Insurance for Restaurants
Eating at a restaurant is supposed to be an enjoyable experience. Delicious food, good atmosphere, excellent service, etc. Dining experiences are supposed to be harmless but accidents do happen. If you own a restaurant, you want to make sure you’re prepared for the worst. Accidents such as a slip and fall, an injured employee, a foodborne illness, or a building fire could put you at a financial loss or even out of business. If you want proper coverage and protection, you need liability insurance for restaurants.
With XINSURANCE, you will have the customized coverage you need through our all-in-one policy. By reviewing your operations and experience level, we create a policy made to fit your needs. So no matter the restaurant, no matter the risk or history, we are here to help you.
Please note that we do not provide worker’s compensation.
Know the Facts
Cooking equipment (38%) and electrical distribution and lighting equipment (21%) are the top causes of property damage in restaurants.
During 2010-2014, an estimated average of 7,410 structure fires in eating and drinking establishments were reported to U.S. fire departments per year, resulting in $165 in property damage.
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