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xinsurance True Peace of Mind

XINSURANCE Gives You True Peace of Mind

Insurance is one of those things that you don’t really think too much about until you need it. Even if you are the most careful person in the world, accidents happen all the time. You need to be prepared for those moments, so you don’t find yourself paying out of pocket for extremely expensive solutions.

XINSURANCE is here to offer you more than top-quality insurance and customer service. We are here to offer you true peace of mind. You can wake up, work, drive, and live every day with the confidence that you will be well taken care of when the unexpected happens.

XINSURANCE Covers What the Others Don’t

Our insurance brokerage is unlike any other on the market. We have set out to fill the gaps of traditional policies by providing coverage that is specific to your lifestyle. Our insurance solutions are completely customizable so you will be covered for everything you do – whatever you do!

For example, we offer both personal and commercial liability coverage for things like:

  • Aerial arts
  • Conceal & carry
  • Pilots
  • Animals
  • Outdoor recreation
  • Exotic pets
  • Circuses
  • ATV rentals
  • Active shooters
  • Communicable diseases

…And so much more!

Our underwriting team has over 40-years of experience. Together, we will assess your lifestyle and needs and come up with a policy that really works for you. It doesn’t matter if you’ve been denied by other companies or have had your insurance cancelled. We are here to help.

Don’t Get Caught Without XINSURANCE

If we’ve learned anything in the last year, what with a global pandemic, civil unrest, and the frequent circling of misinformation, we’ve learned that unexpected things happen all the time. You never know when you are going to encounter a new person or situation that throws you for a loop.

Having an all-inclusive insurance policy with XINSURANCE will take the liability off of you and your company so you don’t experience loss of funds, time, business, or true peace of mind. If ever you or your business is involved in an accident, XINSURANCE will be there for you from the day of the event all the way through court proceedings until the issue has been resolved. We are living in a litigious society that is unfortunately all too quick to turn an accident into a lawsuit. Even the smallest gap in your coverage could create massive ramifications for you or your business.

Whenever, Wherever

XINSURANCE is proud to offer liability insurance solutions to anyone who needs it, in all 50 states. Our claims hotline is available 24/7 because we understand that accidents don’t only happen during business hours. Life is unpredictable, but you can be sure about one thing: XINSURANCE will be there for you when you need help.

Contact one of our agents today at 877-585-2853 or We will be happy to take a look at your current policy to find the gaps that need to be filled – and then create a custom policy that fills them.

Rick LindseyAuthored by Rick J. Lindsey, President, Chairman, and CEO of XINSURANCE

Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.