Agritainment Insurance

You need agritainment insurance to help protect you when things go wrong. In life, you will learn how good your insurance partner is when what can happen does happen. XINSURANCE stands by your side when an accident, incident, claim, or lawsuit occurs. Having agritainment insurance can protect you from significant financial loss and sometimes can be the difference between staying in business or closing your doors. In some places, liability insurance may be required.

The type of insurance coverage needed for agritainment businesses will depend on your unique circumstances. XINSURANCE does not provide a cookie-cutter policy that applies to everyone. Instead, we talk to you and learn more about you and/or your business. We then come up with an insurance solution that provides customized coverage based on your needs. This all-in-one approach allows you to pick which coverages you want to have on your insurance policy.

The cost of agritainment insurance varies widely depending on factors such as the size and location of your business, the types of activities you offer, how many visitors you get, the amount of coverage needed, and your claims history. Once we learn more about you and your business, we can provide a quote with an estimated cost.

Yes, XINSURANCE can help you even if you’ve been declined, canceled, or non-renewed by an insurance company. We step in to provide an insurance solution when others can’t or won’t.

Agritainment businesses face several unique risks, including:

1. Visitor Injuries: With activities like petting zoos, hayrides, and corn mazes, there’s a risk of visitors getting injured, leading to potential liability claims.
2. Property Damage: Damage to property, such as equipment, structures, or crops, can occur due to accidents, vandalism, or extreme weather conditions.
3. Livestock and Animal Risks: Keeping animals on the premises can introduce risks related to animal behavior, disease outbreaks, or accidents involving animals.
4. Food Safety: If you offer food products or serve alcohol, there are risks related to foodborne illnesses, contamination, and responsible alcohol service compliance that can lead to legal issues.
5. Weather-Related Challenges: Agritainment businesses often rely on favorable weather conditions, making them vulnerable to revenue loss due to adverse weather.
6. And More!

To mitigate these risks, agritainment businesses should have comprehensive insurance coverage, safety protocols, and risk management strategies in place.

1. At a haunted house, a plaintiff became frightened when an employee jumped out at her. She ran into a cinder block wall covered with black fabric and needed 2 surgeries to repair her broken nose. Source.
2. At a corn maze, the plaintiff ran into a figure dressed as Jason Voorhees who wielded a running chainsaw. The plaintiff attempted to run away but fell and broke her leg because of the muddy condition of the field. Source.
3. At the “Haunted Hotel Ball” party of the Palmer House Hilton in Chicago, a woman fell four floors to her death after attempting to slide down a railing and suffering head trauma. Source.