Track Day Insurance

Specialty insurance solutions tailored to your unique needs.
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Drive with confidence: protect yourself and your car during track day events with XINSURANCE. Get the coverage you need and enjoy the thrill of the track worry-free.

Experience the thrill of high-performance driving at track day events while having the peace of mind that your car is protected with Track Day Insurance. Our solutions are designed specifically for sports car and racing enthusiasts, offering comprehensive protection against damages and liabilities that may occur during your track day adventures.

The Importance of Track Day Insurance

Track day insurance is a type of insurance coverage designed for people participating in track day events with their vehicles. Track day insurance is essential because it provides financial protection for damages and accidents that may occur on the track, offers liability coverage, and fills the gap left by traditional commercial auto insurance policies that do not cover track day events. With track day insurance, you can fully enjoy the exhilaration of high-performance driving without worrying about potential financial burdens or liability risks.

When it comes to track day insurance, don’t settle for cheap coverage that may leave you exposed to financial risks. Choose XINSURANCE, your trusted partner in providing comprehensive and reliable track day insurance solutions. Don’t compromise on protecting your valuable sports car to save a few dollars. Drive confidently and avoid the pitfalls of cheap insurance by opting for quality track day coverage solutions from XINSURANCE.

Who Needs Track Day Insurance?

  • Sports Car Enthusiasts
  • Racing Enthusiasts
  • Track Owners
  • Driving Instructors
  • Amateur Drivers
  • Professional Drivers
  • Race Teams
  • High-Performance Driver Education (HPDE)
  • And More!
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Track Day Insurance Coverage Options

Physical Damage

Physical damage coverage while vehicles are on the track.

Personal Liability

Personal liability protection in the event of an accident and a claim is made against you. Learn more.

General Liability

Provides coverage for injuries and property damage sustained by third parties.

TRU Umbrella

Additional coverage to fill the gaps and cover the exclusions in your existing policy. Learn more.

Professional Liability

Coverage for claims regarding negligent acts and more. Learn more.

Alleged Assault and Battery Liability

Coverage for claims against you regarding assault and/or battery.

Alleged Sexual Abuse and Molestation Liability

Coverage for claims against you regarding sexual abuse and/or molestation.

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How To Get A Quote

Request Your Quote

Click the button below to get started on your quote

Specify Your Needs

We’ll schedule a call with you to consult on your needs, and collect more details

Get Your Custom Quote

We’ll use all the information provided to craft a highly personalized quote to address all of your specific insurance needs in one comprehensive policy

FAQ About Track Day Insurance

What is track day insurance?

Track day insurance is a specialized type of coverage that provides financial protection against potential accidents, damages, and liabilities that may occur while driving on a track.

Is track day insurance mandatory?

Track day insurance is generally not mandatory, but it is highly recommended as most regular auto insurance policies do not cover track day events. Having track day insurance helps protect you from costly damages and liability risks.

What does track day insurance cover?

XINSURANCE’s track day insurance solution typically covers damages to your vehicle while on the track and liability protection for damage caused to other vehicles or property during track events. The specific coverage may vary depending on your unique needs.

How much does track day insurance cost?

The cost of track day insurance can vary based on factors such as the type of vehicle, the condition of the vehicle, track location, track type, driver experience, claims history, coverage limits, and more. It is best to contact XINSURANCE to get the best estimation.

Can I get track day insurance for a rented or borrowed vehicle?

It is possible to obtain track day insurance for a rented or borrowed vehicle, but you may need to provide additional information and meet specific criteria set by XINSURANCE.

We also offer insurance solutions for exotic car rentals for when you need liability insurance outside of track day events.

Can I be insured if I've been dropped or rejected by an insurance company?

Yes, XINSURANCE can help you even if you’ve been declined, canceled, or non-renewed by an insurance company. We step in to provide an insurance solution when others can’t or won’t.

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What our clients say

Insurance for all activities. Excellent product with total coverage for WHEN you need that extra help.

– Dave H.

They are amazing and always there to help you if you have any questions or concerns.

– Arlene A.

XINSURANCE is very easy to deal with. We didn’t have to wait forever for the information we needed. And the whole process of finding a plan that worked for us was almost too easy.

– Leslie A.

Your Trusted Team For Tackling the Unexpected

Fighting for You is What We do Best

At XINSURANCE, we believe in taking an active role in defending the interests of our customers. When an insured is facing challenges such as frivolous lawsuits or unfounded charges, we take pride in staying by their side.

Unique Requirements are Our Specialty

XINSURANCE specializes in covering the extraordinary cases that other agents lack expertise in. If you need something insured and can’t find a policy for it anywhere else — chances are our team will know exactly how to get you coverage for it.

Built-For-You Flexibility & Dedicated Support

The XINSURANCE approach to coverage is anything but “one size fits all”. Our specialty insurance experts work one-on-one with you to fully understand your circumstances, insurance needs, and high-risk areas up front. This means that by the time your policy is issued, we're fully prepared to support you through the worst-case scenarios — not drop you when an incident, claim, or lawsuit occurs.

More of Your Coverage - All In One Place

Though your policies won’t be “one size fits all,” XINSURANCE does take an all-in-one approach to insurance. This means that instead of buying several policies, we’re able to offer coverage solutions for your various needs all in one plan.

What You Can Expect From Our Team

Insurance solutions tailored to your needs

Expansive coverage options

Expert support when facing frivolous charges

Dedicated support & service