Valet parking services have unique risks making it difficult to find coverage. We have the solution.
Count on XINSURANCE for flexible and comprehensive liability coverage solutions that safeguard your valet operations.
What is Valet Parking Insurance?
Valet parking insurance is a type of specialty liability insurance designed to cover the unique risks involved in operating a valet parking service, including potential damages to vehicles under the valet’s care, custody, and control, as well as liability issues related to the operation of the service. In the dynamic environment of valet services, where every exchanged key holds the potential for unforeseen circumstances, having the right liability insurance is crucial.
XINSURANCE is your insurance partner for all things valet. When things go wrong, and you have to make a claim, we are here to help you every step of the way. Many insurance providers offer cheap insurance policies with gaps and exclusions in coverage, exposing you to liability. We offer TRU Insurance solutions that actually cover you so your valet service can operate with true peace of mind. If you want real insurance and an insurance partner who’s got your back, then XINSURANCE is the one for you. Get a valet parking insurance quote today!
Valet Insurance: Who We Can Help
We can provide liability insurance solutions to any place or business that offers valet parking services. We can also help independent valet parking businesses. Examples include:
- Valet Parking Businesses
- Hotels & Resorts
- Restaurants
- Commercial Buildings
- Casinos
- Shopping Malls
- Healthcare Facilities
- Sports Arenas
- Concert Venues
- Airports
- Entertainment Complexes
- And More!
Valet Parking Insurance Coverage Options
Commercial General Liability
Provides coverage for injuries and property damage sustained by third parties.
Garage Keepers Legal Liability (GKLL)
Physical damage coverage for customer’s vehicles in the insured’s care, custody, and control.
Wrongful Delivery
Offers protection if a vehicle is mistakenly given to the wrong person, leading to potential loss or damage.
Drive Away Coverage
Covers damage caused by the valet to third-party property or vehicles while driving a customer’s car.
Hired & Non-Owned Auto*
Covers expenses for third-party property damage and bodily injury when an accident occurs with a vehicle, used for business purposes, that isn’t owned by the company.
*Available in most states
Physical Damage
Provides protection against damage to the insured vehicle(s). This coverage can include collision coverage, which pays for damages caused by collisions with other vehicles or objects.
Commercial Auto*
Provides auto liability coverage for your company-owned or personally-owned vehicle primarily used for business purposes. Learn more.
*Available in most states
Active Shooter Liability
Liability protection in the event of an active shooting taking place on company property. Learn more.
Alleged Assault and Battery Liability
Coverage for claims against you regarding assault and/or battery.
Alleged Sexual Abuse and Molestation Liability
Coverage for claims against you regarding sexual abuse and/or molestation.
Communicable Disease Liability
This is a policy enhancement that provides coverage for negligent exposure to any Declared Pandemic Disease or Pathogen, including COVID-19. Learn more.
Directors and Officers (D&O) Liability
Protects people from personal losses if they are sued as a result of serving as a director or an officer of an organization. Learn more.
Personal Liability
Personal liability protection in the event of an accident and a claim is made against you. Learn more.
Premises Liability
Protects against claims for slips, trips, and falls on the property due to negligence.
Professional Liability
Coverage for claims regarding negligent acts and more. Learn more.
Property Coverage
Covers the building and its contents from weather-related risks, vandalism, theft, and more. Learn more.
TRU Umbrella
Additional coverage to fill the gaps and cover the exclusions in your existing policy. Learn more.
How To Get A Quote
Request Your Quote
Click the button below to get started on your quote
Specify Your Needs
We’ll schedule a call with you to consult on your needs, and collect more details
Get Your Custom Quote
We’ll use all the information provided to craft a highly personalized quote to address all of your specific insurance needs in one comprehensive policy
FAQs About Valet Parking Liability Insurance
Why do I need valet parking insurance?
You need valet parking insurance to protect your business from financial losses due to claims of damage to customer vehicles, injuries to patrons, and other liabilities specifically associated with valet parking operations.
You do not want a cheap insurance policy because they often have exclusions, so when you file a claim, you will find out you aren’t covered and end up paying more in the long run. Invest in real insurance from a partner who will stand by your side when things go wrong. XINSURANCE is here to help and do things right!
Can I get valet parking insurance for a one-time event?
Yes, temporary or event-specific valet parking insurance solutions are available for businesses or individuals hosting a one-time event with valet parking services.
Can I be insured if I've been dropped or rejected by an insurance company?
Yes, XINSURANCE can help you even if you’ve been declined, canceled, or non-renewed by an insurance company. We step in to provide an insurance solution when others can’t or won’t.
What does valet parking insurance cost?
The cost of valet parking insurance varies depending on factors such as the size of your operation, the number of vehicles you handle, your claims history, coverage limits, and more. Generally, it’s tailored to fit your specific business needs, which can affect the overall price. Contact us and tell us more about your business and valet service so we can provide a personalized quote.
What our clients say
Insurance for all activities. Excellent product with total coverage for WHEN you need that extra help.
THIS IS INSURANCE I CAN TRUST TO PROTECT ME!
– Dave H.
They are amazing and always there to help you if you have any questions or concerns.
– Arlene A.
XINSURANCE is very easy to deal with. We didn’t have to wait forever for the information we needed. And the whole process of finding a plan that worked for us was almost too easy.
– Leslie A.
Your Trusted Team for Tackling the Unexpected
Fighting for You Is What We Do Best
At XINSURANCE, we believe in taking an active role in defending the interests of our customers. When an insured is facing challenges such as frivolous lawsuits or unfounded charges, we take pride in staying by their side.
Unique Requirements Are Our Specialty
XINSURANCE specializes in covering the extraordinary cases that other agents lack expertise in. If you need something insured and can’t find a policy for it anywhere else — chances are our team will know exactly how to get you coverage for it.
Built-For-You Flexibility & Dedicated Support
The XINSURANCE approach to coverage is anything but “one size fits all.” Our specialty insurance experts work one-on-one with you to fully understand your circumstances, insurance needs, and high-risk areas up front. This means that by the time your policy is issued, we're fully prepared to support you through the worst-case scenarios — not drop you when an incident, claim, or lawsuit occurs.
More of Your Coverage - All in One Place
Though your policies won’t be “one size fits all,” XINSURANCE does take an all-in-one approach to insurance. This means that instead of buying several policies, we’re able to offer coverage solutions for your various needs all in one plan.
What You Can Expect From Our Team
Insurance solutions tailored to your needs
Expansive coverage options
Expert support when facing frivolous charges
Dedicated support & service
Security Guards
We provide liability insurance solutions for security guards and security services, including armed guards. Get a quote today!
Small Businesses
We can provide customized liability insurance solutions tailored to your business’s unique needs. Even if another insurance company has declined, canceled, or non-renewed your business, we can still help you!
TRU Umbrella
TRU Umbrella coverage is customized to fit your unique needs by filling the gaps and covering the exclusions in your primary policy for work, home, and play.
