Scooter Rental Insurance
Specialty liability insurance solutions tailored to your needs.
Get StartedScooter rental companies face unique risks that make it hard to get the right insurance coverage. We can help with that.
Each scooter is an asset, and every ride matters. Our customized liability insurance solutions provide comprehensive coverage so your business is ready for whatever lies ahead.
What is Scooter Rental Insurance?
Scooter rental insurance is a specialized insurance solution designed to meet the unique needs of your scooter rental business, offering protection in a variety of circumstances where standard policies might not reach. In the fast-paced world of scooter rentals, facing the unexpected is part of the daily operation. Whether it’s an unforeseen accident or a liability claim, these incidents can have significant financial repercussions on your business, potentially stalling your growth or even grounding your fleet. That’s where the importance of having liability insurance comes into play.
Choosing XINSURANCE as your partner ensures that your business isn’t just another statistic in the face of challenges; instead, you’re equipped with a dedicated partner who understands the intricacies of your industry. With an all-in-one approach to coverage, we stand by your side, ready to support and protect your business from the highs and lows of operating in the scooter rental market. Don’t buy cheap insurance that can cost your business more in the long run – we offer a TRU Insurance solution that actually covers you and provide true peace of mind.
Who We Can Help
- Scooter Rental Businesses
- Guided Scooter Tours
- And More!
What Insurance Coverage Should a Scooter Rental Business Have?
Commercial General Liability
Provides coverage for injuries and property damage sustained by third parties.
Renters Liability
Covers physical damage to units while being rented and personal liability for the renter. Renters liability is only available if the rental company has purchased general liability through XINSURANCE.
Garage Keepers Legal Liability (GKLL)
Physical damage coverage for customer’s vehicles in the insured’s care, custody, and control.
Hired & Non-Owned Auto*
Covers expenses for third-party property damage and bodily injury when an accident occurs with a vehicle, used for business purposes, that isn’t owned by the company.
*Available in most states
Commercial Auto*
Provides auto liability coverage for your company-owned or personally-owned vehicle primarily used for business purposes. Learn more.
*Available in most states
Inland Marine
Can provide physical damage protection for applicable equipment while it is being rented, stored, or transported. It can provide financial assistance in case of accidents, malfunctions, and limited theft coverage.
Communicable Disease Liability
This is a policy enhancement that provides coverage for negligent exposure to any Declared Pandemic Disease or Pathogen, including COVID-19. Learn more.
Directors and Officers (D&O) Liability
Protects people from personal losses if they are sued as a result of serving as a director or an officer of an organization. Learn more.
Personal Liability
Personal liability protection in the event of an accident and a claim is made against you. Learn more.
Premises Liability
Protects against claims for slips, trips, and falls on the property due to negligence.
Professional Liability
Coverage for claims regarding negligent acts and more. Learn more.
TRU Umbrella
Additional coverage to fill the gaps and cover the exclusions in your existing policy. Learn more.
How To Get A Quote
Request Your Quote
Click the button below to get started on your quote
Specify Your Needs
We’ll schedule a call with you to consult on your needs, and collect more details
Get Your Custom Quote
We’ll use all the information provided to craft a highly personalized quote to address all of your specific insurance needs in one comprehensive policy
Learn More
Why do I need scooter rental insurance?
It provides protection against liability claims, theft, damage, and other unforeseen incidents that could result in significant financial losses.
Is scooter rental liability insurance legally required?
The legal requirement for liability insurance can vary depending on location and other factors. However, it’s commonly required for liability protection. We can help you determine whether or not it is legally required in your place of business.
Can I get scooter rental insurance if I have a small fleet?
Yes, XINSURANCE offers liability insurance solutions for businesses of all sizes, from single scooters to large fleets.
Will my scooter rental insurance policy cover scooters that are used off-road?
This depends on the specifics of your policy. You should discuss this with us to understand the coverage limitations.
Do you provide moped rental insurance?
Yes, XINSURANCE can also provide moped rental insurance solutions for businesses nationwide.
But what’s the difference between a moped and a scooter? The main thing is that a moped can have less engine power than a scooter. As a result, mopeds can have better gas mileage.
