Whether you work full-time, part-time, seasonal, or volunteer at a shopping mall or store, entertain crowds at parades or tree lightings or make appearances at holiday parties or charity events, we can offer customized insurance solutions to continue having Santa spread some holiday cheer.
Santa Claus Insurance is liability coverage designed for individuals who portray Santa Claus during holiday events. It provides protection against potential accidents, claims, and lawsuits that may occur while performing your duties as Santa.
Santa Claus Liability Insurance is a must-have. It can safeguard Santa and the event organizer from unexpected liabilities that could arise during festive activities. Additionally, Santa Claus Insurance offers peace of mind. It allows Santas to focus on bringing holiday cheer without worrying about the potential financial consequences of unforeseen incidents.
By obtaining Santa Claus Insurance, individuals, venues, and event organizers can ensure a joyful and safe experience for everyone involved while also safeguarding their financial well-being.
Personal liability protection in the event of an accident and a claim is made against you. Learn more.
Coverage for claims against you regarding sexual abuse and/or molestation.
Coverage for claims against you regarding assault and/or battery.
Additional coverage to fill the gaps and cover the exclusions in your existing policy. Learn more.
If you have an animal with you, such as a reindeer or a dog dressed up as a reindeer, this coverage can protect you against third-party bodily injury and third-party property damage claims. Learn more.
Liability protection in the event of an active shooting incident that occurs while you perform your duties as Santa Claus. Learn more.
Provides auto liability coverage for your company-owned or personally-owned vehicle primarily used for business purposes. Learn more.
*Available in most states
Provides coverage for injuries and property damage sustained by third parties.
This is a policy enhancement that provides coverage for negligent exposure to any Declared Pandemic Disease or Pathogen, including COVID-19. Learn more.
Can provide physical damage protection for applicable equipment while it is being used, stored, transported, or while rented. It can provide financial assistance in case of accidents, malfunctions, and limited theft coverage. Equipment can include sleighs, animatronics, etc.
Protects against claims for slips, trips, and falls on the property due to negligence.
Coverage for claims regarding negligent acts and more. Learn more.
Covers the building and its contents from weather-related risks, vandalism, theft, and more. Learn more.
Covers bodily injury to a guest and property damage to the venue (such as the building or its equipment) for private and public events. Learn more.
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We’ll schedule a call with you to consult on your needs, and collect more details
We’ll use all the information provided to craft a highly personalized quote to address all of your specific insurance needs in one comprehensive policy
You need Santa Claus Insurance to help protect you when things go wrong. In life, you will learn how good your insurance partner is when what can happen does happen. XINSURANCE stands by your side when an accident, incident, claim, or lawsuit occurs. Having Santa Claus liability insurance can protect you from significant financial loss and sometimes can be the difference between keeping your job or ending your career as Santa.
In some places, liability insurance may be required. Most commercial venues require you to have some type of entertainer’s or volunteer’s liability insurance. For private events and parties, you should still have insurance for your own protection.
If a child falls off your lap, trips over your boots or photo cables, chokes on a candy cane or cookie, or just slips while you’re in proximity, the parents could try to sue you. In addition, allegations of misconduct or inappropriate touching could result in another lawsuit and the end of your Santa career. It’s best to carry liability insurance that can help protect you in such scenarios.
The type of insurance coverage needed as Santa Claus will depend on your unique circumstances. XINSURANCE does not provide a cookie-cutter policy that applies to everyone. Instead, we talk to you and learn more about you and/or your business. We then come up with an insurance solution that provides customized coverage based on your needs. This all-in-one approach allows you to pick which coverages you want to have on your insurance policy.
Yes, XINSURANCE can help you even if you’ve been declined, canceled, or non-renewed by an insurance company. We step in to provide an insurance solution when others can’t or won’t.
Whether this is your first time being Santa Claus or you’re a seasoned veteran, we can provide an insurance solution based on your needs.
If you have an existing insurance policy, we can take a look at it to identify any gaps or exclusions that are leaving you exposed. Upon review, we may offer insurance solutions that fill the gaps and leave you with true peace of mind.
Insurance for all activities. Excellent product with total coverage for WHEN you need that extra help.
THIS IS INSURANCE I CAN TRUST TO PROTECT ME!
– Dave H.
They are amazing and always there to help you if you have any questions or concerns.
– Arlene A.
XINSURANCE is very easy to deal with. We didn’t have to wait forever for the information we needed. And the whole process of finding a plan that worked for us was almost too easy.
– Leslie A.
At XINSURANCE, we believe in taking an active role in defending the interests of our customers. When an insured is facing challenges such as frivolous lawsuits or unfounded charges, we take pride in staying by their side.
XINSURANCE specializes in covering the extraordinary cases that other agents lack expertise in. If you need something insured and can’t find a policy for it anywhere else — chances are our team will know exactly how to get you coverage for it.
The XINSURANCE approach to coverage is anything but “one size fits all”. Our specialty insurance experts work one-on-one with you to fully understand your circumstances, insurance needs, and high-risk areas up front. This means that by the time your policy is issued, we're fully prepared to support you through the worst-case scenarios — not drop you when an incident, claim, or lawsuit occurs.
Though your policies won’t be “one size fits all,” XINSURANCE does take an all-in-one approach to insurance. This means that instead of buying several policies, we’re able to offer coverage solutions for your various needs all in one plan.