Bars, taverns, and nightclubs should all carry insurance. When alcohol is involved, there is no telling what might happen. You might unknowingly serve a minor with a fake ID, have a customer slip and fall, or serve someone alcohol who then ends up driving home and getting into an accident.
When any of these incidents occur, you and your business could be held accountable for any subsequent injuries or damages. If an injured party files a lawsuit and receives a substantial settlement or judgment, the financial impact could be devastating.
To ensure you, your business, and your assets are completely covered, XINSURANCE provides customized insurance for taverns that is made to fit your needs. We offer comprehensive coverage that will minimize your exposure when an accident or incident occurs. You’ll have true peace of mind knowing that you’re partnering with an experienced provider that protects your interests. No risk is too big or small for us — we offer liability policies with limits up to $20 million through our reinsurance partners.
Examples of the establishments we provide liability insurance for include:
We’ll work with you to craft a tailored liability insurance plan that can include the following coverage types:
Please note that XINSURANCE does not offer workers’ compensation insurance for bars.
Along with providing True Umbrella coverage that protects both business and personal assets, XINSURANCE stands behind every policy with exceptional service. We’ll review your current plan to find any exclusions or gaps that increase your exposure and make recommendations to fill those gaps. If the time comes to file a claim, we’ll manage the entire process every step of the way. We can even assist you with old claims opened under other policies.
You’ll also discover that getting coverage is fast and easy with XINSURANCE. Our streamlined process involves filling out and submitting our online application, followed by a phone call with our underwriters to discuss your risk in more detail.
Run your business safely and without any worry with customized bar insurance coverage. To start the quote process and obtain more information about our liability insurance for bars, complete the form above. If you have any questions and would like to speak to a representative, give us a call at 877-585-2853.
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