Real Estate Agent Insurance
Specialty liability insurance solutions tailored to your needs.
Get StartedDon't let a single mistake jeopardize your professional journey. Empower your career with custom liability coverage.
Our partnership approach and comprehensive coverage solutions are designed to safeguard you against claims that could otherwise derail your career and financial future.
What is Real Estate Agent Insurance?
Real estate agent insurance is a specialized form of coverage designed to protect professionals like you from the inherent risks associated with buying, selling, and managing property. As an agent, you engage daily with transactions that, despite your expertise, can expose you to potential lawsuits from dissatisfied clients or unforeseen complications in property dealings.
Choosing the right insurance partner is critical; you don’t want a cheap policy that leaves you more vulnerable than protected when something goes awry. XINSURANCE offers robust solutions tailored to the unique challenges of the real estate industry. With our focus on specialized liability insurance, we commit to standing by our partners, providing support and defense when it’s needed most. Remember, in the world of real estate, the unexpected can be just around the corner, and having XINSURANCE means you’re prepared to face whatever comes your way without fear.
Who We Can Help
- Residential Real Estate Agents
- Commercial Real Estate Agents
- Real Estate Agencies
- Real Estate Brokers
- Real Estate Appraisers
- Leasing Agents
- Independent Agents
- And More!
Realtor Liability Insurance Coverage Options
General Liability
Provides coverage for injuries and property damage sustained by third parties.
Professional Liability
Coverage for claims regarding negligent acts and more. Learn more.
Commercial Auto*
Provides auto liability coverage for your company-owned or personally-owned vehicle primarily used for business purposes, such as driving a client to/from a showing. Learn more.
*Available in most states
TRU Umbrella
Additional coverage to fill the gaps and cover the exclusions in your existing policy. Learn more.
Alleged Assault and Battery Liability
Coverage for claims against you regarding assault and/or battery.
Alleged Sexual Abuse and Molestation Liability
Coverage for claims against you regarding sexual abuse and/or molestation.
Communicable Disease Liability
This is a policy enhancement that provides coverage for negligent exposure to any Declared Pandemic Disease or Pathogen, including COVID-19. Learn more.
Directors and Officers (D&O) Liability
Protects people from personal losses if they are sued as a result of serving as a director or an officer of an organization. Learn more.
Personal Liability
Personal liability protection in the event of an accident and a claim is made against you. Learn more.
Premises Liability
Protects against claims for slips, trips, and falls on the property due to negligence.
How To Get A Quote
Request Your Quote
Click the button below to get started on your quote
Specify Your Needs
We’ll schedule a call with you to consult on your needs, and collect more details
Get Your Custom Quote
We’ll use all the information provided to craft a highly personalized quote to address all of your specific insurance needs in one comprehensive policy
FAQs About Real Estate Agent Insurance
Why do I need real estate agent insurance, and is it required by law?
Liability insurance for real estate agents is essential as it protects against claims of professional negligence or failure to perform your professional duties. While not always legally required, many brokerage firms require their agents to carry it, and it’s considered best practice for safeguarding your career.
Who is protected under real estate agent liability insurance?
Policies typically cover the individual agent, and might also extend to cover employees or team members if the policy is for a real estate agency or company that employs multiple agents and brokers. XINSURANCE can provide coverage solutions for real estate professionals and businesses that are tailored to their unique needs.
Is real estate agent insurance the same as errors and omissions (E&O) insurance?
It’s closely related; however, real estate agent insurance can encompass broader coverage beyond just E&O, including general liability and other protections, depending on the policy.
Can I be insured if I've been dropped or rejected by an insurance company?
Yes, XINSURANCE can help you even if you’ve been declined, canceled, or non-renewed by an insurance company. We step in to provide an insurance solution when others can’t or won’t.
Can I have liability insurance if I work part-time as a real estate agent?
Yes, XINSURANCE can provide liability insurance solutions to both full-time and part-time real estate agents.
How much does realtor liability insurance cost?
The cost of liability insurance for real estate agents varies based on the level of coverage, your business size, location, experience level, claims history, and more.
It’s best to contact XINSURANCE and tell us more about you so we can provide a personalized quote.
What our clients say
Insurance for all activities. Excellent product with total coverage for WHEN you need that extra help.
THIS IS INSURANCE I CAN TRUST TO PROTECT ME!
– Dave H.
They are amazing and always there to help you if you have any questions or concerns.
– Arlene A.
XINSURANCE is very easy to deal with. We didn’t have to wait forever for the information we needed. And the whole process of finding a plan that worked for us was almost too easy.
– Leslie A.
Your Trusted Team For Tackling the Unexpected
Fighting for You is What We do Best
At XINSURANCE, we believe in taking an active role in defending the interests of our customers. When an insured is facing challenges such as frivolous lawsuits or unfounded charges, we take pride in staying by their side.
Unique Requirements are Our Specialty
XINSURANCE specializes in covering the extraordinary cases that other agents lack expertise in. If you need something insured and can’t find a policy for it anywhere else — chances are our team will know exactly how to get you coverage for it.
Built-For-You Flexibility & Dedicated Support
The XINSURANCE approach to coverage is anything but “one size fits all”. Our specialty insurance experts work one-on-one with you to fully understand your circumstances, insurance needs, and high-risk areas up front. This means that by the time your policy is issued, we're fully prepared to support you through the worst-case scenarios — not drop you when an incident, claim, or lawsuit occurs.
More of Your Coverage - All In One Place
Though your policies won’t be “one size fits all,” XINSURANCE does take an all-in-one approach to insurance. This means that instead of buying several policies, we’re able to offer coverage solutions for your various needs all in one plan.
What You Can Expect From Our Team
Insurance solutions tailored to your needs
Expansive coverage options
Expert support when facing frivolous charges
Dedicated support & service
Professional Liability
We provide professional liability insurance solutions that can include coverage for negligence or alleged negligence, harmful advice, personal injury, libel and slander, actions of employees, claims from past services, and more.
TRU Homeowners
We provide TRU Homeowners insurance solutions that offer all-in-one coverage including floods, wind, wildfires, earthquakes, and more. We can even help high-value homes as well as homes and property in high-risk areas.
TRU Umbrella
TRU Umbrella coverage is customized to fit your unique needs by filling the gaps and covering the exclusions in your primary policy for work, home, and play.
