Insurance for Lift eFoils and Electric Surfboards
Electric hydrofoil (eFoil) surfboards sprang onto the water sports scene in 2018. This exciting activity allows the rider to feel like they are flying across the water. It’s no wonder that using eFoil electric surfboards is one of the must-do water sports of this decade.
Although thrilling to use, eFoils are difficult to master. Those wishing to try need lessons because eFoils are fast and unforgiving. Those who instruct will be familiar with the sport’s dangers and that liability insurance for eFoil electric surfboards allows them to teach confidently. No instructor wants to face a costly lawsuit because someone injured themselves or someone else on their watch. Water sports liability insurance solutions for Lift eFoils and other electric surfboards may provide coverage up to policy limits in the event of a covered claim.
What Are eFoils?
eFoil is a shortened term referring to an electric hydrofoil surfboard. This watercraft uses electric propulsion to power a board resembling a combined surfboard and hydrofoil. The electric motor drives a propellor or jet, allowing riders to soar above the water’s surface without using wind or waves.
Lift was the first company to create eFoils, but since the product’s launch, many other companies have developed versions, including Flite, SiFly, and Waydoo.
The United States Coast Guard technically considers electric surfboards like eFoils “mechanically propelled personal hydrofoils” (MPPH).
States can have different classifications for this watercraft. Some place it under the personal watercraft category, which includes things like Jet Skis and Sea-Doos. Others use the vessel category, which consists of any watercraft used for transportation on water.
Where Can You Use eFoils?
Since they generally qualify as vessels, eFoils can be used in most places where you can use boats. These include beaches, ponds, and rivers throughout the United States. You may need to have a boating license to operate one. Before using this equipment, people should check local laws and regulations. In areas besides the U.S., there may be stricter regulations for eFoil use.
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How Common Are Electric Surfboard Injuries?
Because eFoil sports are relatively new, few statistics exist, but there are statistics for similar activities like boating and surfing.
The United States Coast Guard publishes data related to watercraft accidents. This data can provide many insights. For example, in 2023, 527 people in the United States suffered injuries in personal watercraft. In total, 47 people in the U.S. died using personal watercraft in 2023, and 11 died using standup paddleboards, more than double the number of injuries from paddleboarding in the same year. Personal watercraft are among the highest causes of death and injury among watercraft.
The most common types of injuries incurred in all boating accidents were cuts, broken bones, scrapes and bruises, and concussions. Among watercraft injuries in the U.S. in 2023, 145 involved a person struck by a propellor. In 23 cases, these people died.
Over the past 20 years, surfers in the United States have experienced about 1,400 head and neck injuries, with almost half due to contact with the board. Another report covering 21 years documented 776 injuries to lower extremities from surfing, most due to impact with the board or the ocean floor.
Overall, surfing has an injury rate of about 0.26 to 0.9 injuries per surfer per year. While surfing injuries are less common than those from boating incidents, they are still fairly prevalent.
eFoil surfing is unlike traditional surfing. It’s faster and more dangerous, so accidents on these types of craft are likely to rise. Electric surfboards are also bigger and heavier, leading to a higher injury rate. Finally, these boards have propellers or other propulsion systems, which can cause injury upon impact.
Lift eFoil Protection and Insurance for eFoil Electric Surfboards
The eFoil sports trend is not going away. As demand surges, those who teach the sport need to protect themselves. XINSURANCE has provided liability coverage solutions for high-risk sports and activities for decades, and eFoil and electric surfboard coverage solutions are no exception.
Our insurance solutions for Lift eFoils and eFoil electric surfboards are customized coverage we can help you find as part of water sports insurance solutions. We look at your experience level and operations and use that information to help get you exactly the water sports liability coverage solution you need.
We can find liability coverage solutions for those who teach or instruct eFoil sports for:
- 3rd-party bodily injury
- 3rd-party property damage
We can even locate eFoil insurance coverage solutions for professional riders, which may offer protection in case they injure someone or damage someone else’s property. XINSURANCE’s solution to insurance for lift eFoils and insurance for eFoil electric surfboards is designed to give customers true peace of mind.
XINSURANCE Is Waiting to Hear From You
If you’re an eFoil instructor or business and need insurance solutions for Lift eFoils or eFoil electric surfboards, we’ll be glad to hear from you.
On our website, you can find all the information necessary to learn about XINSURANCE. We also provide plenty of detail about available coverage solutions. If you want to get a quote, you can click for a quote on our website.
XINSURANCE understands that eFoil sports are here to stay. So, insurance solutions for lift eFoils and insurance for eFoil electric surfboards have never been more important. Help protect yourself from financial harm and keep doing what you love by keeping XINSURANCE at your side.
Last updated on 30/12/2024