You can rely on us to provide reliable insurance coverage solutions and unwavering support for your farm or ranch operations.
As a farm or ranch owner, having farm and ranch insurance is crucial to safeguarding your livelihood and protecting against unforeseen circumstances. At XINSURANCE, our farm and ranch insurance solutions go beyond the cheap and limited coverage options available in the market. Our insurance solutions not only protect your farm or ranch property and its operations but they also include coverage for common exclusions such as dogs, horses, stables, heavy equipment, etc.
With XINSURANCE, you can rest assured that your farm or ranch is fully protected from the potential risks and uncertainties that come with agricultural operations. We understand the unique challenges you face and offer tailored coverage options that address these specific needs. Don’t settle for cheap insurance that leaves you vulnerable to unexpected losses. Choose XINSURANCE for reliable coverage that goes above and beyond, ensuring the long-term security and success of your farm or ranch business.
Provides coverage for injuries and property damage sustained by third parties.
Covers the building and its contents from weather-related risks, vandalism, theft, and more. Learn more.
Provides coverage for third-party bodily injury and property damage caused by any animals you own, including dogs, horses, and other farm animals. Learn more.
Can provide physical damage protection for applicable equipment while it is being rented, stored, or transported. It can provide financial assistance in case of accidents, malfunctions, and limited theft coverage.
Provides auto liability coverage for your company-owned or personally-owned vehicle primarily used for business purposes. Learn more.
*Available in most states
Covers the costs associated with pollution clean-up caused by your business.
Personal liability protection in the event of an accident and a claim is made against you. Learn more.
Coverage for claims regarding negligent acts and more. Learn more.
Coverage for claims against you regarding assault and/or battery.
Coverage for claims against you regarding sexual abuse and/or molestation.
This is a policy enhancement that provides coverage for negligent exposure to any Declared Pandemic Disease or Pathogen, including COVID-19. Learn more.
Protects people from personal losses if they are sued as a result of serving as a director or an officer of an organization. Learn more.
Coverage for concealed carry, accidental discharge, and more, for both personal and commercial use. Learn more.
*Available in most states
Protects against claims for slips, trips, and falls on the property due to negligence.
Covers bodily injury to a guest and property damage to the venue (such as the building or its equipment) for private and public events. Learn more.
Additional coverage to fill the gaps and cover the exclusions in your existing policy. Learn more.
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We’ll use all the information provided to craft a highly personalized quote to address all of your specific insurance needs in one comprehensive policy
Farm and ranch insurance provides specialized coverage for the unique risks associated with agricultural operations. Our customized liability insurance solutions include protection for property, liability, and natural disasters such as floods, wildfires, and tornadoes. With XINSURANCE, farmers and ranchers can have peace of mind knowing that their assets and livelihoods are properly protected. Partner with us for tailored coverage, exceptional service, and reliable support for when things go wrong.
Homeowners insurance is not designed to cover farming operations, agricultural structures, or livestock. Farm and ranch insurance is necessary to provide comprehensive coverage tailored to the unique risks of farming and ranching activities.
The cost of farm and ranch insurance is influenced by factors such as the size of the farm or ranch, the types of crops or livestock, the value of equipment and buildings, the location of the property, past claims history, the coverage limits selected, and more.
It is best to contact us and tell us more about your situation and your needs so we can provide a personalized quote to you.
Most farm and ranch insurance policies will exclude certain weather perils such as floods and wildfires. Unlike traditional providers, we don’t shy away from these specific risks. Whether it’s damage caused by a flood, a devastating wildfire, or the destructive force of a tornado, XINSURANCE is committed to providing the coverage solutions you need. We understand the impact these events can have on agricultural operations, and our goal is to support and protect you and your business.
Yes, with XINSURANCE, you have the option to include coverage for specialized equipment, outbuildings, barns, and other structures on your farm or ranch. This allows you to tailor your policy to your specific needs. Most insurance companies will exclude this coverage or have gaps that don’t adequately cover you.
Yes, XINSURANCE can help you even if you’ve been declined, canceled, or non-renewed by an insurance company. We step in to provide an insurance solution when others can’t or won’t.
At XINSURANCE, we believe in taking an active role in defending the interests of our customers. When an insured is facing challenges such as frivolous lawsuits or unfounded charges, we take pride in staying by their side.
XINSURANCE specializes in covering the extraordinary cases that other agents lack expertise in. If you need something insured and can’t find a policy for it anywhere else — chances are our team will know exactly how to get you coverage for it.
The XINSURANCE approach to coverage is anything but “one size fits all”. Our specialty insurance experts work one-on-one with you to fully understand your circumstances, insurance needs, and high-risk areas up front. This means that by the time your policy is issued, we're fully prepared to support you through the worst-case scenarios — not drop you when an incident, claim, or lawsuit occurs.
Though your policies won’t be “one size fits all,” XINSURANCE does take an all-in-one approach to insurance. This means that instead of buying several policies, we’re able to offer coverage solutions for your various needs all in one plan.