In healthcare, there is no room for error; that is why healthcare professionals need an insurance policy that meets the needs of their business with an all-in-one custom approach. At XINSURANCE, we cover the gaps that current insurance partners might have by providing Independent Midwives Insurance for malpractice, VBAC (vaginal birth after cesarean), professional liability – D&O, commercial general liability, alleged sexual abuse and molestation liability, exclusions on current policy, and excess coverage to healthcare providers and individuals so that they can continue working knowing they are completely covered with a policy that is made for them.
According to the American Midwifery Certification Board, as of August 2017, there were 11,826 CNMs and 101 CMs. Source
60,000 out-of-hospital births occurred in 2014. 38,000 were home births and 18,000 took place at birth centers. Almost 90 percent of the home births were planned. Source
CNMs who practice “defensively” can drive healthcare costs up and open the CNM to potentially more malpractice cases because of the complications or side effects of unnecessary tests/procedures. Source
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