In healthcare, there is no room for error; that is why healthcare professionals need an insurance policy that meets the needs of their business with an all-in-one custom approach. At XINSURANCE, we cover the gaps that current insurance partners might have by providing Independent Midwives Insurance for malpractice, VBAC (vaginal birth after cesarean), professional liability – D&O, commercial general liability, alleged sexual abuse and molestation liability, exclusions on current policy, and excess coverage to healthcare providers and individuals so that they can continue working knowing they are completely covered with a policy that is made for them.
XINSURANCE provides insurance solutions for midwives, doulas, instructors, interns, and birthing centers. Fill out the form at the top of the page to get started on requesting a quote!
Liability insurance for midwives, doulas, and birthing centers can protect you in the event of injuries or damages caused by medical practices of a natural or prescribed medicated birthing experience and related services.
In addition to compensating victims for medical bills or the cost of replacing or repairing their property, liability insurance may protect you if an injured party sues. Without the proper coverage, you could be responsible for paying thousands of dollars in damages.
At XINSURANCE, our customized umbrella policy for midwives, doulas, and birthing centers can offer the same coverage as other policies with more coverage to fill in gaps or exclusions to give you peace of mind.
If a patient experiences a bodily injury during your services, your liability insurance for midwives, doulas, and birthing centers may cover the claim. This coverage often applies to medical bills, preventing your practice from paying them out of pocket. Your insurance may also cover costs associated with repairing or replacing property, like a client’s items that sustain damage during your services.
If the injured party files a lawsuit, your insurance may cover the amount awarded by a jury or judge and your legal expenses, up to the limits of your policy.
Learn more about midwife liability insurance with these common questions and answers:
CNMs who practice “defensively” can drive healthcare costs up and open the CNM to potentially more malpractice cases because of the complications or side effects of unnecessary tests/procedures. Source
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