Protect your motorcycle rental adventure with XINSURANCE — specialized coverage solutions designed for motorcycle rental companies and individuals who rent motorcycles, ensuring peace of mind and worry-free rides.
Motorcycle rental insurance is a specialized type of coverage designed for rental situations, providing financial protection in the event of accidents, damage, theft, or other unforeseen circumstances. It is beneficial for both motorcycle rental companies and individuals renting motorcycles to have this insurance because it helps cover the cost of accidents or damages involving the rented motorcycle, liability claims, and other expenses that could result from a mishap during the rental period.
It provides peace of mind, allowing renters to focus on enjoying their adventure without worrying about costly risks and uncertainties. Motorcycle rental insurance protects the renters and the rental company from potential financial losses.
For motorcycle rental enthusiasts, XINSURANCE is the ideal partner. With over 40 years of experience in the industry, we understand the unique risks and challenges of owning a motorcycle rental business and renting motorcycles. Tell us your situation, and we can identify a customized insurance solution tailored to your unique needs.
Provides coverage for injuries and property damage sustained by third parties.
Covers physical damage to units while being rented and personal liability for the renter. Renters liability is only available if the rental company has purchased general liability through XINSURANCE.
Can provide physical damage protection for applicable equipment while it is being stored, transported, or rented. It can provide financial assistance in case of accidents, malfunctions, and limited theft coverage.
Personal liability protection in the event of an accident and a claim is made against you. Learn more.
Provides auto liability coverage for your company-owned or personally-owned vehicle primarily used for business purposes. Learn more.
*Available in most states
Physical damage coverage for customer’s vehicles in the insured’s care, custody, and control.
Covers expenses for third-party property damage and bodily injury when an accident occurs with a motorcycle, used for business purposes, that isn’t owned by the company.
*Available in most states
Coverage for claims against you or an employee regarding assault and/or battery.
Coverage for claims against you or an employee regarding sexual abuse and/or molestation.
Protects people from personal losses if they are sued as a result of serving as a director or an officer of an organization. Learn more.
Protects against claims for slips, trips, and falls on the property due to negligence.
Coverage for claims regarding negligent acts and more. Learn more.
Covers the building and its contents from weather-related risks, vandalism, theft, and more. Learn more.
Additional coverage to fill the gaps and cover the exclusions in your existing policy. Learn more.
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We’ll schedule a call with you to consult on your needs, and collect more details
We’ll use all the information provided to craft a highly personalized quote to address all of your specific insurance needs in one comprehensive policy
Yes, we can identify customized insurance solutions for individuals and riders who want to rent a motorcycle. This solution is only available to the renter if the rental company they are renting from has proper insurance.
We can find coverage solutions such as general liability, auto liability coverage, personal liability, physical damage coverage, and more.
Each year of riding experience creates a 2.53% reduction in the odds of a crash for motorcycle riders in the United States. If you are renting a motorcycle, you may have less experience using one, which could increase the chances of events like a crash. Liability insurance for motorcycles may help protect you from general liability claims regarding injury, property damage, and more.
XINSURANCE can identify coverage solutions for various risk types, including ride-sharing, to help cover any gaps or exclusions in ride-sharing companies’ policies. We offer TRU Umbrella, an extra layer of protection so you can ride with true peace of mind.
Ride-sharing is increasing and competing against traditional rental companies. Many companies offer a more convenient option that allows you to rent or borrow a motorcycle from another person. With help from XINSURANCE, you can rent or borrow with greater confidence, seizing the new opportunities delivered by ride-sharing.
Yes, we can identify customized insurance solutions for electric bike rental companies. The coverage options would be similar to those of motorcycle rental insurance. Get an e-bike rental insurance quote from us!
Electric bikes have some inherent risks compared to regular bikes. They often reach much higher speeds, which could increase the prevalence and severity of injuries. E-bike crashes could result in greater damage to the bike or the property hit.
The New York City Department of Transportation reported that 23 out of 30 bicycle rider deaths in the city in 2023 were those riding e-bikes. E-bikes also prove dangerous to surrounding people, with three pedestrians killed by e-bike riders in New York City in the same year.
Electric bike rental protection can help cover the cost of accidents or damages up to policy limits in the case of a covered claim.
Yes, we can provide Slingshot rental insurance solutions to businesses and individuals. Coverage options would be similar to those of motorcycle rental insurance. Contact us for a slingshot rental insurance quote!
You can still access effective insurance solutions even if you’ve faced denials or nonrenewals in the past. Your best option is to find an insurance partner with a higher risk tolerance. At XINSURANCE, we specialize in identifying coverage solutions for unique risks.
Typically, this temporary motorcycle insurance covers damage to the rented motorcycle, loss, and liability protection in case of accidents or injuries to other people or property. If you want additional coverage or a more tailored solution, consider working with our team at XINSURANCE.
We offer personalized service to identify the ideal coverage solutions for your situation and your unique risks, whether you’re an individual needing coverage or a business seeking commercial motorcycle insurance solutions. By getting to know your needs, we can help you select coverage solutions that fit you.
Personal motorcycle insurance often does not extend coverage to rented motorcycles. Obtaining separate solutions like motorcycle travel insurance can help provide adequate protection.
The cost of motorcycle rental insurance can vary depending on:
We recommend you reach out online to get an accurate cost estimate.
Many people look for the cheapest insurance but don’t realize how limited their coverage is. Investing in quality insurance solutions is often worthwhile to ensure adequate protection and avoid potential financial hardships in the event of an incident or claim.
While you hope for the best, motorcycle rental insurance solutions can help you plan for the worst. This solution provides many benefits that make it worthwhile:
At XINSURANCE, we believe in taking an active role in defending the interests of our customers. When an insured is facing challenges such as frivolous lawsuits or unfounded charges, we take pride in staying by their side.
XINSURANCE specializes in covering the extraordinary cases that other agents lack expertise in. If you need something insured and can’t find a policy for it anywhere else — chances are our team will know exactly how to get you coverage for it.
The XINSURANCE approach to coverage is anything but “one size fits all.” Our specialty insurance experts work one-on-one with you to fully understand your circumstances, insurance needs, and high-risk areas up front. This means that by the time your policy is issued, we're fully prepared to support you through the worst-case scenarios — not drop you when an incident, claim, or lawsuit occurs.
Though your policies won’t be “one size fits all,” XINSURANCE does take an all-in-one approach to insurance. This means that instead of buying several policies, we’re able to offer coverage solutions for your various needs all in one plan.