Eating at a restaurant is supposed to be an enjoyable experience. Delicious food, good atmosphere, excellent service, etc. Dining experiences are supposed to be harmless but accidents do happen. If you own a restaurant, you want to make sure you’re prepared for the worst. Accidents such as a slip and fall, an injured employee, a foodborne illness, or a building fire could put you at a financial loss or even out of business.
Restaurants face a variety of liability exposures. At XINSURANCE, we’ll work with you to tailor a plan that addresses your most prominent risks. Specific coverage options can include:
Please note that we do not provide worker’s compensation.
With XINSURANCE, you will have the customized coverage you need through our all-in-one policy. By reviewing your operations and experience level, we provide insurance solutions made to fit your needs. We specialize in helping business owners who have trouble obtaining liability insurance elsewhere or have been canceled or non-renewed by their carrier. So no matter the restaurant, no matter the risk or history, we are here to help you. You’ll have true peace of mind knowing you’re doing everything possible to safeguard your assets.
Examples of the types of dining establishments for which we provide liability insurance include:
When you partner with XINSURANCE, you’ll get a liability policy with limits that work for your business. You can receive up to $10 million in coverage and as much as $20 million through our reinsurance partners. Because we offer all-in-one protection, you won’t need to carry multiple policies to get the coverage you require.
We enhance your policy with exceptional support for as long as someone is a policyholder. Our prompt, efficient claims service saves time and offers true peace of mind. We’ll even take over old, unsettled claims on other policies.
Getting liability insurance for restaurants is a fast, straightforward process. Apply online at your convenience and submit the completed app to our underwriting team for immediate review. We’ll then set up a phone conversation to discuss your situation in more detail. Once you agree to the terms and pay the first premium, we’ll issue your new policy without delay.
Take the next step toward the comprehensive liability insurance for your restaurant, complete the form above. If you have any questions and would like to speak to a representative, give us a call at 877-585-2853.
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