A moped rental insurance policy can have the same coverage as that of a scooter rental business. Talk with our underwriting experts to see what solution best fits you and your business.
Do you provide electric bike rental insurance?
We also provide customized insurance solutions for electric bike rental companies. The coverage options are similar to those of motorcycle rental insurance. Contact us today for an e-bike rental insurance quote!
What are the risks of scooters?
Scooters are known to be a liability.
A scooter is only as good as the person riding it. The vehicle can be a brand new, top-of-the-range model with the highest ratings for reliability and safety but if it’s in the hands of someone inexperienced at riding scooters, the risk it carries will be just as high as an older, used scooter.
While these vehicles are easy to ride, becoming a safe scooter user requires practice and experience. If a person is on vacation or uses a scooter occasionally, they don’t have time to put in hours of practice – they just want to get to their destination or see the city as quickly and conveniently as possible. The more scooters there are on the streets, the higher the risks, as there are more and more inexperienced riders using them.
A lot of accidents and damage to property and persons alike are caused by a wayward or badly driven scooter. The proliferation of incidents gives rise to many damage or injury claims being filed.
Unfortunately for scooter rental business owners, this means it’s almost impossible to get insurance for this high-risk business category. Without insurance for scooter rental companies, many such businesses find themselves facing financially ruinous claims. They sometimes shut down their operations overnight.
Can I be insured if I've been dropped or rejected by an insurance company?
Yes, XINSURANCE can help you even if you’ve been declined, canceled, or non-renewed by an insurance company. We step in to provide an insurance solution when others can’t or won’t.
How much does scooter rental insurance cost?
The cost of scooter rental insurance can vary widely based on the size of the fleet, location, claims history, level of coverage required, and more. It’s best to contact us and tell us more about your rental business so we can provide a personalized quote.
Liability Insurance for Electric Scooter Rental Companies
Electric scooters are becoming increasingly popular in the United States. E-scooter rental companies should have customized liability insurance for true peace of mind.
Get a quote today!
What our clients say
Insurance for all activities. Excellent product with total coverage for WHEN you need that extra help.
THIS IS INSURANCE I CAN TRUST TO PROTECT ME!
– Dave H.
They are amazing and always there to help you if you have any questions or concerns.
– Arlene A.
XINSURANCE is very easy to deal with. We didn’t have to wait forever for the information we needed. And the whole process of finding a plan that worked for us was almost too easy.
– Leslie A.
Your Trusted Team For Tackling the Unexpected
Fighting for You is What We do Best
At XINSURANCE, we believe in taking an active role in defending the interests of our customers. When an insured is facing challenges such as frivolous lawsuits or unfounded charges, we take pride in staying by their side.
Unique Requirements are Our Specialty
XINSURANCE specializes in covering the extraordinary cases that other agents lack expertise in. If you need something insured and can’t find a policy for it anywhere else — chances are our team will know exactly how to get you coverage for it.
Built-For-You Flexibility & Dedicated Support
The XINSURANCE approach to coverage is anything but “one size fits all”. Our specialty insurance experts work one-on-one with you to fully understand your circumstances, insurance needs, and high-risk areas up front. This means that by the time your policy is issued, we're fully prepared to support you through the worst-case scenarios — not drop you when an incident, claim, or lawsuit occurs.
More of Your Coverage - All In One Place
Though your policies won’t be “one size fits all,” XINSURANCE does take an all-in-one approach to insurance. This means that instead of buying several policies, we’re able to offer coverage solutions for your various needs all in one plan.
What You Can Expect From Our Team
Insurance solutions tailored to your needs
Expansive coverage options
Expert support when facing frivolous charges
Dedicated support & service
Exotic Car Rentals
We provide specialty liability insurance solutions for exotic car rental companies and those who rent exotic cars.
Small Businesses
We can provide customized liability insurance solutions tailored to your business’s unique needs. Even if another insurance company has declined, canceled, or non-renewed your business, we can still help you!
TRU Umbrella
TRU Umbrella coverage is customized to fit your unique needs by filling the gaps and covering the exclusions in your primary policy for work, home, and play.
