Whether you own one golf cart or an entire fleet, XINSURANCE can meet your liability insurance needs. We work with our insurance partners to deliver a customized solution that gives you true peace of mind. We specialize in “high-risk” situations that other providers typically avoid. That makes us an excellent choice if you have been non-renewed or canceled or had an application for coverage rejected elsewhere.

For a golf cart insurance quote, reach out to our XINSURANCE underwriters who can help ensure you have comprehensive liability coverage when it comes to driving your golf cart.

At XINSURANCE, we use an all-in-one approach to get the coverage you need under one policy. Available coverages include:

• General Liability (GL): This insurance provides broad liability coverage for owners or operators of companies that rent golf carts or use them for business applications. If you use golf carts for promotional purposes, a GL plan can also protect against false advertising claims. GL also provides coverage for bodily injury which compensates third parties for the medical costs they incur due to an injury from an accident caused by the operator’s negligence. It also pays for the insured’s legal defense. Lastly, GL covers property damage – if you cause an accident that damages others’ property, this insurance pays for repairs or replacements and provides lawsuit protection.
• Guest Passenger Liability: This form of liability coverage pays the medical expenses of passengers riding in the operator’s golf cart stemming from an accident that’s the operator’s fault.
• Physical Damage (PD): Use this non-liability insurance option to compensate you for losses or damages to golf carts that you own. PD coverage can include collision — crashing into another cart or an object such as a tree — and comprehensive — non-accident-related damage such as theft, vandalism, fire, lightning, and wind.
• Auto Liability: If your golf cart is “street legal,” this protection covers accidents that occur during road use.
• Excess Liability: Our True Umbrella can cover any gap, limitation, or exclusion in any other insurance policy in force.

Some insurance providers offer “one-size-fits-all” liability plans that may not address the areas that impact you as an individual or business owner. Our all-in-one approach enables us to develop a tailored solution that covers your unique exposures. You’ll get True Umbrella coverage with the liability limits that make sense for your circumstances, whether it’s $10 million or even $20 million.

At XINSURANCE, we value partnerships, and it shows in our hands-on approach when working with our customers. Besides offering customized solutions that give our policyholders true peace of mind, we go above and beyond to deliver superior service. We’ll perform a free, comprehensive review of your current insurance program to determine any areas where you lack protection. We also offer risk management services that can help you avoid claims and reduce your liability insurance costs.

When you choose XINSURANCE for golf cart shuttle insurance, our service doesn’t stop when we issue the policy. We’ll also be there to help if you ever need to file a claim. You’ll have access to a 24/7 reporting hotline so you can initiate the settlement process as quickly as possible. Whether the incident just happened or you need help with an older claim, you can count on timely, professional guidance with the settlement process. Our goal is to make things “whole” again as quickly and painlessly as possible.

Are you having trouble finding a shuttle liability insurance provider in the standard market? Is an adverse claims history keeping you from getting the coverage you need? At XINSURANCE, we focus on insuring individuals and businesses that have had their policies canceled, non-renewed, or rejected elsewhere. We can also cover gaps and exclusions in existing plans, giving you true peace of mind. When other insurance entities say “no,” we can often say “yes.”

Many individuals and business owners come to us because they need more liability coverage than what other insurance providers can offer. We can issue policies with limits as high as $10 million. If you need a larger amount, we can explore a plan with up to $20 million of protection through our network of reinsurance partners. We also take smaller risks that often don’t fit the standard market’s more restrictive guidelines. Our flexible underwriting enables us to adapt coverages to meet each applicant’s unique requirements.

You don’t have to waste valuable time and effort to get golf cart shuttle insurance from XINSURANCE. Our streamlined process makes it easy.  We’ve designed our application process to save time and eliminate red tape. You can submit the application online, and our underwriting team will respond quickly to schedule a convenient phone call to further discuss the information. We’ll then supply a quote for your review. If you approve and pay the initial premium, your new policy will be issued promptly.