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Insurance for Explosive Contractors

Get Protected with Insurance for Explosive Contractors

Any industry involving explosives is going to be considered high-risk. If you are an explosive contractor, you will be well aware of the risks your occupation carries. And you’ll appreciate the need for insurance for explosive contractors.

While most explosive contractors are responsible and carry out controlled explosions while following all safety procedures, accidents can still happen. Flyrock and debris from the blast can be unpredictable. Something during the process can fail and cause things to spiral out of control. In these cases, whether you’re found liable or not, insurance for explosive contractors can protect you.

The Liability of an Accident

Liability claims are notoriously expensive. Even if a case goes your way, you could still end up with hefty expenses and lawyer fees. Being found guilty of liability can see compensation costs run into the millions.

Since 2010, seven miners have died due to flyrock, misfires, and toxic fumes resulting from controlled explosions. Most injuries occur due to flyrock and lack of security preventing access to the blast site. Other reasons for causing injury from explosions include the use of excessive explosives, improperly following procedures, failure to take proper care, and not using approved blasting methods. (Source: RogerTownsend)

Taking out explosive contractor insurance is a way to protect yourself from financial ruin if an incident occurs on your watch.

Keeping Safe on the Blast Site

Following the proper safety procedures and protocols is the best way to safeguard against incidents around the blast site. Clearing the area before the explosion takes place is critical. Restricting access until the area is declared safe following the explosion is also vital.

As the contractor, it’s your job to decide whether the blast goes ahead or not. If something seems amiss or if the conditions are not favorable, the best plan is to cancel the explosion and carry it out at a better time. Keeping all equipment working correctly is crucial, as is ensuring you’re using the right type and amount of explosives for the job.

All of this is vital for preventing accidents. But not all issues can be stopped. This is why it’s crucial for you to have insurance for explosive contractors in place.

XINSURANCE Explosive Contractor Insurance

You may already have coverage. You may think that your business policy carries enough coverage. The problem is, however, that many insurances, including specialist insurance, fall short.

To avoid this problem, you need XINSURANCE, a specialized liability insurance broker with several decades of experience insuring high-risk activities and occupations. XINSURANCE is powered by Evolution Insurance Brokers, LC (“EIB”), an excess and surplus lines insurance brokerage. Our unique “all-in-one” coverage allows us to assess your operations and experience to determine the level of coverage you need.

Our insurance solutions are comprehensive and adequate for your requirements, meaning you needn’t be concerned should a liability claim arise. We are also able to offer you coverage solutions. And we can do so even if you have a claims history, have been previously denied coverage, or have gaps/exclusions in your current insurance policy.

Our insurance for explosion contractors is no exception and includes the following coverage:

  • Commercial general liability
  • Professional liability
  • Owners and contractors protective liability
  • Commercial auto (available in most states)
  • Completed products
  • Equipment rental liability
  • Property coverage
  • Limits up to $10 million or $20 million through our reinsurance partners

Please note that our solution to explosive contractor insurance does not include coverage for workers’ compensation.

Need a Quote?

XINSURANCE understands the urgency of getting comprehensive coverage in place. We’ve made it simple to get in touch with our knowledgeable team. We can quickly give you a no-obligation quote and answer any of your questions.

Phone 877-585-2853

Email: info@xinsurance.com

Office locations: HERE

Our website details all of our company info, including our large and varied product line. Our events calendar will tell you where and when we’ll be in your area. If you’re ready, please click for a quote.

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Why take more risk in an already risky profession? Leaving yourself wide-open to liability claims, it’s only a matter of time before it costs you big time. Let XINSURANCE protect you with their solutions to insurance for explosive contractors so you can do your job safely and securely. Get in touch today so we can give you a comprehensive quote.