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Insurance for Animal Testing Labs – Helping Ensure Diagnoses for Sick Animals
When a beloved animal gets sick, animal testing labs perform an essential role. They reach a diagnosis by using cutting-edge technology and state-of-the-art equipment to perform tests. While, in most cases, they make a successful diagnosis, things go wrong occasionally. In such circumstances, the labs that carry out these vital tests can find themselves blamed for medical malpractice.
Being blamed for such an event, whether the lab is at fault or not, can result in costly liability lawsuits. Losing a lawsuit can put the lab out of business, which means many animals may suffer due to the unavailability of diagnostic testing.
If you run an animal testing lab, it’s always best to help protect your business from liability claims with insurance for animal testing labs.
Why Do Lab Errors Occur?
Lab errors can occur for a number of reasons, primarily:
- The use of faulty or incorrect equipment
- Errors made in the recording of results
- Ambiguous results
- Sample contamination
- Lost results
- Failure to report results
- Taking too long to report results
- Other human error
Faulty results can lead to an incorrect diagnosis, which can put an animal in danger of receiving the wrong medication or treatment. In some circumstances, an incorrect diagnosis can lead to animals not receiving medication or treatment at all. Taking too long or failing to report testing can mean that an animal continues to suffer without appropriate treatment. Unfortunately, it is possible that such an animal may die as a result.
Lawsuits involving animal testing labs can be costly. In one example, a Californian dog owner was awarded $39,000 as a result of veterinary malpractice. Another couple is seeking $50,000 in damages for the death of their dog. Claims such as these are on the rise. It’s vital to have insurance for animal testing labs.
XINSURANCE: Insurance for Animal Testing Labs
We know how important testing labs are for the health and survival of pets and animals. We also recognize how essential it is for those labs to have the right protection to carry out their amazing work worry-free.
We have over 40 years of experience providing liability coverage for businesses and individuals that most insurers refuse. XINSURANCE is powered by Evolution Insurance Brokers, LC (“EIB”), an excess and surplus lines insurance brokerage. We use a unique “all-in-one” approach to provide customized and comprehensive coverage solutions under one policy.
Even if you’ve had trouble finding coverage in the past, have a claims history, or have been refused coverage, XINSURANCE may be able to help you.
- Professional liability insurance: coverage for errors and omissions and directors and officers, including excess coverage and limits up to $20 million
- General liability insurance: coverage for claims against 3rd-party bodily injury and property damage
- A range of products that allow you to customize your insurance to your requirements
How to Get in Touch With XINSURANCE
If you’re interested in learning more about insurance for animal testing labs, please get in touch with XINSURANCE today. Our website features comprehensive information about us as well as showcasing our broad product line. We specialize in providing coverage for high-risk businesses and activities.
To talk with someone about insurance for animal testing labs, call us at 877-585-2853. Or you can send us a message via firstname.lastname@example.org and someone will get back to you as soon as possible.
If you happen to be local to any of our four offices, we’d love to see you for a face-to-face meeting where we can discuss our insurance for animal testing labs in detail. See our office locations here.
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For the very best coverage, contact XINSURANCE. We will do all that we can so that you can continue your great work helping animals and do so with true peace of mind.