AGRITAINMENT INSURANCE

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AGRITAINMENT INSURANCE

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agritainment insurance

For Seasonal Businesses

Agritainment is farm-based entertainment including activities such as hayrides, pony rides, petting zoos, cornfield mazes, harvest festivals, and more. If you’re in the agritainment industry, have you considered agritainment insurance? With lots of activities, families with kids running around, and possibly animals present, an accident is bound to occur. Don’t let a lawsuit be a financial burden or take you out of business. To stay protected and worry-free, you need agritainment insurance from XINSURANCE.

With XINSURANCE, you will have the customized coverage you need through our all-in-one approach. By reviewing your operations and experience level, we provide customized insurance solutions to fit your needs. So no matter the fall activity, no matter the risk or history, we are here to help you.

agritainment insurance

Activities Covered with Agritainment Insurance:

  • Corn mazes, pumpkin patches, petting zoos, haunted houses, paintball courses, hay rides, face painters, Christmas tree lots, etc.
  • Special events & fireworks
  • Amusement & recreation places, devices, and inflatables
  • Carnivals, fairs, festivals, and family entertainment centers
  • And more!

QUESTIONS TO CONSIDER

QUESTIONS TO CONSIDER

Q. What kind of coverage can XINSURANCE provide?

A. Coverages can include: commercial general liability, business auto (not available in all states), property, equipment rental liability, animal liability, communicable disease coverage, individual liability, professional liability, alleged sexual abuse & molestation liability, and alleged assault & battery liability.

Q. Are you entertaining your customers by scaring them in an area such as a haunted house or corn maze?

A. Employees or props can cause an accident in scary atmospheres like haunted houses, hayrides, and corn mazes. Your business or employees may be held liable.

Q. Are goats, chickens, dogs, or other animals present?

A. Whether you have a petting zoo, pumpkin patch, or special event going on, if you own the animals and one of them bites or attacks a customer, you may be help responsible for the accident.

Q. Are there a lot of trees in the area of your business?

A. Leaves can hide holes or other damage in the sidewalks or road that can lead to injury and then a lawsuit. Be sure to rake those leaves!

KNOW THE FACTS

agritainment insurance

At a haunted house, a plaintiff became frightened when an employee jumped out at her. She ran into a cinder block wall covered with black fabric and needed 2 surgeries to repair her broken nose.

Deborah Mays v. Gretna Athletic Boosters, Inc. 

agritainment insurance

At a corn maze, the plaintiff ran into a figure dressed as Jason Voorhees who wielded a running chainsaw. The plaintiff attempted to run away but fell and broke her leg because of the muddy condition of the field.

Durmon v. Billings

agritainment insurance

At the “Haunted Hotel Ball” party of the Palmer House Hilton in Chicago, a woman fell four floors to her death after attempting to slide down a railing and suffering head trauma.

The Palmer House Hilton

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