Insurance for Krucker Floats and Amphibious Ultralight Trikes
Enjoying the freedom of both water and sky with a Krucker float or amphibious ultralight trike is an incredible experience — but it comes with unique risks. The right insurance coverage is essential to protect yourself, your passengers, and your investment.
The Rising Popularity and Risks of Ultralight Aircraft
Amphibious aircraft such as Krucker floats and amphibious ultralight trikes are great fun. Not only do you get to float along the water, but you also get to take to the skies. Amphibious aircraft give you the best of both worlds.
If you fly Krucker floats or an amphibious ultralight trike or are a flight instructor for these aircraft, you need protection from liability. Facing a lawsuit because someone got injured on your watch is something that no person wants to experience. However, accidents do happen, so you absolutely need protection in case the worst-case scenario occurs. That’s why having the right insurance for Krucker floats and amphibious ultralight trikes is essential.
Ultralight aircraft originated in the U.S. in 1975, and they became highly popular across North America. The exact number today is unknown, as ultralights are not required to be registered with the Federal Aviation Administration (FAA), but as of 2023, there were 27,000 registered sport and ultralights in the U.S.
Their relatively low cost and accessibility have attracted many new pilots, some of whom may lack formal training. This has contributed to a higher risk of accidents and injuries compared to more regulated types of aircraft.
Accidents on Krucker Floats and Amphibious Ultralight Trikes
Amphibious aircraft face unique risks during water landings, such as the potential to flip over or sink rapidly, especially in rough water conditions. Seaplane and amphibious aircraft accidents, while relatively rare, can result in serious injuries or fatalities.
In the United States, the FAA tracks safety data for special light-sport aircraft (SLSA), a category that includes many amphibious ultralight trikes and Krucker floats. According to the FAA’s 2021 safety report, the annual number of fatal SLSA accidents has ranged from five to 13 per year over the past decade, with seven fatal accidents reported in 2021. The overall fatal accident rate for SLSA has been trending downward, reflecting improvements in training, maintenance, and safety awareness.
The Experimental Aircraft Association (EAA) tracks fatal accidents in experimental and amateur-built aircraft, which can include ultralights and light sport aircraft. In 2022, they tracked a total of 56 fatalities — though not all of those can be attributed to ultralight aircraft specifically.
These statistics highlight the importance of proper training, regular maintenance, and comprehensive amphibious ultralight trike insurance and Krucker float insurance for anyone operating or instructing on these unique aircraft.
Keeping Safe on Your Amphibious Aircraft
Whether you fly a Krucker float or an amphibious ultralight trike, following essential safety practices is key to protecting yourself and others. To reduce the risk of accidents and ensure peace of mind, make sure to:
- Maintain your aircraft regularly to ensure it’s in top condition.
- Complete thorough training in both aircraft operation and first response/first aid.
- Equip your aircraft with emergency flotation and communication devices.
- Match activities to skill level by never allowing students or passengers to attempt maneuvers beyond their abilities.
- Avoid flying in adverse weather conditions.
- Ensure all pilots and passengers are strong swimmers.
- Carry comprehensive ultralight aircraft insurance and amphibious aircraft insurance, including liability coverage.
By prioritizing these safety measures, you can enjoy the freedom of amphibious flight with greater confidence and security.
Insurance for Amphibious Aircraft
XINSURANCE has been providing liability coverage solutions for high-risk activities for decades. Amphibious aircraft insurance and ultralight aircraft insurance are no exception.
XINSURANCE is powered by Evolution Insurance Brokers, LLC (“EIB”), an excess and surplus lines insurance brokerage. Through our unique “all-in-one” approach, we offer fully customized coverage solutions for all who need them. Even if you’ve been denied coverage in the past or have a claims history, XINSURANCE can help you.
Our comprehensive Krucker float insurance and amphibious ultralight trike insurance includes:
- Instructor pilot insurance: For those who instruct student pilots or conduct FAA-mandated flight reviews or check rides.
- Student pilot insurance: For those learning in a plane they don’t own. Non-owner or aircraft renter’s liability insurance can protect you if you cause bodily injury or property damage during a lesson.
- Personal or professional pilots’ insurance: For those flying in non-owned aircraft, commercial pilots, and independent contractors. Coverage includes third-party bodily injury and third-party property damage.
Contact XINSURANCE Today
Flying a Krucker float or amphibious ultralight trike should be done with complete peace of mind that you won’t face a costly lawsuit alone. If your current amphibious aircraft insurance or ultralight aircraft insurance does not offer the right coverage or if you don’t have any coverage at all, get in touch with us today.
Contact Information:
Call: 877-447-4705
Email:[email protected]
Website: Visit our website for more information, including details on our vast product line and amphibious aircraft liability coverage.
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Take to the skies in your Krucker float or amphibious ultralight trike. With XINSURANCE, you can do so with confidence — backed by the right amphibious ultralight trike insurance, Krucker float insurance, and ultralight aircraft insurance for your needs.
Authored by Rick J. Lindsey, President, Chairman, and CEO of XINSURANCE
Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.