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Female scientist handles laboratory mouse | Animal testing insurance

Insurance for Animal Testing Labs – Helping Ensure Diagnoses for Sick Animals

When a beloved animal gets sick, animal testing labs perform an essential role. They reach a diagnosis by using cutting-edge technology and state-of-the-art equipment to perform tests. While, in most cases, they make a successful diagnosis, things go wrong occasionally. In such circumstances, the labs that carry out these vital tests can find themselves blamed for medical malpractice.

Being blamed for such an event, whether the lab is at fault or not, can result in costly liability lawsuits. Losing a lawsuit can put the lab out of business, which means many animals may suffer due to the unavailability of diagnostic testing.

If you run an animal testing lab, it’s always best to help protect your business from liability claims with insurance for animal testing labs.

Why Do Lab Errors Occur?

Lab errors can occur for a number of reasons, primarily:

  • The use of faulty or incorrect equipment
  • Errors made in the recording of results
  • Haste
  • Ambiguous results
  • Sample contamination
  • Lost results
  • Failure to report results
  • Taking too long to report results
  • Other human error

Faulty results can lead to an incorrect diagnosis, which can put an animal in danger of receiving the wrong medication or treatment. In some circumstances, an incorrect diagnosis can lead to animals not receiving medication or treatment at all. Taking too long or failing to report testing can mean that an animal continues to suffer without appropriate treatment. Unfortunately, it is possible that such an animal may die as a result.

Lawsuits involving animal testing labs can be costly. In one example, a Californian dog owner was awarded $39,000 as a result of veterinary malpractice. Another couple is seeking $50,000 in damages for the death of their dog. Claims such as these are on the rise. It’s vital to have insurance for animal testing labs.

XINSURANCE: Insurance for Animal Testing Labs

We know how important testing labs are for the health and survival of pets and animals. We also recognize how essential it is for those labs to have the right protection to carry out their amazing work worry-free.

We have over 40 years of experience providing liability coverage for businesses and individuals that most insurers refuse. XINSURANCE is powered by Evolution Insurance Brokers, LC (“EIB”), an excess and surplus lines insurance brokerage. We use a unique “all-in-one” approach to provide customized and comprehensive coverage solutions under one policy.

Even if you’ve had trouble finding coverage in the past, have a claims history, or have been refused coverage, XINSURANCE may be able to help you.

We provide:

How to Get in Touch With XINSURANCE

If you’re interested in learning more about insurance for animal testing labs, please get in touch with XINSURANCE today. Our website features comprehensive information about us as well as showcasing our broad product line. We specialize in providing coverage for high-risk businesses and activities.

To talk with someone about insurance for animal testing labs, call us at 877-585-2853. Or you can send us a message via and someone will get back to you as soon as possible.

If you happen to be local to any of our four offices, we’d love to see you for a face-to-face meeting where we can discuss our insurance for animal testing labs in detail. See our office locations here.

You can also contact us by using your favorite social media platform. Send us a message and follow us to keep on top of XINSURANCE news and updates:

Finally, we are often attending shows and events in the local community. Check out our events calendar to see what we’ve got going on in the coming months and please visit us if you can.

For the very best coverage, contact XINSURANCE. We will do all that we can so that you can continue your great work helping animals and do so with true peace of mind.

Rick LindseyAuthored by Rick J. Lindsey, President, Chairman, and CEO of XINSURANCE

Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.