know the Facts

lifeguard insurance

In 2016, beach attendance was at 377,441,289 people (source)

lifeguard insurance

Each year, about 4,000 people die from drowning in the United States.  Drowning is a leading cause of unintentional injury death among all ages. (source)

lifeguard insurance

In 2016, there were a total 88,887 rescues who were brought to safety by a lifeguard, involving physical contact. (source)

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