Midwife Insurance

Specialty insurance solutions tailored to your unique needs.
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Empowering midwives to deliver with confidence with customized insurance solutions from XINSURANCE.

Midwifery is more than a profession; it’s a calling. With our tailored insurance solutions, you can focus on nurturing new life, knowing that your practice is protected from every angle.

The Importance of Midwife Insurance

Midwife insurance is a vital safeguard for professionals in the midwifery field. Having insurance coverage tailored specifically for midwives provides a layer of protection and peace of mind that is crucial in today’s complex healthcare landscape. As a midwife, your dedication and expertise help bring new life into the world, but it is important to acknowledge the unique risks and challenges that come with this role. Whether it is unforeseen circumstances, potential legal claims, or unexpected events, midwife insurance offers a safety net that ensures your professional practice remains secure. By having midwife insurance, you can focus on what truly matters – delivering exceptional care and support to expectant mothers and their families – knowing that you have the necessary protection in place. Invest in your professional journey and safeguard your practice with midwife insurance.

You might have an insurance policy through your employer or organization, but there could be gaps and exclusions that leave you vulnerable to liability. At XINSURANCE, we can fill those gaps by offering insurance coverage solutions tailored to your needs.

Who We Can Help

  • Midwives
  • Doulas
  • Nurse Practitioners
  • Midwifery Instructors
  • Childbirth Educators
  • Doula Trainers
  • Birthing Centers
  • And More!
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Midwife Insurance Coverage Options

Professional Liability

Also known as medical malpractice insurance, professional liability can provide coverage for claims regarding negligent acts, errors, misdiagnosis, treatment mistakes, etc. Learn more.

VBAC Coverage

Can provide coverage for VBAC (vaginal birth after cesarean) deliveries that are attended by a midwife.

General Liability

Provides coverage for injuries and property damage sustained by third parties.

Personal Liability

Personal liability protection in the event of an accident and a claim is made against you. Learn more.

TRU Umbrella

Additional coverage to fill the gaps and cover the exclusions in your existing policy. Learn more.

Alleged Assault and Battery Liability

Coverage for claims against you regarding assault and/or battery.

Alleged Sexual Abuse and Molestation Liability

Coverage for claims against you regarding sexual abuse and/or molestation.

Commercial Auto*

Provides auto liability coverage for your company-owned or personally-owned vehicle primarily used for business purposes. Learn more.

*Available in most states

Communicable Disease Liability

This is a policy enhancement that provides coverage for negligent exposure to any Declared Pandemic Disease or Pathogen, including COVID-19. Learn more.

Directors and Officers (D&O) Liability

Protects people from personal losses if they are sued as a result of serving as a director or an officer of an organization. Learn more.

Premises Liability

Protects against claims for slips, trips, and falls on the property due to negligence.

Property Coverage

Covers the building and its contents from weather-related risks, vandalism, theft, and more. Learn more.

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How To Get A Quote

Request Your Quote

Click the button below to get started on your quote

Specify Your Needs

We’ll schedule a call with you to consult on your needs, and collect more details

Get Your Custom Quote

We’ll use all the information provided to craft a highly personalized quote to address all of your specific insurance needs in one comprehensive policy

Frequently Asked Questions About Midwife Insurance

What is Midwife Liability Insurance?

Midwife Liability Insurance can protect you in the event of injuries or damages caused by medical practices of a natural or prescribed medicated birthing experience and related services.

In addition to compensating victims for medical bills or the cost of replacing or repairing their property, liability insurance may protect you if an injured party sues. Without the proper coverage, you could be responsible for paying thousands of dollars in damages.

At XINSURANCE, our customized insurance solutions for midwives, doulas, and birthing centers can offer the same coverage as other policies but with additional coverage to fill in gaps or exclusions to give you true peace of mind.

Is malpractice insurance mandatory among midwives?

Depending on the organization or facility in which the midwife is employed, malpractice insurance may or may not be required. However, many would argue the benefits of carrying additional coverage because employer-paid coverage may not be adequate in covering financial losses, and representation may be lacking in quality.

How much does midwife insurance cost?

The cost of midwife insurance can vary depending on factors such as the location, scope of practice, services offered, and previous claims history. At XINSURANCE, we provide personalized quotes based on your specific requirements. Our underwriting team can work with you to determine the right coverage for your midwifery practice.

Does midwife insurance cover home births?

Yes, midwife insurance can cover home births. XINSURANCE offers liability insurance solutions to midwives, including coverage for home births, ensuring that you are protected in case of any unfortunate events or claims that may arise during the birthing process, regardless of the setting.

What insurance coverage do midwives need?

Midwives need professional liability insurance coverage to protect themselves from potential lawsuits arising from their services.

However, any additional insurance coverage needed for midwives will depend on your unique circumstances. XINSURANCE does not provide a cookie-cutter policy that applies to everyone. Instead, we talk to you and learn more about you and/or your employer. We then develop an insurance solution that provides customized coverage based on your needs. This all-in-one approach allows you to pick the coverage you want to have on your insurance policy.

What are some examples of midwife malpractice?

Birth injuries caused by midwives usually result from one of the following criteria: informed consent, negligent credentials, failure to assess the baby’s condition, and failure to have in place or follow adequate policies/procedures.

Can I be insured if I've been dropped or rejected by an insurance company?

Yes, XINSURANCE can help you even if you’ve been declined, canceled, or non-renewed by an insurance company. We step in to provide an insurance solution when others can’t or won’t.

How do I get a quote for midwife insurance?

Getting a quote for midwife insurance is easy with XINSURANCE. Click the “Get Started” button at the top of the page and enter your information to begin your quote request or contact us first to discuss your needs and see if XINSURANCE is right for you.

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What our clients say

Insurance for all activities. Excellent product with total coverage for WHEN you need that extra help.

– Dave H.

They are amazing and always there to help you if you have any questions or concerns.

– Arlene A.

XINSURANCE is very easy to deal with. We didn’t have to wait forever for the information we needed. And the whole process of finding a plan that worked for us was almost too easy.

– Leslie A.

Your Trusted Team For Tackling the Unexpected

Fighting for You is What We do Best

At XINSURANCE, we believe in taking an active role in defending the interests of our customers. When an insured is facing challenges such as frivolous lawsuits or unfounded charges, we take pride in staying by their side.

Unique Requirements are Our Specialty

XINSURANCE specializes in covering the extraordinary cases that other agents lack expertise in. If you need something insured and can’t find a policy for it anywhere else — chances are our team will know exactly how to get you coverage for it.

Built-For-You Flexibility & Dedicated Support

The XINSURANCE approach to coverage is anything but “one size fits all”. Our specialty insurance experts work one-on-one with you to fully understand your circumstances, insurance needs, and high-risk areas up front. This means that by the time your policy is issued, we're fully prepared to support you through the worst-case scenarios — not drop you when an incident, claim, or lawsuit occurs.

More of Your Coverage - All In One Place

Though your policies won’t be “one size fits all,” XINSURANCE does take an all-in-one approach to insurance. This means that instead of buying several policies, we’re able to offer coverage solutions for your various needs all in one plan.

What You Can Expect From Our Team

Insurance solutions tailored to your needs

Expansive coverage options

Expert support when facing frivolous charges

Dedicated support & service