The homeowners' insurance market in Illinois is undergoing significant changes and challenges. With rising property insurance premiums and increasing difficulties in obtaining coverage for extreme...
November 20, 2023, Salt Lake City, UT. XINSURANCE, a leading provider of specialty liability insurance solutions, is proud to announce the launch of TRU Umbrella,...
The insurance crisis in Florida is seen to be escalating as insurers continue to flee the state or abandon claims while in receivership. Homeowners are...
The world of surfing is evolving rapidly, and electric surfboards are at the forefront of this exciting transformation. These innovative boards have captured the imagination...
Flyboarding is an extreme water sport that has captured the imaginations of adrenaline junkies worldwide. As the popularity of this exhilarating activity continues to soar,...
Introduction: Did you know there are loopholes and exclusions in most liability insurance policies? It doesn’t matter if you’re a homeowner, renter, or business owner. Cheap...
High-net-worth individuals are more vulnerable to lawsuits than ever. After all, over 100 million court cases are filed annually, and liability protection is required to protect...
Umbrella insurance can save you from paying significant amounts of money out of pocket in situations where you're liable for an incident. But is standard...
Insurance is one of those things that you don’t really think too much about until you need it. Even if you are the most careful...
Insurers are becoming notoriously strict about the types of people or businesses to which they offer coverage. Even if they do offer coverage, it will...
When Rick Lindsey was a young insurance agent, he was frequently frustrated with the lack of flexibility and creativity in the insurance products he was...
Running a business is a matter of managing the ups and downs. Hopefully more ups than downs. Whether part of the board or one of the top executives in a corporation, you realize you’ve got to handle the pitch and roll in order to keep the business afloat. Particularly in these difficult economic times.
During financially difficult times people are more prone to seek out and take legal action against any perceived corporate misstep. Top-level decisions can be challenged by investors, regulators, and even criminal prosecutors. And, so it is more important than ever that directors understand their obligations and potential liabilities. 
I used to get made fun of as a kid. I was the one who came to school with a backpack as big as I was, filled to its capacity with school supplies. From pencils to gauze pads (just in case my pencil slipped when writing notes and I cut my hand, of course), I had it all tucked nicely into my scoliosis maker.
I blamed it on my mom. I told my snickering peers that she was overprotective and I had to lug around my “just in case” bag to keep her off my back. But really, it was all me. I was the epitome of a boy scout – always prepared no matter what situation I was in. It was in my blood and still is. 