Process Server Insurance

Specialty liability insurance solutions tailored to your needs.
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Our solutions are designed to offer process servers on-the-go coverage, safeguarding against claims anywhere your work takes you.

Just as process servers challenge the status quo in legal procedures, XINSURANCE innovates insurance solutions that cater specifically to your untraditional risks.

The Importance of Insurance for Process Servers

As a process server, your job is to deliver legal documents to all parties facing legal action, notifying them that an action has begun or that a relevant document has been filed in the case. While this job is not inherently dangerous, you are still a target for lawsuits and of course, you might be dealing with highly emotional situations and unwilling recipients. For these reasons, it’s a good idea to have process server insurance.

In today’s litigious society, it’s important for individuals and businesses to have process server insurance. This customized policy is designed to protect your company, associated employees or contractors, and most importantly, you and your assets. If you’re struggling to find insurance or adequate coverage, XINSURANCE is here for you. We specialize in unique risks and we can help those who have been canceled, denied, or non-renewed by other insurance providers.

Who We Can Help

Process server insurance is designed to provide liability coverage for individuals and businesses involved in the process serving industry. Here are several key groups who should consider having process server insurance:

  • Independent Process Servers
  • Process Serving Companies
  • Legal Support Service Firms
  • Court Messengers
  • Private Investigators
  • Freelance Legal Couriers
  • Attorneys & Law Firms
  • And More!
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Process Server Insurance Coverage Options

Commercial General Liability

Provides coverage for injuries and property damage sustained by third parties.

Commercial Auto*

Provides auto liability coverage for your company-owned or personally-owned vehicle primarily used for business purposes. Learn more.

*Available in most states

Firearms Liability*

Coverage for concealed carry, accidental discharge, and more, for both personal and commercial use. Learn more.

*Available in most states

Professional Liability

Coverage for claims regarding negligent acts and more. Learn more.

Active Shooter Liability

Liability protection in the event of an active shooting taking place on company property. Learn more.

Alleged Assault and Battery Liability

Coverage for claims against you regarding assault and/or battery.

Alleged Sexual Abuse and Molestation Liability

Coverage for claims against you regarding sexual abuse and/or molestation.

Communicable Disease Liability

This is a policy enhancement that provides coverage for negligent exposure to any Declared Pandemic Disease or Pathogen, including COVID-19. Learn more.

Directors and Officers (D&O) Liability

Protects people from personal losses if they are sued as a result of serving as a director or an officer of an organization. Learn more.

Personal Liability

Personal liability protection in the event of an accident and a claim is made against you. Learn more.

Property Coverage

Covers the building and its contents from weather-related risks, vandalism, theft, and more. Learn more.

Riot and Civil Commotion Liability

Liability protection against claims made from a riot or civil commotion.

TRU Umbrella

Additional coverage to fill the gaps and cover the exclusions in your existing policy. Learn more.

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How To Get A Quote

Request Your Quote

Click the button below to get started on your quote

Specify Your Needs

We’ll schedule a call with you to consult on your needs, and collect more details

Get Your Custom Quote

We’ll use all the information provided to craft a highly personalized quote to address all of your specific insurance needs in one comprehensive policy

FAQs About Process Server Liability Insurance

What is process server insurance?

Process server insurance is a specialized form of liability insurance that offers protection to individuals and businesses that are engaged in the service of delivering legal documents. It mitigates financial risks associated with errors, omissions, and various liabilities that could occur during their work.

Why do I need process server insurance and is it required by law?

Process server insurance provides crucial financial protection against claims and lawsuits that may arise from the services provided. While it is not universally required by law, some states or local jurisdictions may require process servers to carry a minimum amount of insurance or surety bond. Even in regions where it’s not mandated, having insurance is highly recommended due to the potential legal risks involved in the profession.

Can process server insurance protect against claims of non-performance?

Yes, our process server insurance solutions can offer protection against allegations of non-performance or negligence in the carrying out of proper legal document delivery, depending on the policy details.

Can I add additional insureds to my process server insurance policy?

Yes, it is often possible to add additional insureds to a policy, such as clients or vendors who require protection under your coverage.

Can I be insured if I've been dropped or rejected by an insurance company?

Yes, XINSURANCE can help you even if you’ve been declined, canceled, or non-renewed by an insurance company. We step in to provide an insurance solution when others can’t or won’t.

How much does process server insurance cost?

The cost of process server insurance varies based on factors such as the extent of coverage, the history of claims, your experience level, the size of the business, and more. It is best to get a customized quote from XINSURANCE for accurate pricing specific to your needs.

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What our clients say

Insurance for all activities. Excellent product with total coverage for WHEN you need that extra help.
THIS IS INSURANCE I CAN TRUST TO PROTECT ME!

– Dave H.

They are amazing and always there to help you if you have any questions or concerns.

– Arlene A.

XINSURANCE is very easy to deal with. We didn’t have to wait forever for the information we needed. And the whole process of finding a plan that worked for us was almost too easy.

– Leslie A.

Your Trusted Team For Tackling the Unexpected

Fighting for You is What We do Best

At XINSURANCE, we believe in taking an active role in defending the interests of our customers. When an insured is facing challenges such as frivolous lawsuits or unfounded charges, we take pride in staying by their side.

Unique Requirements are Our Specialty

XINSURANCE specializes in covering the extraordinary cases that other agents lack expertise in. If you need something insured and can’t find a policy for it anywhere else — chances are our team will know exactly how to get you coverage for it.

Built-For-You Flexibility & Dedicated Support

The XINSURANCE approach to coverage is anything but “one size fits all”. Our specialty insurance experts work one-on-one with you to fully understand your circumstances, insurance needs, and high-risk areas up front. This means that by the time your policy is issued, we're fully prepared to support you through the worst-case scenarios — not drop you when an incident, claim, or lawsuit occurs.

More of Your Coverage - All In One Place

Though your policies won’t be “one size fits all,” XINSURANCE does take an all-in-one approach to insurance. This means that instead of buying several policies, we’re able to offer coverage solutions for your various needs all in one plan.

What You Can Expect From Our Team

Insurance solutions tailored to your needs

Expansive coverage options

Expert support when facing frivolous charges

Dedicated support & service

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