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When You Think of Insurance for Taverns, Think of XINSURANCE

Some people just want to go to a bar or tavern where everybody knows their name, while others want to own the place that has such a loyal customer base. If you align yourself with the latter, then you will need good insurance for taverns coverage to help your business succeed.

Owning and operating a bar, tavern, or nightclub of your own is a dream held by many real people and fictitious TV characters alike. Most of the general population desperately seeks out places to relax with their friends over some food and drinks, so it is no wonder these are such popular business ventures. There are a lot of profits to be made by running your own watering hole, plus you would be able to surround yourself with people who share similar interests. It is not uncommon for an owner’s family and friends to be their best customers; who would not love the chance to hang out with the people closest to them while making money at the same time?

For most of human history, people have needed places to socialize and unwind after a long day. They need a place that always has good drinks on tap, friendly service, and business hours that are willing to extend well into the late night or early morning, depending on a person’s point of view. This is why the bar or tavern owner has always held an important place in people’s hearts, because of their ability to provide the precise atmosphere and experience that people want.

As with anything that involves alcohol, there is a very fine line between good and bad. Every year, there are thousands of people who die from alcohol-related causes. Just as high as the number of people who are injured or assaulted by a person who has been drinking. For as much fun as it can bring to an evening, a few too many drinks can create problems, problems that could lead to serious and costly legal issues for all parties involved. Suddenly, all the good times that your tavern brought you and all the plans you had for its future are in serious jeopardy because of one mistake. When events like this do happen, it really helps to have the best type of insurance for taverns that you can get.

While every insurance carrier will make the claim that they are the best place for your needs, a bit of research will help clarify the real rankings. It will not take you long to discover the truth – that most insurance companies offer similar coverage to one another, and what they are offering is not going to be enough for you and your business. The coverage options you get from most carriers are too generic and often provide protection in areas that are not that pressing to you. Worst of all, they limit your coverage options to only what they are offering – no changes or negotiations about it. It should not be this hard to find the right insurance for taverns, and thanks to reliable insurance partners such as XINSURANCE, it no longer has to be.

From tavern owners to water park operators, and even your neighborhood Santa Claus, XINSURANCE provides unique coverage solutions that will fill in the gaps left by your other insurance policies. It is rare to come across a company that is so in-touch with the needs of so many people, so you should jump at the chance when you finally do come across one.

Aside from the niche markets that they target, there are a number of great benefits you can only find when doing business with XINSURANCE. For one thing, they offer plans that are completely customizable. Yes, you read that correctly. You get to build your own plan and make sure that you are only paying for the coverage that you want or need most, and nothing more. Another totally unique benefit of choosing XINSURANCE is that they offer an all-in-one approach to coverage that helps customers know that all of their coverage needs (with the exception of Worker’s Comp) can be found in one place, with one policy, all from one insurance company.

If you want nothing but the best liability protection for your bar, tavern, or nightclub, then head to and find the right plan for you.

Rick LindseyAuthored by Rick J. Lindsey, President, Chairman, and CEO of XINSURANCE

Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.