Empower your business with XINSURANCE's unique approach to liability insurance, providing true peace of mind.
We specialize in customized liability insurance solutions that fill that gaps and actually cover you. If you want true insurance from a real insurance partner, choose XINSURANCE!
What is Tanning Salon Insurance?
Tanning salon insurance is a specialized form of coverage designed to protect your business from the unique risks associated with providing tanning services. In an industry where customer well-being is paramount, the right liability insurance is not just a prudent choice—it’s an essential part of your business’s defense strategy. It acts as a safeguard, shielding both you and your clients from the financial repercussions of the unexpected.
With the proper liability insurance, you’re not just purchasing a policy; you’re investing in a partnership that amplifies your business’s resilience and credibility. It’s about taking the proactive step to ensure that when what can happen does happen, you’re partnered with someone who stands by you, ready to tackle the challenge head-on. That’s the core of TRU Insurance from XINSURANCE—true partnership and unwavering support.
Tanning Salon Insurance: Who We Can Help
- Tanning Salons
- Mobile Tanning Service Providers
- Independent Tanning Consultants
- Spa and Beauty Salons
- Tanning Equipment Rental Services
- Tanning Product Sellers
- And More!
What Insurance Coverage Should Tanning Salons Have?
Commercial General Liability
Provides coverage for injuries and property damage sustained by third parties.
Professional Liability
Coverage for claims regarding negligent acts and more. Learn more.
Products Liability
Protects your business from claims that a product you made, sold, or distributed, caused third-party bodily injury or property damage. Learn more.
Property Coverage
Covers the building and its contents from weather-related risks, vandalism, theft, and more. Learn more.
Alleged Assault and Battery Liability
Coverage for claims against you regarding assault and/or battery.
Alleged Sexual Abuse and Molestation Liability
Coverage for claims against you regarding sexual abuse and/or molestation.
Commercial Auto*
Provides auto liability coverage for your company-owned or personally-owned vehicle primarily used for business purposes. Learn more.
*Available in most states
Personal Liability
Personal liability protection in the event of an accident and a claim is made against you. Learn more.
Premises Liability
Protects against claims for slips, trips, and falls on the property due to negligence.
Inland Marine
Can provide physical damage protection for applicable equipment while it is being rented, stored, or transported. It can provide financial assistance in case of accidents, malfunctions, and limited theft coverage.
Directors and Officers (D&O) Liability
Protects people from personal losses if they are sued as a result of serving as a director or an officer of an organization. Learn more.
Communicable Disease Liability
This is a policy enhancement that provides coverage for negligent exposure to any Declared Pandemic Disease or Pathogen, including COVID-19. Learn more.
Active Shooter Liability
Liability protection in the event of an active shooting taking place on company property. Learn more.
Riot and Civil Commotion Liability
Liability protection against claims made from a riot or civil commotion.
TRU Umbrella
Additional coverage to fill the gaps and cover the exclusions in your existing policy. Learn more.
How To Get A Quote
Request Your Quote
Click the button below to get started on your quote
Specify Your Needs
We’ll schedule a call with you to consult on your needs, and collect more details
Get Your Custom Quote
We’ll use all the information provided to craft a highly personalized quote to address all of your specific insurance needs in one comprehensive policy
FAQs About Tanning Salon Liability Insurance
Why is tanning salon liability insurance important?
Tanning salon liability insurance is important because it provides financial protection against potential liabilities and claims that can arise from the services offered, helping to safeguard the financial stability of the business.
Can I get tanning salon insurance if I have a mobile tanning business?
Yes, tanning salon insurance is available for mobile tanning businesses to cover the unique risks associated with providing services at various locations.
Is tanning salon insurance mandated by law?
While not specifically mandated by federal law, some states or local jurisdictions may require tanning salons to carry certain types of insurance. It’s advisable to check local regulations.
What happens if I operate without tanning salon insurance?
Operating without insurance, or even cheap insurance, exposes you to significant financial risk in the event of lawsuits or claims, which could potentially bankrupt your business.
Can I be insured if I've been dropped or rejected by an insurance company?
Yes, XINSURANCE can help you even if you’ve been declined, canceled, or non-renewed by an insurance company. We step in to provide an insurance solution when others can’t or won’t.
How much does tanning salon insurance cost?
The cost varies based on several factors, including location, the size of your operation, the services offered, and your claims history. It is best to contact us and tell us more about your insurance needs so we can provide a personalized quote.
What our clients say
Insurance for all activities. Excellent product with total coverage for WHEN you need that extra help.
THIS IS INSURANCE I CAN TRUST TO PROTECT ME!
– Dave H.
They are amazing and always there to help you if you have any questions or concerns.
– Arlene A.
XINSURANCE is very easy to deal with. We didn’t have to wait forever for the information we needed. And the whole process of finding a plan that worked for us was almost too easy.
– Leslie A.
Your Trusted Team For Tackling the Unexpected
Fighting for You is What We do Best
At XINSURANCE, we believe in taking an active role in defending the interests of our customers. When an insured is facing challenges such as frivolous lawsuits or unfounded charges, we take pride in staying by their side.
Unique Requirements are Our Specialty
XINSURANCE specializes in covering the extraordinary cases that other agents lack expertise in. If you need something insured and can’t find a policy for it anywhere else — chances are our team will know exactly how to get you coverage for it.
Built-For-You Flexibility & Dedicated Support
The XINSURANCE approach to coverage is anything but “one size fits all”. Our specialty insurance experts work one-on-one with you to fully understand your circumstances, insurance needs, and high-risk areas up front. This means that by the time your policy is issued, we're fully prepared to support you through the worst-case scenarios — not drop you when an incident, claim, or lawsuit occurs.
More of Your Coverage - All In One Place
Though your policies won’t be “one size fits all,” XINSURANCE does take an all-in-one approach to insurance. This means that instead of buying several policies, we’re able to offer coverage solutions for your various needs all in one plan.
What You Can Expect From Our Team
Insurance solutions tailored to your needs
Expansive coverage options
Expert support when facing frivolous charges
Dedicated support & service
Professional Liability
We provide professional liability insurance solutions that can include coverage for negligence or alleged negligence, harmful advice, personal injury, libel and slander, actions of employees, claims from past services, and more.
Small Businesses
We can provide customized liability insurance solutions tailored to your business’s unique needs. Even if another insurance company has declined, canceled, or non-renewed your business, we can still help you!
TRU Umbrella
TRU Umbrella coverage is customized to fit your unique needs by filling the gaps and covering the exclusions in your primary policy for work, home, and play.
